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Frrreeeeddddoooommmmm!!!!!!
drewdrop
Posts: 90 Forumite
:ji HAVE JUST PAID THE LAST OF MY DEBTS:beer:
My lbm was 2 years ago after 10 years of consolidating loans then using the credit cards again I finally had a £23000 loan (inc interest) with 3 years to run and £14000 on cards and a £2750 O/D that I never got in the black even on payday.
It has been hard and I am obsessive now at working out what everything would cost over a year ( demotivater rocks). Stopping smoking (£5000 pr year :eek:) and ebay have made the biggest difference, and internet asda shopping, (free delivery on >£100) and stops the impulse buys (do order after eating though lol ).
It can be done and this forum is amazing, good luck to all xxx
My lbm was 2 years ago after 10 years of consolidating loans then using the credit cards again I finally had a £23000 loan (inc interest) with 3 years to run and £14000 on cards and a £2750 O/D that I never got in the black even on payday.
It has been hard and I am obsessive now at working out what everything would cost over a year ( demotivater rocks). Stopping smoking (£5000 pr year :eek:) and ebay have made the biggest difference, and internet asda shopping, (free delivery on >£100) and stops the impulse buys (do order after eating though lol ).
It can be done and this forum is amazing, good luck to all xxx
:j:beer::rotfl::T:T:rotfl::beer::j
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:jDEBT FREE 27th MAY 2010:j
Paid off - o/d £2750, loan £23000 (11 mts early), CC @ £14000
:A
Paid off - o/d £2750, loan £23000 (11 mts early), CC @ £14000
:A
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Comments
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:ji HAVE JUST PAID THE LAST OF MY DEBTS:beer:
My lbm was 2 years ago after 10 years of consolidating loans then using the credit cards again I finally had a £23000 loan (inc interest) with 3 years to run and £14000 on cards and a £2750 O/D that I never got in the black even on payday.
It has been hard and I am obsessive now at working out what everything would cost over a year ( demotivater rocks). Stopping smoking (£5000 pr year :eek:) and ebay have made the biggest difference, and internet asda shopping, (free delivery on >£100) and stops the impulse buys (do order after eating though lol ).
It can be done and this forum is amzing, good luck to all xxx:j:beer::rotfl::T:T:rotfl::beer::j
congratulations.... im really pleased for you :beer:
Undergrad degree - completed 2018
Masters degree - completed 20190 -
Wow, totally impressive.....so happy for you! Well done and enjoy your DF life.:j:beer::T:beer:Long Hauler No: 51
DMP Mutal Support Thread No: 207
Proud to be dealing with my debts
DFD - June '13, aiming for December '120 -
Congratulations on being Debt Free!! :beer:
Cant wait to join you !!Friend Debt: 5,000/3,850
2013 Start Mortgage: 306,585/306,585
Overpayments: 0
ISA Saver: £100 -
Lol, slight downside is that I have £250 to last till june payday lol but thats a small price to pay, thanks for messages and I hope I don't make the same mistakes again though, 2 years and 8 mts since my last fag and I still sodding want one !:jDEBT FREE 27th MAY 2010:j
Paid off - o/d £2750, loan £23000 (11 mts early), CC @ £14000
:A0 -
That's fantastic news!!! Congratulations!!!
Aiming to be debt-free June 2011 at the latest!!
:jPaid off £6,143 - Egg loan cleared 26 May 2010:j
Save on lunches in June Challenger # 5 - £0 aim/£0 spent!! 
8/15 NSDs June 2010
"I wish dear Karl could have spent more time acquiring capital than merely writing about it." - Jenny Marx0 -
that's so awesome well done.0
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:j:j:j That's a fantastic achievement - well done!!! :j:j:j0
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congrats drewdrop!!! How William Wallace-esque "They can take our lives, but they will never take our Frrreeeeddddoooommmmm!!!!!!"DF as at 30/12/16
Wombling 2026: £17.70
Grocery spend challenge Feb £279.32/£250
GC annual £383.47/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £1850 -
Excellent work - well done! I cannot wait until I can say this about my finances Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
Well done this amazing I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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