Thurs 6th May - What small DFW things have you done today?!

OrangeFairy

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Thought i should attempt this starting a thread malarky!!! :j:j:j:j

Well i am up early but can't do the cross trainer this morning as i have to write up lists of the 4 wedding places i like with the holiday prices for each of the combinations!! Then armed with that we are going in to see First Choice again. Hopefully they can actually give us a price that includes discount that is actually cheaper than online this time. Arming ourselves with a friend who used to be a first choice manager should hopefully help!!!

Right today

Make aboves lists
Vote!!! (DD's school is our polling station so no school for them today!)
lunch from stores
dinner of hm frozen curry
Take DD's swimming lessons in Mums car
check banking
Surveys
No heating on
hokey cokey
Go to First Choice and play them off against another travel agent

Thats me i think!!!

I hope every has a fantastic Election day!! :D:D:D:D:D:D:D:D:D:D:D:D:D

Lottebear

Today I will

- Daliy cards
- Washing on line once I get up
- Possibily a gym visit, although I did go last night
- Try on clothes and make a decision if they go back of not.

whichwhydoIturn

Hi today i will
dress down day today, dont have to pay just take in a piece of old clothing/unwanted gift ! in aid of red cross
take lunch to work with me
charge ipod /phone at work
hm tea of leftover beef , salad & wraps
plan meals for next week,shop tomorrow
daily clicks
use wii
place a post on freecycle I am looking for a chair
have a good day everyone pouring down here !

La_escocesa

Hi everyone :wave:

Today I'm going to:
- write about 4 x pensions letters - this is the voluntary work I need to do before I go to bed tonight. I must, I must, I must.
- take leftovers for lunch - tasty
- put some coins in the jar - 8p
- put some cash in the bank forgot about this one
- pack up ebay sale and buy stamps all done
- pick up a card for a friend using this month's vouchers (get for flex benefits though work so discounted) all done now just need to find the words to write - friend miscarried:(

xx

:D:DOh me! Oh my! :D:DI just got an offer for balance transfer for 6.9% til November with no transfer fee. (Currently 15.9%). Have been messing around with the snowball calculator and it'll save me a couple of hundred in interest!!

pixiechick99

Morning!!

Feeling a bit brighter today, slightly more energy;)
So, off to work for the morning and not much planned for after that.
to the new posters joining in - stick with us!! And....big waves to you regulars
Ok, here's my list:

• check banking
• daily scratch
• packed lunches for girls
• prepare for uni tutorial tomorrow afternoon
• bit of ironing later
• free cuppas at work
• wrap DD1's birthday pressies...oh, and my sister's.
• meal from plan tonight - jacket pots and chicken
• NSD
• water plants - not sure if I've killed some off by putting in bigger pots...they look a bit droopy and pathetic:(
• Sparkle!!

Hmmmm, think that's my lot.
Have a great day!!

Triangle

Good morning all :hello:

Today is my last day at my work placement! Can't quite believe how quickly time has flown, have been there since January and will really miss it, have learnt a lot. After this we have a week study leave, an essay, an exam, 4 weeks of lectures and then the summer off...it's getting closer!

My list for today:

• Drive carefully to conserve petrol
• Have a goodbye lunch with my team
• Try to stick to SW as much as possible - put on 1lb yesterday which was deserved. Back in a positive frame of mind now and it'll soon come back off
• Weekly food shop after work
• Walk pup
• Housework
• Vote
• Phone grandparents using free minutes
• 1 hour uni reading
• Settle myself on the sofa at 10pm and watch the results come in! Hoping to last until at least 3am - very excited!

Have a good day all
T
x

josiebabie

Morning ladies! And Joe if you're posting again today...

Today I MUST:-
- [STRIKE]Make hair appointment for a couple of weeks time[/STRIKE] Sat 29th, 10am
- Do filing when I get home (been on three days running now)
- [STRIKE][STRIKE]Get rid of some jobs hanging around[/STRIKE][/STRIKE]- Do washing up from last night
- Put away clean HC that DM hung on line for me yesterday
- See about getting anti-histhemines to bring face down
- Vote on the way home from work

And DFW:-
- [STRIKE]Check banking and pay remainder of bills[/STRIKE] :eek: scarily small amount left!
- [STRIKE]Check credit report see if changes have been made,[/STRIKE] a bit quick yet I suppose
- [STRIKE]Check see if any bills are in for next month yet[/STRIKE] nope
- Keep up with one poll
- [STRIKE]Keep up with ebay, one more bid last night and more watchers, don't end til Sunday anyway[/STRIKE] another bid on something! Wohoo
- Not a NSD today as need stuff, bread, crisps and medicine! (Mr T's at lunch)
- [STRIKE]Hot water is OFF![/STRIKE] Will only be on when I get home to do washing up
- Take meter reading tonight to update S.E. tomorrow

Eventually did the snowballer last night, was very interesting to see that by throwing just an extra £100 p/m my DFD gets much closer and I pay SO MUCH less interest! Only did it roughly so will work out all the interest rates properly tonight to do it. Made me feel inspired.

Have a lovely election day all
Jx

catmiaow

Hello all,

Today I have:

Got dressed
Vacuumed upstairs
Entered some comps

I will:

[STRIKE]Go to work - which is a nightmare and just want to go back to bed
Check online banking
Sort out cats
Take lunch to work[/STRIKE]
Try and make it a NSD - spent £1.15 does that count lol
[STRIKE]Tidy kitchen if have time[/STRIKE]
Dinner from stores
[STRIKE]Done more comps after work
Just checked job sites[/STRIKE]

Going to work super hard to make the day go fast, arghh feel rough still.

Hope everyone is having a great day. Let's cross fingers the election will work out ok mm.....

determined_new_ms

Morning everyone

Just a small list for me as motivation low...

• eat porridge & melon for lunch at work (didn't make anything)
• go buy something with my £5 debhanams voucher- maybe a crimbo pressie for the stash?
• any surveys available
• vote
• more gardening tonight
• make some lunches for tomorrow
• hm pie for tea

hope everyone has a great day

stitching_witch

Morning all :wave:

Things going from bad to worse financially here and am losing motivation by the minute! Still, onward and upward...


So far today:

• run washing machine overnight on cheap electric
• checked for surveys
• no point in checking bank on line as I know what it will say
• no NSD today as needed a few groceries (less than £2) and a key cut
• put 1 hour on car park ticket and got all my bits done in that time
• sent letters to CC companies and Inland Revenue offering token payments of £1 per month. They all refused in January, but my income has gone down yet again :eek:

I also plan to:

• make dinner from meal plan - egg and bacon pie using up the supermarket eggs now that our chickens have started laying :j
• fill the oven with cookies/cakes whilst cooking dinner so only using one lot of electricity
• try to turn my face the other way up so it looks like I'm smiling

I'll be back tomorrow in a better frame of mind......

complimentschemistry

Hi all, hope everyone's enjoying the lovely weather we're having today.

Today I've...

**Recycled my phone, so £156.00 should be with me v. soon
**Done my daily scratchcards
**Filled in my spending diary
**Managed to get my deposit on my car reduced
**Browsed the forums for ways to up my income
**Checked my eBay-bies (my listings!)
**Sorted out my clothes to return - usually I leave them 'til it's too late but not today!

And later on I will vote, after finally deciding who I'm going for yesterday!

Hope everyone's having a great day.

P.S. Stitching witch, can I have a pet chicken?!