Reclaiming PPI - Charterhouse Claims

ade_uk

Hi,

I have just received a spam Email claiming to be from this company:

Loan mis-selling scandal. Find out if you are owed £s

Dear ********@********.com,

If you have ever taken out a Loan or Mortgage you may have been sold Payment Protection Insurance (PPI).

The mis-selling of payment cover with Loans has been so widespread that a Government report suggests 50% may have been mis-sold

Thousands of people are now claiming millions in compensation every month.

Time limits apply to claims so take action today.

Press Here

Find out today in just 60 seconds, free and without obligation, if your loan is included

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About Charterhouse Claims

*Established in 2002

*All claims are handled by experienced Claim Handlers or Solicitors

*No Win, No Fee Service

Visit our website to receive a FREE no obligation claim pack. Don't hesitate, start your claim today.

Press Here

The Email was apparently from "affiliateconsumer.co.uk".

If they do business by skimming or buying Email address (even if through a third party) I woudln't give them the time of day!

Adrian

di3004

Hi there


If you are paying out ppi on the loan, the ppi details should be disclosed on your credit agreement, if you do not have this then write a simple letter, enclose a payment of £1 cheque or postal order, request they supply the credit agreement by 12 days.

For more on reclaiming, follow the guidelines on the link below here.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

I would think again about using claims companies, lots have had problems and will charge you, where if you have a go yourself, and if successful you will get to keep all your ppi refund etc.

The above link is very useful with details on how to reclaim, all free.

Hope this helps, good luck.

Wayne.t5

I've recently used this company and would strongly advise against it. Their charges are huge, you pay 10 to 15% more than most the other companies plus 20% VAT by the time your done they take about 45% of what your awarded.
The people that work there are rude, never return calls and in one case was borderline aggressive on the phone.
After this I used Gladstone Brooks and don't have a single complaint. Nice people to deal with and the fees were massively less. Who ever you use you need to do your research

[Deleted User]

This sounds like a promotion of Gladstone Brooks, who also take a large proportion of any redress awarded from a successful PPI complaint. I've therefore marked your post as spam.

These companies do absolutely nothing you cannot do alone and basically charge a huge fee for putting a stamp on the envelope containing your complaint.

The advice of this website (and the opinion of regular posters here) is to complain yourself for no charge and keep 100% of the refund and interest.

So you wasted your money with both firms and it really doesn't matter how "polite" they were while fleecing you.

Nasqueron

Wayne.t5 wrote: »

I've recently used this company and would strongly advise against it. Their charges are huge, you pay 10 to 15% more than most the other companies plus 20% VAT by the time your done they take about 45% of what your awarded.
The people that work there are rude, never return calls and in one case was borderline aggressive on the phone.
After this I used Gladstone Brooks and don't have a single complaint. Nice people to deal with and the fees were massively less. Who ever you use you need to do your research

No PPI firm is worth using, all make you do all the work to gather an accurate complaint and if you do that you can do it yourself. If they don't ask you anything but who you had finance with then they aren't doing an accurate and safe complaint but rather throwing any old guff together which means your complaint is less likely to succeed