PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Advice needed please - LHA S21 nightmare

Options
Following my previous posts, my LHA has been evicted under S21 by Landlord action. The final day is the 7thof May and she has told me that I would have to seek a possession order after I refused to give her the deposit before moving.
She stopped paying rent and now owes me £2,300. The estate agents who brought her in have gone under and although I fished out the former "MD" in another estate agency, he claims he left the business for "his partner" and the virtual office they seem to have been using is unreachable.

Now, I found the Homelet insurance policy they claimed to have made only yesterday and I called them. They say they will only pay if notified within 31 days. She stopped paying rent in advance on the 29th of March, so I am already over. I explained the circumstances and they sent a form.
I have also notified council and guarrantor - whose response was a cold "duly noted".
Is there anything else I can do?
She is hoping the eviction will take about 6 months and Landlord action say it takes about 2 weeks to get a court date.
Thank you in advance for your advice.
«1

Comments

  • franklee
    franklee Posts: 3,867 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    edited 6 May 2010 at 2:05AM
    "She has told me that I would have to seek a possession order" - correct if she doesn't move out voluntarily you have to get a possession order. Has she moved out or not, you say she has been evicted yet it also reads like she is still in residence so I can't really follow your logic.

    "Is there anything else I can do?" Join a landlord's association, like the National Landlords association. You will get more detailed help there which IMO is essential as you seem vague on the basics. I've read some of your back threads on this and it was suggested you do this ages ago.
    http://www.landlords.org.uk/

    It sounds like the tenant knows the ropes better than you do which isn't a good thing as she will know how to spot any mistakes you make.

    If you continue using landlord action you should be all right as they seem to be well regarded about the landlord's forums.

    I take it you checked all of the deposit was put in a scheme and didn't just take the agent's word for that? Especially after the confusion over how much deposit was paid:
    http://forums.moneysavingexpert.com/showpost.php?p=28038953&postcount=5
    Also you didn't answer this post about the deposit:
    http://forums.moneysavingexpert.com/showpost.php?p=30928283&postcount=10
    I mention this as it's vital to have protected the deposit in full and given the prescribed information if you want your S21 to work.
  • frank.hopper
    frank.hopper Posts: 208 Forumite
    fumken your post is a little confusing!


    Homelet insurance are unlikely to accect your claim given the time period, pursue the guarantor. You should keep them informed thoughout this legal action and make peroidic claims on the guarantor relating to any future non payments, hopefully they will pick up the tab.
  • fumken
    fumken Posts: 125 Forumite
    Hi,
    Thank you.
    I am sorry I have not been able to reply earlier. Challenges are swamping me. I meant S21 as "eviction" - "told to leave" not that she has left.Yes she is a professional at this and I am the novice. I agree. Children should not play with fire! and once this is over I will be seling.

    I have been told by the Homelet insurance that they will take up my claim, but as the agents have disappeared they will deal with me only on a leagl action basis, paying no rent back. They say S8 will be their only option and that the advantage is that I can also get judgement for the money she owes me.
    My only decison is now whether to see the Landlord action s21 through or start a fresh S8.
    Confused.com- Thats me.
  • Wee_Willy_Harris
    Wee_Willy_Harris Posts: 7,512 Forumite
    fumken wrote: »
    Hi,
    Thank you.
    I am sorry I have not been able to reply earlier. Challenges are swamping me. I meant S21 as "eviction" - "told to leave" not that she has left.Yes she is a professional at this and I am the novice. I agree. Children should not play with fire! and once this is over I will be seling.

    I have been told by the Homelet insurance that they will take up my claim, but as the agents have disappeared they will deal with me only on a leagl action basis, paying no rent back. They say S8 will be their only option and that the advantage is that I can also get judgement for the money she owes me.
    My only decison is now whether to see the Landlord action s21 through or start a fresh S8.
    Confused.com- Thats me.

    S21 and S8 can BOTH be used. In fact, it's often wise as a belt and braces measure.

    HAVE YOU COMPLIED WITH DEPOSIT PROTECTION?
  • Wee_Willy_Harris
    Wee_Willy_Harris Posts: 7,512 Forumite
    I've just read through your other posts. I think your legal options have been made clear enough, and landlordaction are assisting as well. But do you want some real world options?
  • fumken
    fumken Posts: 125 Forumite
    Thanks. I have an idea of my legal options by reading not only mine but other posts.I PAID LL action and they have served S21, BUT Homelet insurance are willing to go through S8 and say I can only do S8 or S21 not BOTH. So my thoughts are should I continue with S21 or drop it and go for S8 since they say I will also be able to claim my arreas and that S21 will not make for that.
    Kind regards.
  • princeofpounds
    princeofpounds Posts: 10,396 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    They are wrong. You should be able to serve both S21 and S8 notices.
  • Wee_Willy_Harris
    Wee_Willy_Harris Posts: 7,512 Forumite
    They are wrong. You should be able to serve both S21 and S8 notices.

    Agreed.....
  • clutton_2
    clutton_2 Posts: 11,149 Forumite
    if you serve a section 21 and a Section 8 to the tenant on the same day you will have to wait 2 months to apply to court for a S21 hearing and two weeks to apply for a S8 hearing.... BUT the tenant may get to the S8 court hearing pay in all the outstanding rent and the case will be thrown out by the judge.. then you still have the S21 hearing to fall back on....
  • Mankysteve
    Mankysteve Posts: 4,257 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    You do need to tell is wherever the deposit was protected or not(unless they been in there before 2007) ?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.