The june 2010 br club.

wolfers

Needshelp wrote: »

Was declared bankrupt on 1st June at 14.37. OR interview tomorrow at 9am, so a wait of a month, and am really not looking forward to it.

I was scared as hell before mine. It was nothing like as bad as I feared.

IF

Needshelp wrote: »

Was declared bankrupt on 1st June at 14.37. OR interview tomorrow at 9am, so a wait of a month, and am really not looking forward to it.

Hello and welcome NH, to the June BR Club. Dojoman will add you to the list tomorrow. Good look too for tomorrow but wolfers is right nothing to fear.

Best wishes
If...x

dojoman

List now updated.

wolfers

Oh no! It's 1st July. I guess we're all old news now :P

BioDee

1.........................................wolfers. ..................................15th June:wave:
2..............................unluckyinmoney..... ..............................11th June:wave:
3.........................................greytdog ..................................3rd June:wave:
4.........................................unquiet-mind............................18th June :exclamati
5.....................................cassietony.. .................................4th June :exclamati
6.................................falze...&..mrs falze............................3rd June:wave:
7........................................poppster. .................................3rd June :wave:
8,.......................................jpr_74... ...................................7th June :wave:
9........................................sadnblue. .................................8th June:wave:
10.......................................joejoe78. .................................14th June:wave:
11.......................................ava8..... ..................................17th June:wave:
12..................................evenstar2009.. ...............................9th June:wave:
13.....................................cara09..... ...................................16th June:wave:
14............................indebtinsussex...... ...............................23rd June:wave:
15...............................stu pidmoron....................................16th June:wave:
16...............................needshelp........ ................................1st June:wave:
17. BioDee.......(Husband 2nd June)..................................3rd June:)

BioDee

Hi,
added myself to the list in previous reply, hope that's ok !!?? Hubby and I went bankrupt the 2nd and 3rd June and had a phone interview from OR's office less than a week later but since then, having sent off photocopies of bank statements etc (cost quite a bit to post as they only sent a free envelope for the tax forms etc), haven't heard anything. Have no idea if they agree our house is in negative equity , or if we'll keep the car (my hubby needs it for work). Haven't even sent the offical letter telling us what we will have to pay per month. The waiting is soooo traumatic!! Then we have close family who say they are sympathetic but then talk as if we've gone bankrupt through overdoing the credit cards on luxuries (I wish!!) so should expect to suffer as all the debts will be written off in three years so we're lucky !!?? Aw well, that's my moan over. hope everybody else is coping ok xx

IF

Hello BioDee and welcome to June BR club, Dojoman will add you to the list tomorrow.
Pleased everything is going okay and fingers crossed for your car.

Best wishes
If...x

dojoman

Hi Bio I have added you and your husband to our list.

evenstar2009

Hey everyone!

Wonder if any of you can give me a bit of advice on something i'm mulling over - one of my creditors is a secured loan on my house which is shared ownership and is in negative equity (because of the secured loan). I'm wondering whether it would be easier for me to default on the secured loan, lose the house and add the secured loan to my BR as i gather it will then be unsecured and go back to renting a property?
My credit rating is probably lower than a worms belly right now so am thinking would a rental company even let me rent and also it took me a while to get a place of my own and i've always thought that your own place is better than renting?
If i rented i could share with a friend so would be better for sharing bills etc buti don't know if its the kind of decision i'd end up regretting - anyone been in a similar situation?

JoeJoe78

Hi to my fellow june Br's .

So its been over a month now since i was made BR and today got my IPA order from the OR. Was a bit of a shock at first, but he's actually not been too bad when i sat down and looked at the figures.

The main thing for me now, is that i can finally start getting on with my life and knowing what money i'll have every month.

All i can say is roll on 11 months for discharge... and roll on 1st sept 2013 for the end of the IPA... good times ahead.

Joe x x