Help regarding MIL going into care home

Amistoso_2

just want to say thanks so much for all the advice so far and the lovely comments, the community of MSE never ceases to amaze me.
I know I'm probably way ahead of myself, but that's just how I deal with things, like to try and be in control and organised (some may say hard faced!! lol)
She was a little worse today, seems to be her short term memory that has suffered the most, and her sight, which I thought was odd but never dealt with this before so it's all a learning curve.
Kids have just gone to bed so I've a glass of wine in hand and I'm going to try and wind down, hubby is at such a loss and is normally so cool and calm, it pains me to see him so lost :O(
but tomorrow is another day got to keep on keeping on xx

thank you all again xx

alwaysonthego_2

Amistoso wrote: »

just want to say thanks so much for all the advice so far and the lovely comments, the community of MSE never ceases to amaze me.
I know I'm probably way ahead of myself, but that's just how I deal with things, like to try and be in control and organised (some may say hard faced!! lol)
She was a little worse today, seems to be her short term memory that has suffered the most, and her sight, which I thought was odd but never dealt with this before so it's all a learning curve.
Kids have just gone to bed so I've a glass of wine in hand and I'm going to try and wind down, hubby is at such a loss and is normally so cool and calm, it pains me to see him so lost :O(
but tomorrow is another day got to keep on keeping on xx

thank you all again xx

Sounds like she has had the stroke on her right side of the brain which can cause memory loss and eye sight problems. It also usually weakens the left side of the body.

sunnyone

Amistoso wrote: »

just want to say thanks so much for all the advice so far and the lovely comments, the community of MSE never ceases to amaze me.
I know I'm probably way ahead of myself, but that's just how I deal with things, like to try and be in control and organised (some may say hard faced!! lol)
She was a little worse today, seems to be her short term memory that has suffered the most, and her sight, which I thought was odd but never dealt with this before so it's all a learning curve.
Kids have just gone to bed so I've a glass of wine in hand and I'm going to try and wind down, hubby is at such a loss and is normally so cool and calm, it pains me to see him so lost :O(
but tomorrow is another day got to keep on keeping on xx

thank you all again xx

By looking forward we envisage an inprovement in function and can look forward to the minimum help needed to live, we then try to see how our loved ones can be helped to live in there own home and thats where social services assessments come into play.

Amistoso_2

alwaysonthego wrote: »

Sounds like she has had the stroke on her right side of the brain which can cause memory loss and eye sight problems. It also usually weakens the left side of the body.

yes this stroke was on the right side, the previous one however was on the left.

They don't know when the previous one happened, but about 15 years ago she went through a bad phase and was sectioned under the mental health act, she was obviously treated for this but I'm now pretty sure that the stroke caused it and as she wasn't treated for stroke but mental health issues she was never the same, it explains an awfull lot about her behaviour change...

alwaysonthego_2

I can't find anything specifically relating to Scotland, but I thought you may find this interesting.




How is a resident's former home treated

Disregard of the value of the home for the first twelve weeks

The value of the resident's home must be disregarded for the first twelve weeks that the resident is in residential accommodation on a permanent basis ). Only if and when the person's stay becomes permanent does the twelve-week period start to run. The disregard will only apply if the local authority has approved the resident's move to the care home.

44a

If a permanent resident initially paid for her/his fees without local authority assistance, but later makes an application for funding, the twelve-week disregard should be applied from the date s/he subsequently applied for local authority assistance. Some local authorities have argued that the twelve-week period runs from the date of admission to permanent care rather than the date when assistance is requested from the local authority. The Department of Health in England has clarified that the twelve-week disregard includes self-funding residents. In Wales, the rules should be interpreted in the same way as in England.

45

At the end of the twelve-week period, if the resident's former home is not sold, the value of her/his home will be assessed.

46

If the resident sells her/his home during the twelve-week period, the disregard stops and any capital raised from the sale of the home will be assessed in the usual way.

47

If a resident leaves permanent residential care and then returns to it within 52 weeks of when s/he left, s/he will not be able to have a twelve-week disregard if s/he received one the last time. If s/he received some of the disregard, for example, six weeks, s/he will be entitled to the balance as long as no more than twelve weeks in total are disregarded. If s/he returns to permanent residential care more than 52 weeks after s/he left, s/he will be eligible for the twelve-week property disregard whether or not s/he received one previously.

47a

If a local authority fails to take the disregard into account when calculating a resident's care home fees, it will be liable to reimburse the resident for any overpayment of fees s/he has made.

After the first twelve weeks, when is the value of the home disregarded



If the resident owns a property which is occupied by a spouse, civil partner or other partner and there has been no divorce, estrangement or dissolution, the value of the property must be disregarded.

48a

If the resident owns property which is occupied by a spouse, civil partner or other partner and there has been a divorce, estrangement or dissolution, the value of the property must be ignored only if the spouse, civil partner or other partner is a lone parent.

49

If the resident owns a property which is occupied by one of her/his other relatives, the value of the property must be disregarded if the relative occupying the property is:-

• aged 60 or over; or
• incapacitated; or
• a child under 16 whom the resident is liable to maintain.

50

The term 'relative' includes any of the following and/or the spouse, civil partner or other partner of that relative:-

• parent (including an adoptive parent)
• parent-in-law
• son or daughter (including an adoptive son or daughter)
• son-in-law or daughter-in-law
• brother or sister
• step-parent
• step-son or step-daughter.

51

'Relative' also includes any of the following, but not the spouse, civil partner or other partner of that relative:-

• grandparent
• grandchild
• uncle or aunt
• nephew or niece.

51a

Entitlement to sickness and disability-related benefits should be taken as evidence of incapacity. These benefits include incapacity benefit, severe disablement allowance, disability living allowance, attendance allowance and constant attendance allowance.

52

There are other instances in which the local authority may disregard the property. For example, the property may be the sole home of someone who has given up her/his own home to care for the resident. An adviser may find it useful to find out how the local authorities in her/his area use their discretion.

How the value of the home is calculated 53

The value of the resident's former home is generally counted as part of her/his capital, after any outstanding mortgage has been deducted. There is an allowance of ten per cent of the value to account for the sale costs, therefore only 90 per cent is actually taken into account. However, the local authority mustdisregard completely the value of the resident's former home in certain circumstances, for example, if the resident's partner still lives there.

54

The rules about deprivation of capital apply to all types of capital, including the home.