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Help, lost in a world I dont yet understand

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So last year I got a call from E.ON my duel fuel supplier, do you want central heating care? Like a numpty I signed up. Well the renewal is through and its £16 p/m :eek: So I started looking and I can get that for £8p/m! But then I notice things it doesnt cover like annual service. So now am completely confussed! Everytime I look at anything I cant be sure its covering me for what I need.

The house was built Sept 2006, the boiler is Ideal and my bank is HSBC (I know they may have good deals with your bank sometimes, I just doubt mine will)

Any help would be a god send! :o
The will to save every money saving penny we can

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  • Cardew
    Cardew Posts: 29,059 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Rampant Recycler
    edited 20 May 2010 at 11:13AM
    This long thread deals CH maintenance schemes.

    https://forums.moneysavingexpert.com/discussion/594086

    Essentially there are two schools of thought.

    Pay a lot of money each month for 'peace of mind' or self insure i.e. put the money away each month and pay for any repairs/servicing on an 'as required' basis.

    It is important to note that many expensive schemes these days are not that comprehensive and they have exclusions for items like heat exchangers and power flushing.

    Some banks have cover for an 'emergency'.
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