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How can we cut back!?

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Comments

  • stephbond89
    stephbond89 Posts: 248 Forumite
    He is on £6.20 an hour, so its just less than £100 a shift. Yes this is VERY low for night work as a security guard, but it is about average around here, he is colour blind and most places do sight tests for some reason and can stop you working for them for coour blindness, he was unemployed for 2 years before he got this job, and has been looking for more work which pays more. Unfortunately its all there is. I worked at Tesco briefly and if I worked nigths I would have gotten something like £15 an hour. Which is ridiculous that he gets that money, but tell his boss that. All the guards are on the same. In fact he is on the largest wage the company gives- meaning there are poeple on minimum wage for been a night security. just the way it is, he's just grateful to have a job. A job he enjoys rather than one if he did work in somewhere like Tesco where he would be bored crapless all night, Im happy for him to continue in a job he enjoys, which pays a good wage at the end of the day, just that our bills mainly due to the car and the loan we pay, are high and so it doesnt cover the bills all the time, or shoudl I say it leaves nothing for luxeries like holidays etc which would be nice once in a while.

    I have taken much advice on board, someone I am not sure who it was nw, posted a large list which I have printed off, and will go through properly and see whcih I can and cannot do, and create an action plan from it. Today I havent had a chance as I have been in hospital a lot of the afternoon.

    As for the rest of the message, Im choosing to ignore it, Im tired, and fed up now. Feel like cancelling every single bill I have thats not a utility bill and just having done with it to please other people.

    I have taken alot on board what people have said, but was getting very annoyed at been told the car wasnt essential, and that I should get rid of my mobile phone, which is a relatively low tarriff, Id pay more on PAYG than I pay for my own phone. Plus I get a free phone, which Id have to buy otherwise, yes these may only be £30 or so for a basic phone, but if it breaks I have to buy another, whereas with my contract they give it me for nothing. So I see it as a bonus.

    Anyway, as I said, I am ignoring the rest, but agree my husbands wage is crap for the job he does and for working around 250 hours a month, sometimes more, he should be bringing home at least £2k but sadly the economy at the moment wont get him a job like that, and the company wont pay more *this isnt his boss, but the client they work for*.
  • Help_required_5
    Help_required_5 Posts: 53 Forumite
    edited 5 May 2010 at 10:48PM
    he is colour blind

    I know I may have been harsh earlier but seriously should he be driving if he is colour blind?

    The reason why I ask is because I know in some countries you can not allowed to drive if you are colour blind
  • Danstar_2
    Danstar_2 Posts: 180 Forumite
    I know I may have been harsh earlier but seriously should he be driving if he is colour blind?

    The reason why I ask is because I know in some countries you can not allowed to drive if you are colour blind

    Lights stuck on green...zoom...
  • banwa
    banwa Posts: 952 Forumite
    I know I may have been harsh earlier but seriously should he be driving if he is colour blind?

    The reason why I ask is because I know in some countries you can not allowed to drive if you are colour blind

    Apologies if I am reading the tone wrong but this just seems petty and antagonist.

    It seems like you're being really rather unpleasant. Just stop posting on the thread if you don't want to help the OP.
    Debt £26k 18/10/14
  • banwa wrote: »
    Apologies if I am reading the tone wrong but this just seems petty and antagonist.

    It seems like you're being really rather unpleasant. Just stop posting on the thread if you don't want to help the OP.

    I think you are reading it wrong.

    You will note thet despite my harsh tone (in some of my posts) I have tried to help the OP in every post so I think your criticism is unfair. If however you can highlight that I have not tried to help her then I will be more than happy to stop posting on this thread and possibly even the forum as the whole idea about this forum is to help each other out.

    I do admit that I am ignorant when it comes to colour blindness and as such was simply seeking to broaden my knowledge which I think is permissible
  • banwa
    banwa Posts: 952 Forumite
    I think you are reading it wrong.

    You will note thet despite my harsh tone (in some of my posts) I have tried to help the OP in every post so I think your criticism is unfair. If however you can highlight that I have not tried to help her then I will be more than happy to stop posting on this thread and possibly even the forum as the whole idea about this forum is to help each other out.

    I do admit that I am ignorant when it comes to colour blindness and as such was simply seeking to broaden my knowledge which I think is permissible
    Are you always this stupid or is today some special occasion?
    What a bleeding retard!
    Like opinions said enjoy the CCJ and bankruptcy hearings that are going to come your way, you certainly would have brought them upon yourself

    As requested
    Debt £26k 18/10/14
  • banwa wrote: »
    As requested

    Would you care to quote the helpful bit of the quote as well?
    No one ever told your to get rid of them totally, you were advised to switch to PAYG
  • banwa
    banwa Posts: 952 Forumite
    You called her a retard; that is not okay in any context. 'No one ever told your to get rid of them totally, you were advised to switch to PAYG' is only very thinly veiled antagonism. You have no moral highground from which to argue, besides which, I don't have time. You said if I showed how you were not being helpful, you would leave. I have done that, so don't understand why you are continuing to post.

    Anyway, I have reported you, because you completely overstepped the mark. This means sadly that the thread could be shut down and the OP won't get the support she came on here for.

    Steph, hope to see you around the boards again soon, please don't be put off
    Debt £26k 18/10/14
  • Mark_In_Hampshire
    Mark_In_Hampshire Posts: 1,531 Forumite
    Many people on this income can afford to go out and spoil themselves a little, but we cannot!

    Aside from agreeing with the comment about not calling people "retards" above, I thought the above comment from the first post worth referring to.

    This country is, or certainly for the last 5 years or so has been, largely an illusion of wealth caused by an economic boom built solely on borrowing and in particular the low costs of borrowing.

    Never look at another family with a couple of new BMWs on the drive and think "they must be well off". It's not necessarily true. Debt is NOT wealth.

    Rather a lot of people will be coming unstuck in the coming years, especially those who have paid silly money for two bed flats in city centres, as rates rise.

    On a positive note you've picked up the issue and are looking to actively confront it regardless of the banter back and forth.
  • gttltzy
    gttltzy Posts: 14 Forumite
    <33333333333
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