Nat west Bank charges!Will they freeze if i close my account?

lee195

I have had my account charged six times since i went overdrawn by 56p.I wrote a letter to the bank saying i couldnt afford to pay it.I sent back a list of my incomings and outgoings for financial hardship but they turned me down,during this i was charged again and now i just want to offer a small monthly payment plan to repay this as i dont want it spiralling anymore!.Should i make the offer?I i close my account will the charges stop?

withabix

No, they won't, because you can't close your account unless the balance is £0 or above.

Why don't you post a SOA so we can see if you can save any money and get out of this problem?

kermitfrog

lee195 wrote: »

I have had my account charged six times since i went overdrawn by 56p.I wrote a letter to the bank saying i couldnt afford to pay it.I sent back a list of my incomings and outgoings for financial hardship but they turned me down,during this i was charged again and now i just want to offer a small monthly payment plan to repay this as i dont want it spiralling anymore!.Should i make the offer?I i close my account will the charges stop?

This is the Site Feedback forum. The appropriate forum for this is

http://forums.moneysavingexpert.com/forumdisplay.php?f=185

Premier_2

... and here's the thread previously created by this user in that forum over this specific matter.

https://forums.moneysavingexpert.com/discussion/2278785

Perhaps he didn't want to remind us of the last thing he said:

lee195 wrote: »

....I left the room glad he was wearing those horrible glasses as it stopped me breaking something on his face!.

:eek:

kermitfrog

Premier wrote: »

... and here's the thread previously created by this user in that forum over this specific matter.

https://forums.moneysavingexpert.com/discussion/2278785

Perhaps he didn't want to remind us of the last thing he said:

Quote:

Originally Posted by lee195
....I left the room glad he was wearing those horrible glasses as it stopped me breaking something on his face!.

:eek:

Obviously spectacle style is more important to him than his debts, so he should be posting in the Health, Beauty, and Fashion forum.