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Lost building regulation certificate? Maybe

pmlindyloo
pmlindyloo Posts: 13,083 Forumite
Part of the Furniture 10,000 Posts Name Dropper
edited 8 May 2010 at 7:10PM in House buying, renting & selling
Have spent ages trawling through the site and am now very confused. Can someone please help?

In 1997 we converted a garage plus 2 rooms into a granny annex.

We are now about to sell and I can find paperwork relating to the planning permission but no building regulation completion certificate.

I remember building inspectors coming round but, to be honest, cannot remember being issued with a certificate.

I have phoned the builders and they do not keep records that far back.

Now my questions.

1. Were completion certificates issued that far back?

2. Can I ring the council and ask for a copy? Will their records go that far back?

3. If, for what ever reason the certfifcate wasn't obtained what should I do?

4. Now the part that confuses me! Indemity insurance. If I don't have/get the certificate would a buyer's solicitor ask for indemnity insurance? Doesn't this just cover the council coming round to check? Would they do that after 13 years?

Any help/advice very gratefully received as I don't want to end up delaying a sale (I should be so lucky!)

Just to add, the annex has been lived in for the last 13 years with no problems whatsoever.

Comments

  • pmlindyloo
    pmlindyloo Posts: 13,083 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Forgot to say - am I right in thinking that if I contact the council then the indemnity insurance would be void?

    ps Also, shameless bump!:)
  • Doozergirl
    Doozergirl Posts: 34,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It would help if you remembered!

    I think the record of it should come up in the local search. If it's there then you just order a replacement one.

    If it's not then you would offer your buyer an indemnity policy.
    Everything that is supposed to be in heaven is already here on earth.
  • pmlindyloo
    pmlindyloo Posts: 13,083 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks.

    My hips says:

    Building Regulation Approval -- None
    Building regulation submissions are revealed from
    2002.
    Building Regulation Completion Certificate -- No completion letter has been issued. This may be because:
    a) No completion inspection has been made
    b) The work may have been executed at a time when the authority did not issue completion letters
    c) Completion inspection has been made and there are matters outstanding
    d) The work was inspected and approved by an Approved Inspector

    My quandry is how do I find out without making an indemity insurance invalid?
  • PottyHouse_2
    PottyHouse_2 Posts: 373 Forumite
    Hi, exactly same thing happened to us this week.

    You will probably need a "Historic Completion Inspection" visit in order to obtain a "Building Regulation Completion CERTIFICATE".

    Our extension was completed in 2005 but the Building Inspector never came out to "sign off" the building work on the completed extension - oversight on both parts and lack in communication.

    Due to the length in time of the extension being on the house our solicitor was happy to arrange indemnity policy for this for our Buyers but their solicitor insisted on the certificate, much to our dismay and worry !!!

    Anyhow, I got in touch with our local council on Thursday, paid the £82.50 fee, Building Inspector came out on Friday (!) and said all ok and we should have the certificate by this Tuesday.

    You will need to check with your local council - I gave mine the first line of my address and it bought it up on computer immediately - didn't even need postcode. Not sure if you will be so lucky as it was 13 years ago but have a try !
    :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:
  • Suzy_M
    Suzy_M Posts: 777 Forumite
    Wouldn't your local council have copies of all relevent doucumentation? If so they should be able to provide copies.
  • Doozergirl
    Doozergirl Posts: 34,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What did you do to the house in 2002? Something has been started but not signed off.

    Looks like 1997 isn't there at all - I'd buy an indemnity policy before I started having conversations with Building Control.
    Everything that is supposed to be in heaven is already here on earth.
  • pmlindyloo
    pmlindyloo Posts: 13,083 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Nothing has been done to the house in 2002! (or since, for that matter)

    I took that to mean that the council only had paperwork regarding building regulation submissions from 2002.

    What a blooming mess.
  • timmyt
    timmyt Posts: 1,628 Forumite
    a buyer wont ask after 13 years. if they do, say not sure if issued, but don't have copy..as the first answer. if they say get one, indemnity will be fine aftre 15 years.

    ask your lawyer to get the Council to do a general list of planning and building reg consents for the proeprty - that way you do not invalidate insurance.

    the local search is unlikely to reveal anything as any consent is 15 years ago.
    My posts are just my opinions and are not offered as legal advice - though I consider them darn fine opinions none the less.:cool2:

    My bad spelling...well I rush type these opinions on my own time, so sorry, but they are free.:o
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