Accepted (I think)

Moggles_2

Congratulations!

The time taken to despatch cards varies between lenders.

If this is your first credit card, it's best to make a few small purchases each month and get into the routine of settling the balance in full, well before the date payment is due. This costs you nothing.

After a year or so, you'll be able to ask for a higher credit limit or apply for a new card with a lower interest late. Mind you, the interest rate is irrelevant really, if you always pay off your balance each month!

Very best
M