Tuesday 11th May - What small DFW things have you done today?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Gooooood morning:p
Arghhh...I hardly slept last night, just couldn't drop off for hours, then when I did I kept waking with my tummy gurgling and churning...nice;) So will get through the morning in a daze then home to crash out until I need to pick up DD2 and her pal and take them to Maths club...then collect, do dinner and take her to guides. Zzzzzzzzzzz:rotfl:

So, better get my list done:

• check banking...not much change:T
• daily scratch
• enter daily Glamour comp
• packed lunches for girls to school
• meal from plan tonight - steak pie and mash for girls, pasta+sauce for me
• put clean washing away
• post Council tax student exemption form back
• NSD hopefully
• take snack+drink for dd2 on way to club - no stopping at the shop:D
• collapse on sofa to watch Holby:beer:
• very early night

Ok....that's all - sorry not a very smily post, am too tired and running late now-oooops!
Have a fab day:j:j:j

mogchops

Morning Milly, thanksfor starting the thread, sorry to hear you had a rough night Hope you feel better later xx

tiredddddd & wanna go back to sleeeppppp!!! Grrrrr.

Today:
- check online banking
- packed lunches
- tea from meal plan
- hokey cokey
- update spreadsheets with reduced DD to Eon :T
- list more ebay things - DD has got the bug now!:rotfl:
- Do all comps ending 12/04
- Do half hr overtime at work

DD onto day 2 of SATS....first day was ok, 3 more to go.......

Have a great day everyone xxx

pixiechick99

Awww Mogchops, my dd doing her SATs too this week. She was fine with yesterdays reading - hoping for a letter in the writing today;) I'm helping with them as I'm a TA there, so I get to see the papers, nice:) (And give her a sneaky wave through the window, not allowed in her room!)
Good luck to them:beer:

OrangeFairy

Booo to be tired Milly!! I kept thinking about things when i went to bed....managed to see 2am on the clock which isn't good!!

WI today!! I have lost 2lb!!!!! Really not expecting that as i haven't triend too much over the last week

Right today

• do homework for course that i have had weeks to do!! oopps
• banking
• surveys
• check ebay
• hokey bokey
• lunch and dinner from stores
• hopefully park for college the car park that is half the price but double the walk
• talk with OH about wedding
• tidy house
• hoover house and polish
• iron what is necessary
• Think about other reviews to do online

Thats about it for me

Cheery_Daff

Well done littlekel! I am hoping for similar degree of weight loss without effort tomorrow

Today I will be mostly spending my LAST DAY at work! Yippee! (not very MSE though, lol!). But boss is taking me out for lunch

And I'll also be reducing Amazon listings, checking bank accounts, crocheting things to sell, and waiting for Mr Daffs to come home from being a rock star

Good luck all, enjoy the sunshine while it lasts!

xx

OliveOyl_2

Morning All :hello:

Not a lot to report here, still no news on the job front. And rather than saving money I have just committed to spending an extra £10 a week by having the maid two days a week instead of one :eek: We don't really need it, but it makes such a huge difference to her family. She's here today, with a massive smile on her face

So today I have/will:

• I did some washing at 30 and line dried before she arrived to save tumble drying
• Went to the market for veg rather than a supermarket - just need to check on the keeping proprties of this stiff. But 15 large beetroot for less than £2 is great
• need to menu plan (must check the BBC web-site for some beetroot recipes.....)
• still knitting Christmas presents, will also start preparing the family recipe book for my extended family - as requested by them. Apparently I'm the only one with time to gather Mums old recipes and make a book, so that's their Christmas present sorted
• Making Popeye take a sandwich rather than spending £1.50 a day on them.
• We barbecued 3 lots of meat on Sunday to make 3 suppers. It worked out brilliantly and we'll do that again.

Popeye has been impressed at how I'm managing to get good meals for 2 at very little difference in cost from his meals for one before I got here :A I owe it all to this site

savingforarainyday

Morning everyone

Hope you are not too tired today Milly, nothing worse than lack of sleep.

I am tired too Mogchops you have my sympathies, but woke up at 5.30. grrrr, doesn't helpdoes it?

Ds had his stitches out yesterday, he was very brave and I had my full plaster on my arm, so we had a day out at the hospital fun fun fun, but honestly the staff there have been great.

But I must get back into some sort of routine

So today I will check my online banking
Odds and ends in washer
Order clothes for ds for holiday in two weeks
Finish Forms
Finish Brownies accounts
Get everything off in post
Ring insurance company if they don't ring me (losing patience now)
Keep spending low
Find activity for Rainbows, that doesn't involve glue and fiddling about lol

Have a good day everyone:D

josiebabie

Morning morning morning!

Well have come into work today to no database - so I can't do any work yet (even if I wanted to!)

Today I have/will:-
- Check banking/CC
- Update MSE diary
- Update spreadsheet
- Wrap two ebay parcels
- Post two ebay parcels
- Sell 2 x purges today?
- Work out what expenses I have remaining til payday
- Work out projected monies with ebay sales as well
- Charge mobile at work
- Keep up with Onepoll
- Check ebay a few times to see if last buyer from Sunday has paid
- If last buyer has paid, settle up ebay account then transfer money to bank account
- Snacks from stores, still eating DSS's Stig birthday cake
- Must do HC tonight over night or rist OH doing it tomorrow, I hate the way he does it

Must knuckle down today...
Jx

determined_new_ms

Morning ladies - boo for bad nights sleep and waking up early (am a victim of this, couldn't sleep last night then up at 6 for wrk!)

Ok today's list is yesterday's as still lots of things to do on there...

hobnobs scrapped hobnobs and instead made a cake to use up dessicated coconut used to make coconut milk for soup on sat
more repotting - have 2 more house plants that need bigger pots
replant corgette plants into grow bag (fay do you think its warm enough for them to be outside now?)
more border planting
call bank to find out what mystery dds are & reverse if dodgy!
Any surveys available hopefully there will bw more later...
meal from plan
batch make something for lunches this week (maybe some kind of soup and also some pasta thingy)
join flylady - I think I got it so you only do the house work mon-fri?
finish cleaning (with the magic of stardrops ) the marks on hallway walls & carpet yay hallway looks fresh and new again. also wiped off radiator in bedroom that had all yukky coffee drips :o:o gleaming now!
dinner from meal plan
NSD (my 2nd in May )
(additions to my list) make spag bol in the sc for meals x2 during the week - fast food on working days!
bag up and pay £2s

I hope everyone has a good day

randomer

Hello Peeps I really am trying (again!). Can anybody help a techno moron to do a spread sheet to track expenses?:rotfl:
THANKS

catmiaow

Hey all,

My list for today,

[STRIKE]Vacuum upstairs again
Check washing hanging to dry
Do some comps
Check bank
Check job sites
See to pets
Take rubbish out
Go and see my mum
Take stuff to charity shop - two big bags of cds which I do not want. [/STRIKE]
Car maint - checked oil - ok, checked tyre pressures - ok and filled up screen wash - DONE
Found two presents half price - ideal for my mums birthday
Sold ebay item - got £32 profit, got another bargain for my mums birthday and something for me
Emailed two friends instead of calling
Will watch catch up TV while OH is out and will apply for some jobs. ITV catch up not working for me - no eastenders so watching bbc iplayer...

Hope everyone is having a good day!