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Bank Holiday Monday - What small DFW things have you done today???!
Comments
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            Today I will/have:
Been to the gym
Signed up to a second spinning class
Checked dooyoo - only 5000 to a Amazon voucher!
Checked onepoll
Checked bank - same as
Moved money from front of purse to pocket so can be put in bank tomorrow
Look at £2 pot and think of changing up to go into bank - nearly £40 so that would help the savings
Try and remember when bursary goes in** Total debt: £6950.82 ± May NSDs 1/10 **** Fat Bum Shrinking: -7/56lbs **
**SPC 2012 #1498 -£152 and 1499 ***
I do it all because I'm scared.
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            Hi all, hope you're all enjoying your day off!
So far I've...- Had some free exercise in the form of walking the dog
 - Started doing daily clicks
 - Started my free daily scratchcards
 - Got a cheaper mobile contract 

 - Continued to search for cheap car insurance
 - Planned to go Toby Carvery for a cheap roast instead of going somewhere expensive for dinner!
 
October Grocery Challenge - £67.18/£135
Save up £500 - £0/£500
NSDs for October - 0/100 - 
            Morning all :hello:
Dodgy hugs for all that are in need today :grouphug:
Rach - I know excatly where you are coming from! I had a wobble yesterday afternoon, so tired after revising all weekend. Had a sob on DH's shoulder and felt much better
I'm having a day off today - no uni work at all! :T
My list:- Had a lay in 

 - Just got back from long walk at the beach with pup and DH
 - Stick to SW and meal plan all day
 - Checked online bank accounts and trasnfered WTC from DH account into mine
 - Friend's son 2nd birthday party this afternoon - pop in for an hour or so
 - DH to mow lawn while I'm out
 - Get back and snuggle up with DH and watch one of the Harry Potter films
 - More relaxing tonight - Eastenders and bubble bath!
 - NSD
 
T
xMFW!
Started 1/12/22 - £196,000
Saving targets 2023
Mortgage Overpayment £0/£2000
Bathroom £0/£2000
Big Birthday Trip £0/£2000
Long Term Saving Pot £0/£20000 - Had a lay in 
 - 
            I think you're all so lovely. Thank you! :ADF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 - 
            WELCOME newroadahead this really is the most lovely thread to join!!
Mog chops - jsut read your £70 ebay sucess - thats fantastic - welldone you!! I need to list some stuff but i can't face it at the moment - will plan to do it in a few weeks on the next free listing weekend!!
determined - what ever she decides to do will all be ok in the end. A really good idea to support her in lookng at costs etc, i bet it was a real shock for her - and thats the costs before the baby even comes along. At least you can be sure that any decision she makes is an informed one - sending you lots of love and strength - you're doing a really really good job. xBaby due 4th May 2013
January grocery challenge £2000 - 
            Morning all
savingforarainyday - what a shock for you all
 Hope it all gets sorted out soon
Determined new ms - I too am impressed by the way you're helping your daughter, well done
 Must be a difficult shock for you too.. Well done on helping her see the realities though, and supporting whatever she decides.
Alternating sunshiney and hailstones here - the weather and my mood! Nice lie in reading book, but Mr Daffs feeling poorly and grumpy, so had to get up and leave him to it. Nice potter about tidying up, then big squabble and tears
 Now he's gone out, I've cried into my tea and fairy cake, and am in the process of pulling my socks up (long-stripey-pink-hearts-for-when-I-need-to-love-myself socks - thanks Fay!) and cracking on with a few things.
Might start with another cuppa and a read of my book first though
SO... today I have...
* tidied up (does that count as MSE??)
* put birthday cards and presents away
* repotted cheery tulip into cheery red enamel jug (very cheery)
* put cheery home made cushion onto my chair in the attic (er, took about 10 seconds, but very pleasing to see it where it was meant to be!)
And I will...
* take the ripped sheet off the bed and repair it - although having put my hand through it AGAIN last night, I suspect it might actually be *threadbare* and may need to go in the rag bag... we'll see
* go for a cheery run later (free exercise)
* do 4 hours of transcribing - still got about 16 hours to do before next Saturday - eek!
* plant some more seeds
* put a couple of courgette plants outside - no idea if it's too early but I'm running out of space on the windowsill, so out they go!
* a tiny bit of voluntary work, sending an email and writing a letter
* pop round to a friend's house to look at knitting patterns

and most importantly... be nice to poor old Mr Daffs who was feeling rotten and doesn't need me being grumpy back at him then bursting into tears!
Might also crochet some little flowers and do other small cheery things
Hope you all have a cheery day, have cheered myself up just popping in here
xx0 - 
            Morning ladies!
Up early again - sooooo much to do today and don't quite know where to start!
Got a call from a Head of Dept yesterday just as I was about to go to the christening asking me for interview on Weds (I have another interview on Thurs too). It's all getting a bit stressful lately (and I'm not the stress type really, I one of those that just gets on with it usually). When we came home last night I just ended up in a flood of tears with OH looking at me blankly and quite bewildered! Bless him - men don't know how to do upset when you're usually the strong one do they? I think the wine helped bring on the mini melt down but its been brewing for a while I think - anyway better out than in and now I just have to get on with it. So there!
Had a cr*p nights sleep but have got up determined to get something done today.
I have to ...- Write 3500 words for final assignment second half (first half all done and quite happy with it but this is wrapping up all of my "research" whilst in school) - won't get it all done but have to do at least half
 - Mark a load of books
 - Mark a mini project I set the kids (seemed like a good idea at the time!)
 - Start interview lessons - arrggghhh!
 
- walk dog x3 for free exercise and fresh air
 - all food from stores
 - checked banks
 - try to have a NSD
 - one load of washing
 - put dry washing away
 - phone mum for a moan and moral support using free landline
 - be nice to OH to prove I'm not having a nervous breakdown just a funny five minutes
 - have a relaxing bath using up toiletries this evening (quick shower this morning)
 
Have a good bank holiday.
I am not a DFW only have a student loan debt but I often look at this thread to pick up tips. I just posted to say - hugs to you xxAll my views are just that and do not constitute legal advice in any way, shape or form.£2.00 savers club - £20.00 saved and banked (got a £2.00 pig and not counted the rest)Joined Store Cupboard Challenge]0 - 
            Sat reading the forum, thinking that I really ought to put washing out.
Out I goes with the basket to find hail, I walked back in, shoved washing in tumble dryer & turned it on! :doh:
Have just removed it & put it in the airers, as I have CH on (DS has a mate over & they upstairs on Xbox - me? I`d just put a cardi on!)
Think I REALLY need to try harder!
Off to precook 3 or 4 lunches for next week....Living debt free, since Sept 08 & Dec 10 :wall:
"After a time, you may find that`having` is not so pleasing a thing after all as `wanting`. It is not logical, but often true." MR SPOCK
"Failure is always an option" Adam Savage0 - 
            We are an emotional bunch, aren't we???Nothing to report as yet...give me a minute...!0
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            Afternoon everyone! Had a busy morning so a late post from me.
So far I have:- run dishwasher overnight on cheap rate electricity
 - written my May goals list which includes 4 financial goals this month
 - used up home-made granola for breakfast so another batch in slow cooker for this week
 - been to allotment for 2 hours - free exercise and eventually organic veggies
 - collected one egg so far today (Come on Eileen, get a move on lovey!)
 - made chocolate Millie's cookies with our first ever egg :j
 
- have third NSD this month
 - have dinner from stores
 - write meal plan for next few weeks (should have been done last week 
) - re-write budget in preparation for phoning CCCS tomorrow
 - relax in front of the snooker all afternoon, possibly with some knitting 

 
Making magic with fabricLight travels faster than sound. This is why some people appear bright until you hear them speak.0 
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