Debt collectors - previous occupier

liam8282

adouglasmhor wrote: »

There can be no previous occupier for our premises as we (or rather the organisation of which we are a heritable successor) built them, therefore any mail to our premises that is for another addressee is possibly a sign of our address being used fraudulently and requires investigation.

That is for the proper authorities to sort out, not a vigilante ex RM employee.

adouglasmhor wrote: »

If you are happy that someone could be using your home address to gain credit or as guarantor for credit, or as happened to me, giving the address when they bought a TV or DVD recorder to avoid the TV licence people tracking them, ignore them all you want.

Don't ignore them, return to sender. They will be returned to sender or to the RM centre where they have departments to deal with it correctly.

adouglasmhor wrote: »

Don’t start a thread about it when you have the turmoil of sorting it all out later.

I have already said I have been through this, I didn't need to start any threads, I returned the letters to sender and gradually they die down.

I also said I had the police come calling looking for the previous occupier and this was sorted out in a matter of minutes.

Admittidley I do still receive the odd letter, but I just save them up and stick them in the post box when I am near it.

liam8282

adouglasmhor wrote: »

So householders are now postal operators? You just can't stop yourself can you. :rotfl::rotfl::rotfl:
Give you a clue as you obviously haven't got one.
http://www.psc.gov.uk/licensed-postal-operators.html

84 Interfering with the mail: general (1) A person commits an offence if, without reasonable excuse, he—
(a) intentionally delays or opens a postal packet in the course of its transmission by post, or

I thought it would have been obvious not to look at the section for postal operators, but obviously not for you.

caz2703

liam8282 wrote: »

By the same reckoning anybody could ring up a debt collector and say I am not the person your looking for.....

If you don't like my advice, ignore it.

I get your logic but as I've now given them my name and they have the address they can then check the electoral roll now that they have been made aware of a change of occupier.

adouglasmhor

liam8282 wrote: »

84 Interfering with the mail: general (1) A person commits an offence if, without reasonable excuse, he—
(a) intentionally delays or opens a postal packet in the course of its transmission by post, or

I thought it would have been obvious not to look at the section for postal operators, but obviously not for you.

I looked at the first one, which is where you said, you got that wrong too.
It's no longer in transmission by post BTW if it has been delivered.

liam8282

adouglasmhor wrote: »

I looked at the first one, which is where you said, you got that wrong too.
It's no longer in transmission by post BTW if it has been delivered.

Pathetic.

I over estimated your ability to read the first relevant point in your own post.


It could be argued that the post is still in transmission as it has not been delivered to the addressee. The process in its entirety is to return to sender if it cannot be delivered to the addressee.

Bigcammy

It may already have been mentioned in this thread, however I couldn't face trawling back through all the bitterness and fighting, but bailiffs don't operate in Northern Ireland and this was a Northern Ireland specific thread originally. Have a look here: -

http://www.nidirect.gov.uk/index/money-tax-and-benefits/managing-debt/debts-and-arrears/enforcement-of-civil-court-orders-in-northern-ireland.htm

caz2703

Cheers Cammy but from the link you posted:

The first thing the EJO will do is visit your home or request you attend a pre-arranged meeting (often this will be held in your local court office or sometimes in the EJO Headquarters, Bedford House, Bedford Street, Belfast). EJO staff cannot force their way into your home but it is in your best interests to attend this meeting or to fully comply when an EJO Officer visits you.
The purpose of this meeting is to allow the EJO to complete a report on your current financial situation; this will then allow the EJO to consider how the debt may be paid back.
You are strongly advised to attend this meeting. It can be made by arrangement to suit you but you must contact EJO to do this.
If you fail to attend a meeting with an EJO Officer a warrant for your arrest may issue and the Police Service of Northern Ireland will be required to arrest you and bring you to be interviewed.

So if the EJO send a letter to this address and I bin the letter assuming it's rubbish I might expect the police to turn up. Obviously this is presuming that the EJO don't come to the house themselves and also that I don't send the post back.

adouglasmhor

liam8282 wrote: »

That is for the proper authorities to sort out, not a vigilante ex RM employee.

I am the proper authority; it falls within my duty of care to action appropriately. All correspondence is logged and followed up. I find your allegation of vigilantism offensive; it's obvious you are lacking in social and communications skills to say the least.

molerat

I would write a one off letter sent by recorded delivery, keeping a copy and the RD receipt, to each of the original companies, not the debt collectors, stating who you are and when you moved in. Tell them that you have no knowledge of the whereabouts of the debtor and ask that they amend their, and those of their agents and assosciates, records accordingly. Also state that any mail received after 14 days will be disposed of and any contact by telephone or by visit to your home will be treated as harrassment and the appropriate authorities will be informed. Print off a couple of spare copies to give to anyone who does turn up in the meantime.

Then sit back, breathe deeply and relax.

liam8282

adouglasmhor wrote: »

I am the proper authority; it falls within my duty of care to action appropriately. All correspondence is logged and followed up.

Go back and read your original post and take note of the following, which you wrote:

"addressed to our premises but not to any occupier"

adouglasmhor wrote: »

I find your allegation of vigilantism offensive;

adouglasmhor wrote: »

it's obvious you are lacking in social and communications skills to say the least.

Says the person who cannot read the first relevant point of a post they added.


I came on this thread to offer advice to the OP, advice which I might add is supported by Consumer Direct and the OFT, what advice have you given?

All I can see is, you have tried to argue with just about every comment I have made.