The Challenge - Debt free in two years!

Woowoo

I hope you get more snow than me! We had blue skies all week, it was nice not to be freezing cold but I hate the icy conditions. And I like it when it snows at night, it looks pretty

Ceniza

Yeah the snow in Europe has been poor this year. There was a really good month in November then it just stopped. I'm hoping by the time I get there the snow would have fallen more, but there are plenty of cannons about to fake some snow, so it shouldn't be a problem.

How was your trip? Did you have a nice time? Have you got any pictures up yet?

Woowoo

The evenings were great, the boarding was frustrating! I am such a wuss, as soon as its hard and icy I just revert back to my heel edge and refuse to turn on the steep parts!

I think next time I need to go to a resort that's better for beginners to build my confidence back up.

I didn't take one picture, I am rubbish!

Ceniza

I was like that, well I still kind of am. I had a park board though, so the edges were de-tuned and not sharp at all so when I went on the ice I fell. This new board is apparently a lot better on the ice, so we shall see

I cannot believe you didn't get a single picture out there - I'm always taking pictures and making videos LOL

Woowoo

I have just been offered a chance to go to Soldeu, Andorra on 23rd Jan - that is not helping my no holidays this year.....

jtr2803

OMG where have I been?!?! Happy New Year Adam :beer:

I must have tried to look at your thread on my phone and managed to unsubscribe *dunce*, I did it to Becs as well and had to search through her posts

I read through your repayment figures and it's a great achievement, especially seeing how many cards you have cleared.

I've pop in more often now I have resubscribed!

Ceniza

Woowoo wrote: »

I have just been offered a chance to go to Soldeu, Andorra on 23rd Jan - that is not helping my no holidays this year.....

Don't ask me for approval, you know what I will say, although the snow in Soldeu is 30/40 at the moment, so not great! Austria where I'm going next weekend is 60/160 so a lot better, but still hardpacked, so will be tough riding.

jtr2803 wrote: »

OMG where have I been?!?! Happy New Year Adam :beer:

I must have tried to look at your thread on my phone and managed to unsubscribe *dunce*, I did it to Becs as well and had to search through her posts

I read through your repayment figures and it's a great achievement, especially seeing how many cards you have cleared.

I've pop in more often now I have resubscribed!

Welcome back LOL. Glad to see you around

Woowoo

I was a very good girl and said no

Ceniza

It's been a while... Not sure I will haev time to catch up on all the diaries here - anyway, my monthly update as usual

My updated debt diary
Last update: 16-February-2011

[STRIKE]
Capital One CC - £0 @ 30% (down from: £968.83)
Lloyds TBS overdraft - £0 @ 12.3% (down from: £2,000)
Loan from OH No.1 - £0 @ 0% (down from: £600)
Egg Banking CC - £0 @ 21.90% (down from: £943.30)
[/STRIKE]£200 to Loan from OH No.2 - £800 @ 0% (Down from: £2,000)
£400.51 to Lloyds Loan - £17,100.00 @ 14.5% (down from: £18,831.22)

Total Debt: £17,900.00

---

It seems such a struggle to get these numbers down! I look at the £17k still owing and wondering if it will ever end! I don't know how to get this down much lower (apart from putting every damn penny I earn into clearing it. Do I sacrifice having a life to be debt free? Ugh! Back to work and back to reality I guess.

Herewego

Welcome back you have been missed, looks like you will be into the £16k's next month and look how much you have cleared its all looking positive. Remember slow and steady wins the race and yes you do need to have a life just not as expensive as you had before.