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Natwest review

I've had a basic current account with Natwest for many years. Today I made a deposit and the cashier said I'm due a review and made an appointment.
What's that all about? Never had one before. Is it just to try to get me to sign up for more services?
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Comments

  • chris_m
    chris_m Posts: 8,250 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    joffy666 wrote: »
    I've had a basic current account with Natwest for many years. Today I made a deposit and the cashier said I'm due a review and made an appointment.
    What's that all about? Never had one before. Is it just to try to get me to sign up for more services?

    Good guess - unless you might actually want to buy any more services, a complete waste of your time.
  • ceh209
    ceh209 Posts: 877 Forumite
    Part of the Furniture 500 Posts Name Dropper
    If you've got the basic step account, they might be upgrading you to the 'proper' current account?? If so, good luck!
    Excuse any mis-spelt replies, there's probably a cat sat on the keyboard
  • Trying to flog you as many products as possible, I'd think, under the pretext of saving you money.
    From Starrystarrynight to Starrystarrynight1 and now I'm back...don't have a clue how!
  • joffy666
    joffy666 Posts: 35 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Many thanks. It's just a basic current account I've got and the one I want/need so it will be a waste of time!
  • I always cut them off, saying I'm not interested, when they mention it to me. They've been trying to get me to switch to one of those accounts where you pay a monthly fee for about 15 years. I have considered it and it's just not worth it, but they keep on trying!
    From Starrystarrynight to Starrystarrynight1 and now I'm back...don't have a clue how!
  • chambta
    chambta Posts: 2,770 Forumite
    Part of the Furniture Combo Breaker
    Trying to flog you as many products as possible, I'd think, under the pretext of saving you money.

    What if they actually can save him money?
  • chambta wrote: »
    What if they actually can save him money?


    Well they might be able to but that does not fit in with the i know better crowd who revel in belittling people just doing their job.
  • opinions4u
    opinions4u Posts: 19,411 Forumite
    If you are happy with your bank, have the time to spare etc etc then why not?

    Rule 1) Go in with a cynical attitude - it's a sales pitch
    Rule 2) Make a decision to sign nothing / verbally agree to nothing during the meeting
    Rule 3) Force them to show how they will improve your service or make you better off
    Rule 4) Think about what they suggest for 48 hours
    Rule 5) Go back and sign up only if, after 48 hours, you are convinced it's the right thing to do - perhaps after posting on here.

    At the end of the day, a banking relationship is best when it suits both the bank and the customer.
  • pmduk
    pmduk Posts: 10,710 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well they might be able to but that does not fit in with the i know better crowd who revel in belittling people just doing their job.

    You might call it belittling people, personally I think it's only sensible to recognise a sales pitch and treat it cynically
  • Inactive
    Inactive Posts: 14,509 Forumite
    Avoid any bank review, it is for their benefit more than the customers, why can't they be honest and say it is a sales pitch.

    Silly me " honest " and " bank " don't gel do they?;)
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