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Are we entitled to income based job seekers allowance?

I was unfortunatley made redundant late last year and have been claiming contribution based job seekers allowance for almost 6 months now. I understand that this ends after 6 months and we should now claim income based job seekers allowance. We have 2 chiildren aged 7 & 9 and my wife works 18 hours per week, with a gross income of about £650 per month. I have spoken to the job centre and a few other departments of the DWP and nobody can provide any guidance as to whether we are entitled to this benefit or not. I am really worried, please can someone offer advice?

Thanks
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Comments

  • alwaysonthego_2
    alwaysonthego_2 Posts: 8,421 Forumite
    1,000 Posts Combo Breaker
    You can sign on to IBJSA and get your NI conts paid but your wife is earning too much to be entitled to a payment.
  • Thanks. What is the amount that she can earn?

    I have just posted a linked question, which is that we have redundancy cover from Paymentshield, which has luckily been paying out since our change in circumstances. I understand that to continue receiving this, we must be in receipt of jsa. If we do not get jsa, will our payments stop even though I am still out of work?
  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    If your wife works fewer than 16 hours a week you'll no longer be eligible for WTC.
  • alwaysonthego_2
    alwaysonthego_2 Posts: 8,421 Forumite
    1,000 Posts Combo Breaker
    Thanks. What is the amount that she can earn?

    I have just posted a linked question, which is that we have redundancy cover from Paymentshield, which has luckily been paying out since our change in circumstances. I understand that to continue receiving this, we must be in receipt of jsa. If we do not get jsa, will our payments stop even though I am still out of work?
    You can still sign on and be entitled to JSA even if you are not in reciept of an actual payment iyswim, they should still sign you form.
  • Thanks very much. My wife works 18 hours per week. I have been reading somewhere else about working tax credit. Is this a possibility as losing £63 a week jsa is a problem?
  • wobblymummy
    wobblymummy Posts: 109 Forumite
    Hi

    I think you will be entitled to WTC if she earns under 18k PA. You can still sign for your NI credits and the Job centre will sign your form so you can send it off to your insurer, even if you dont physically get JSA anymore they will accept
    the form and pay out.
  • alwaysonthego_2
    alwaysonthego_2 Posts: 8,421 Forumite
    1,000 Posts Combo Breaker
    Thanks very much. My wife works 18 hours per week. I have been reading somewhere else about working tax credit. Is this a possibility as losing £63 a week jsa is a problem?
    The government say a couple can live on £102.75 plus a £10 disregard, as your income is higher than £92.75 it means you will not get a payment.

    However aslong as your wife works more than 16 hours you could get WTC.
  • Voyager2002
    Voyager2002 Posts: 16,349 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I hope that you are also claiming (and receiving) child tax credit.
  • JS477
    JS477 Posts: 1,968 Forumite
    Has it always been the case that if you had another income coming into the house you only got the [CB] JSA for 6 months?

    Also if you're not getting any dole are you expected to officially look for work and are you included on the unemployment register?

    Ta
  • healy
    healy Posts: 5,292 Forumite
    Part of the Furniture 1,000 Posts
    JS477 wrote: »
    Has it always been the case that if you had another income coming into the house you only got the [CB] JSA for 6 months?

    Also if you're not getting any dole are you expected to officially look for work and are you included on the unemployment register?

    Ta

    No they used to pay conts based JSA for 12 months but this stopped quite a long time ago, at a guess I would say early 90s but someone else may know the exact year.

    Yes you are still expected to look for work if you are signing on for JSA credits only.
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