What did you do with your deeds?

Alison_B

Our deeds are with the solicitor who dealt with our house move. They were a friend of my brothers, so keep them for free. Bit worrying that they moved without telling us, but I presume that they are still safe.

Sweey_as_a_nut

Thanks all.
The bit I thought was the most interesting, a few of you wrote about registering the deeds with the land registry. I don't remember doing that. Is this something that happens when the solicitor does the conveyancing? or something I need to do in person, and if so how do I get in touch with the land registry.

Thanks

MRSTITTLEMOUSE

Sweey_as_a_nut wrote: »

Thanks all.
The bit I thought was the most interesting, a few of you wrote about registering the deeds with the land registry. I don't remember doing that. Is this something that happens when the solicitor does the conveyancing? or something I need to do in person, and if so how do I get in touch with the land registry.

Thanks

The sale would be registered on the land registry as part of the conveyance process.
You can check yourself if you go online,sorry don't have link maybe someone else could help you there.
We keep our deeds at home as they are quite interesting as they go back to mid 1700s.

SailorSam

MRSTITTLEMOUSE wrote: »

We keep our deeds at home as they are quite interesting as they go back to mid 1700s.

Does it say on there how much the house was sold for originally.

Janey3

I'm sure our deeds are not registered with the Land Registry. We have no Title Number showing on the Deeds, just the earlier docs, ie Abstract of Title and then all the previous owners' conveyances etc ending with our Conveyance and Mortgage showing as discharged by the building society, these were sent to us by the building society.

I, too, am wondering whether they should be registered with the Land Registry per a solicitor.

Hope you don't mind me joining in with this, sweey as a nut, as it's got me thinking.

MRSTITTLEMOUSE

SailorSam wrote: »

Does it say on there how much the house was sold for originally.

It has the original plans and the building costs of just over £250 if I remember right.
I'd have to get the deeds out tomorrow and check the first sale price and how much later it took place.

Savvy_Sue

Your deeds will only be registered at the land registry if you bought it after whatever date they went digital on. However, if you find you're not already registered, you can do so voluntarily. At which point your paper deeds will become obsolete.

Oldbiggles

HoofeHearted wrote: »

Mine are stored for free by the Halifax Bank. They were the ones that gave us the mortgage for the house. Technically, I still have the mortgage with them. They have a deal where you pay off your mortgage, less £125. Then your mortgage reverts to a "Deed Store Mortgage". That way they store your deeds for free, until you pay them £125.

Don't know of there is a fee to view the deeds.

I doubt very much if they store the deeds for free! Bank Managers have a lust to make money.
How much interest are they charging you on the £125 left outstanding?

HoofeHearted

Oldbiggles wrote: »

I doubt very much if they store the deeds for free! Bank Managers have a lust to make money.
How much interest are they charging you on the £125 left outstanding?

Normally I would agree with you. However, they charge me 0% PA:j So I still owe them £125.:money:

margaretclare

seven-day-weekend wrote: »

You don't actually need to keep anything once your property is registered with Land Registry; the historical documents are for interest only, the Land Registry entry is the important bit.

Our Bank sent us our historical documents back, saying they were of no legal value, just historical interest, we just keep them with all our other documents at home..

You can file them in the bin if you want.

So I would just carry on keeping them at home if you want to keep them, once your house is registered with Land Registry the historical documents are no good to anyone.

Yes, this is the case with us.

We were told that if we didn't want them we could send them to the County Record Office as a historical document.

We've still got them. It was interesting to see where the land came from originally, who built, who owned, over the years, how/when the property changed hands, and the price rises!!