The Challenge - Debt free in two years!

Ceniza

Occasionally yes LOL.

I'm also going to round up by actual account to the nearest £10 - that way I should make a lot of smaller payments

Woowoo

You've nearly cleared 20% now, that's great for only 6 months debt busting

System

Thanks for posting your diary. I've only just joined the forum, and have been reading through peoples diaries for inspiration, but also to see if anyone go themselves in debt in a similar fashion. Although the bulk of our debt is our wedding, we have always been the kind of people who have all the latest gadgets...paying over the odds for things just so we have them first. Its got us in a lot of bother, and ultimately let us to the point we are at now - quite happy to buy now, pay later.

Your posts are inspiring - thank you!

Ceniza

Woowoo wrote: »

You've nearly cleared 20% now, that's great for only 6 months debt busting

I know, it's quite amazing, unfortunately it's also a reality check that if I carry on like this it's going to take me another two years to be debt free... Need to work harder.

moaning_myrtle wrote: »

Thanks for posting your diary. I've only just joined the forum, and have been reading through peoples diaries for inspiration, but also to see if anyone go themselves in debt in a similar fashion. Although the bulk of our debt is our wedding, we have always been the kind of people who have all the latest gadgets...paying over the odds for things just so we have them first. Its got us in a lot of bother, and ultimately let us to the point we are at now - quite happy to buy now, pay later.

Your posts are inspiring - thank you!

Thanks for posting mytle - good luck with your journey

Kepp

Love the idea Adam, make sure you keep a note of how much, or we'll be hassling you like we did Woo to trawl through your diary and add it all up!

I did get your email, sorry being lax there, need to tidy up my spreadsheet before I send it to you!

Ceniza

beccie wrote: »

Love the idea Adam, make sure you keep a note of how much, or we'll be hassling you like we did Woo to trawl through your diary and add it all up!

I did get your email, sorry being lax there, need to tidy up my spreadsheet before I send it to you!

I will make sure I keep all the totals and will add it to my monthly progress totals I post

As for the email, just wanted to check you received it okay

Ceniza

£0.73 from save the change this week. As I've not been out or used my cards this week.

Kepp

That's good and bad - bad cause there's less to pay but good cause that means you've been spending less!

The small payments really do add up though so it's definitely worth it

Woowoo

Well done for not spending much this week, 73p is also better than nothing

Ceniza

Thanks guys I think I get paid on Monday too, not sure though.