📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

From Trash to Cash: Dribbling a river

1959698100101559

Comments

  • cagneuk
    cagneuk Posts: 450 Forumite
    nikki, really sorry to here about your situation. I used to be the spender, and it was so hard to give up control. Eventually I saw the light and now get all my wages into my oh's account and we budget everything. but it still hurts sometimes as I still get the urge to spend and I feel as if I'm being punished as it's my money. But the fact is, my money is not my money but money for my family and they are what really matters more than my material desires.
    Now, even after all my debt and heartache I've caused due to my spending I still find it difficult to not have money in my pocket and still want what I know I can't have but luckily I'm able to control it a little better. And even sometimes, when I do get money for myself (birthday's etc) I am starting to feel a little guilty about spending it on myself.
    I just hope your OH will see their mistakes before it's too late
    Would like to: Retire at 54. 19yrs .Clear mortgage by 50. 16yrs. Clear Secured debts by 43. 8yrs.Clear Unsecured debt by 39. 4yrs. Gain full control of my finances by 36. 1yr.Keep my head above water. Today.
    Dribble Diet: Starting weight(26/8): 18st 7lb:eek: current weight(08/11): 15st 11lb Ideal weight: 12st 7lb
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    cheers cagne that 5 hrs might get you another 50 lol right my guess is £361 lets see who gets closest
    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
  • cagneuk
    cagneuk Posts: 450 Forumite
    sorry for the triple post but just before I leave work for the weekend I was sent an email with a link about SEO myths.
    thought I'd share it with you.
    http://searchengineland.com/36-seo-myths-that-wont-die-but-need-to-40076
    Would like to: Retire at 54. 19yrs .Clear mortgage by 50. 16yrs. Clear Secured debts by 43. 8yrs.Clear Unsecured debt by 39. 4yrs. Gain full control of my finances by 36. 1yr.Keep my head above water. Today.
    Dribble Diet: Starting weight(26/8): 18st 7lb:eek: current weight(08/11): 15st 11lb Ideal weight: 12st 7lb
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    nikki are you taking mortgage together if so he is going to have to realise where his wages are supposed to go not where he wants them to go be patient it has taken me until 41 lol
    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
  • mambury
    mambury Posts: 2,168 Forumite
    Nikki.... we have a jiont account but also our own individual accounts. All the bills etc get paid out of the joint, then we each get 'pocket money' for the month (£80 each) to spend as we see fit. That way OH still has control over some of his own money but if he spends it all in one week then its toughand the bills etc are still covered! He is RUBBISH with money so I do all the finance in this house....

    Oh, and I have another account for housekeeping too. A bit old fashioned but it works.

    Off to the PO then beavers... see you all later!
    sealed pot challange #572!
    Garden fund - £0!!:D
    £0/£10k
  • jo70mo
    jo70mo Posts: 3,792 Forumite
    we have joint account too. and get pocket money into our own accounts. at moment its £40 each for the month.
    Jo x
    “Don’t ask what the world needs. Ask what makes you come alive, and go do it. Because what the world needs is people who have come alive.”
    - Howard Thurman
  • Amber_Sunshine
    Amber_Sunshine Posts: 1,741 Forumite
    Bog off spammer.
  • Poosmate
    Poosmate Posts: 3,126 Forumite
    Well that was a waste of a couple of hours of my life!

    The Totesport thing looks like it's impossible to gain anything from it. I just checked out the gambling loophole's board and have now got my eyes well and truly opened with these "free bet" things!

    Oh well, I guess as I've learned something it's not a complete waste of my time.

    Cagne, congrats on the bike and I'm sure the time will fly by.

    See you all later,

    Poo
    One of Mike's Mob, Street Found Money £1.66, Non Sealed Pot (5p,2p,1p)£6.82? (£0 banked), Online Opinions 5/50pts, Piggy points 15, Ipsos 3930pts (£25+), Valued Opinions £12.85, MutualPoints 1786, Slicethepie £0.12, Toluna 7870pts, DFD Computer says NO!
  • Amber_Sunshine
    Amber_Sunshine Posts: 1,741 Forumite
    Don't fret about age, Rosie, 60 is nothing these days. Older people are cool in my book and often nowhere near as staid as they're made out to be. Like Mabel, I swear my mum has a better social life than I do, and at 78 she shows no signs of slowing down.

    Saucy, you know where I am if you need to talk. Cry if you need to, we love our pets as part of our family.
  • elly68
    elly68 Posts: 2,556 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    http://glasgow.gumtree.com/glasgow/78/58538978.html

    emm dont know if anyone has quick contact thought might help
    So finally debt free and it feels amazing however continuing here to stay debt free.Next declutter house and body and finally swim under that waterfall x
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.