We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

What is a Housing Association?

1235712

Comments

  • Wee_Willy_Harris
    Wee_Willy_Harris Posts: 7,512 Forumite
    bouche wrote: »
    The Guinness Trust is NOT a Housing Association - it's of charitable status. As So the Peabody Trust.

    You may look less stupid yourself if at least you could appreciate what these charities do for the homeless etc. They are NOT Funded in the same way as HA's are but with them, now, work in Partnership!!!!

    Without the help of charitable organisations or trusts, the Housing Assoc's couldn't help nor house half the people they do now.

    Please understand this.

    From www.guinnesspartnership.com

    About Us

    Founded in 1890, Guinness Trust is now a major housing association in England and has been providing good quality, affordable homes for well over 100 years.
    Having been originally formed with an endowment of £200,000 (the equivalent of £1.5 million today) by Sir Edward Cecil Guinness, great grandson of the founder of the Guinness brewery, Guinness Trust has joined forces with four other main companies to form The Guinness Partnership.
  • vet8
    vet8 Posts: 877 Forumite
    If I can interject boys!

    We lived next to a HA estate several years ago. The houses were built after ours, we watched them being built and thought they looked very nice. After a year the story changed. A lot of the houses were lovely, nice gardens, tidy and well looked after. Others were no better than scrap yards. They either had unbelievable rubbish piled up in the gardens or the gardens were just jungles. The guttering was hanging off, the windows broken, it was incredible how brand new houses could be wrecked in just a year.

    I felt very sorry for the people who bothered to look after their property if they lived next door to one of the disaster zones.
  • Wee_Willy_Harris
    Wee_Willy_Harris Posts: 7,512 Forumite
    bouche wrote: »
    Yeah now! They didn't stem from that though, you fool you.

    Wrong again. Most were set up with CHARITABLE donations from the philanthropic upper/middle classes. Charity was very much their starting point and that remains the case.
  • Wee_Willy_Harris
    Wee_Willy_Harris Posts: 7,512 Forumite
    bouche wrote: »
    Yeah, did they move in to one that existed in the 1790's though??? NO.

    Not even the 1890's as Pee Willy suggests. In fact at that time all the Paupers where paying rent to the wealthy landowners of the time.

    I refer you to the answers I have already given. Get someone to read them out loud, if you're struggling.
  • Wee_Willy_Harris
    Wee_Willy_Harris Posts: 7,512 Forumite
    bouche wrote: »
    See!!
    He'd be spinning in his grave at the thougt people like you assuming they gave it all away in order to take responsibilty away from the state.

    I have absolutely no idea what point you are trying to make with this post. I suspect you don't either.
  • From someone who has lived in a housing association flat (north London) for most of childhood life and who now lives close to a few elsewhere - it depends. Some tenants are decent and look after their homes, others don't - just as you cannot predict exactly how neighbouring home-owners are going to affect your lives / value of your property- you don't know until you've moved in.
    It's a fact of life - in cities anyhow, that there is a mix of private and social housing.
    I grew up in a HA flat as my father got a job working for the council. He had to move to London for the job and as he had a family, was offered a HA flat to rent. This was 40 years ago now. He moved out and bought a house whilst my mother remained in the flat - she was a nurse and unable to afford to buy her own home after they split up.

    Many new build HA properties now go to key workers or people on 'low incomes' that's below 60K!!! who would otherwise not afford to buy on the open market as well as to social tenants - some social tenants do work - not all claim housing benefit. As they are houses - the social tenants are likely to be families.
    So good advice given previously was to contact the HA to see the breakdown of occupants. I do think it's a bit rash to dismiss a property without finding out more info.
  • Wee_Willy_Harris
    Wee_Willy_Harris Posts: 7,512 Forumite
    bouche wrote: »
    & I refer you to mine!! You need to understand these trusts were left via legacies, in peoples wills. You need to go back to where these charities stemmed from. Wealthy people who left their land and property to house the poor.

    ie they were not responsible for housing problems of the 21st century. that has become a problem of the STATE ie the Government. HA's works in partnership with them cause their legacy's enabled charities / trusts to buy up land and property that the HA's today use to work with them - they have no choice.

    The Gov sold a lot of land and properties under Maggie, amongst others, under the right to buy. They didn't however use this money to build more social housing - hence the need for HA's to work in partnership with people / charities like the guiness Trust.

    My HA is now of charitable status, only cause they have to be - they get no funds from central governement anymore like they used to and have to be self sufficient.

    They ARE ALL SKINT -It's not the same

    Oh dear, still taking those stupid pills I see.

    Let me work through your little fantasy and see if some inconvenient truths emerge.....

    Nobody at the end of the 18th century was responsible for the housing problems of today. I mean, many of our major roads were initiated by the romans, but I wouldn't blame them for speed cameras!

    Local Authorities didn't use the money from Maggies right to buy for building new homes, true. But they didn't because Maggie forbade it. She hated social housing and would have outlawed if she could.

    Partnership working is more to do with efficiency and economy of scale.

    No organisation HAS to be a charitable trust, or even gain charitable status. There are financuial advantages, but it isn't a requirement for HAs.

    Anything else you don't know, just ask.
  • SingleSue
    SingleSue Posts: 11,718 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If not wanting to live next to nuisance neighbours makes me predjudiced then I am not afraid to say I am.

    Its not a question of ignorance either. Stereotypes exist for a reason and I would not take the risk.

    Well, my experience of nuisance neighbours has been in owner occupied houses (we were owner occupiers at the time too), they were druggies and eventually repossessed.

    My experience of a lovely neighbourhood has been in HA, a real community, everyone helping others and all very house (and garden) proud...if only the owner occupiers next door would get with the programme and tidy up their gardens, it really brings the area down. ;)
    We made it! All three boys have graduated, it's been hard work but it shows there is a possibility of a chance of normal (ish) life after a diagnosis (or two) of ASD. It's not been the easiest route but I am so glad I ignored everything and everyone and did my own therapies with them.
    Eldests' EDS diagnosis 4.5.10, mine 13.1.11 eekk - now having fun and games as a wheelchair user.
  • blckbrd
    blckbrd Posts: 454 Forumite
    Rather than continue this vitriolic exchange and allow MillyWilly (who does herself a disservice) another opportunity to descend further into spelling fascism...

    http://en.wikipedia.org/wiki/Housing_association

    The history section is brief and informative enough for those who care to learn rather than point score.

    I don't think there's one particular form of tenure for bigots and unsavoury characters - not judging by this thread anyway.
    Opinion, advice and information are different things. Don't be surprised if you receive all 3 in response. :D
  • Milliewilly
    Milliewilly Posts: 1,081 Forumite
    blckbrd wrote: »
    Rather than continue this vitriolic exchange and allow MillyWilly (who does herself a disservice) another opportunity to descend further into spelling fascism...

    http://en.wikipedia.org/wiki/Housing_association

    The history section is brief and informative enough for those who care to learn rather than point score.

    I don't think there's one particular form of tenure for bigots and unsavoury characters - not judging by this thread anyway.


    If you look through my posts you will clearly see a pattern. The only time I ever pick up on people's spelling or grammar is when they are directing abusive posts towards me, otherwise I live and let live.

    If that makes me a spelling 'fascist' then fine.....
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.