Tenant set fire

andthatmakesone

If you have any change left from the £10,000 put it towards the tenant getting a good kicking!

Britwife

I think I would want to go inspect the damage myself and take pictures asap. I would also make sure that cost arent over exaggerated.

martindow

Can we clarify if the damage is really 10,000 or just 1,000? 10,000 seems an extraordinary amount for a shed, a swing and a fence.

poppysarah

You need to get out on site and with the tenant go and look at the problem.

Then you need to speak to your insurance (In fact do that now and they might want to meet you on site too)

seabright

I don't think you need to be worried about arson or criminal damage - there has to be malicious intent for there to be a crime. Sounds like your tenant is just an idiot.

clutton_2

""
Can we clarify if the damage is really 10,000 or just 1,000? 10,000 seems an extraordinary amount for a shed, a swing and a fence."2

i have just had a quote for fencing for 12 meters for £1600 !!! it mounts up....

Milliewilly

prudryden wrote: »

Assuming your neighbours have insurance (I presume it will be covered under their building insurance), their first action is to file a report with them. You then should give them the name of your insurance company and also notify your own company yourself. The two insurance companies will sort it out between themselves. Even if your BTL coverage doesn't include damage to other's property, the neighbours will be compensated by their own coverage. Then it will be up to their insurance company to decide to claim against your tenant.
At least, this is how I think it should work based on a claim I had which was slightly different in that a tenant wasn't involved

The neighbours then run the risk of losing their no claims through no fault of their own. If their insurers are unsuccessful in getting any payment out of the tenant / BTL policy then the neighbours premium will be affected like being hit by an uninsured driver. I think the landlord should make the first move with their insurance and the neighbours should only have to claim on thiers as a last resort.

MissMoneypenny

clutton wrote: »

i have just had a quote for fencing for 12 meters for £1600 !!! it mounts up....

How much:eek:

I did some fencing for the neighbours over the weekend (just 2 metres) and I charged them £0. Not very MSE of me!

Sammy85_2

We replaced 2 fence panels and 3 posts (approx 3m) and including fitting it was around £150.

gjchester

martindow wrote: »

Can we clarify if the damage is really 10,000 or just 1,000? 10,000 seems an extraordinary amount for a shed, a swing and a fence.

It is but if the shed contains asbestos that will need specialist removal and that will mean the cost skyrocketing. The shed may only be a few hundred to replace, but the disposal of asbestos cost a lot more (nearly said shedload but changed my mind! )