DFW - Monday 26th April - What small DFW things have you done today

determined_new_ms

DFW - Monday 26th April - What small DFW things have you done today?
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :D

Morning everyone - sorry Milly to start the thread but wanted to do my list before I left!


Ok today:

• [STRIKE]Was hoping for a NSD but just realised I need petrol so LSD it is NOTHIN ELSE!!![/STRIKE] £20 nd not a penny more:D
• [STRIKE]lunch from stores (tuna slad I think, have the stuff at work)[/STRIKE]
• [STRIKE]drive carefully to work/pray petrol gets me to and from work haven't got time to get it before [/STRIKE] I drove carefully but red light went on even before I left my hometown! Will have to put in £4 here to get home (petrol is more expense in the town I work in :mad:)
• any surveys available
• [STRIKE]work out last payment into bills account[/STRIKE]OMG Npower have taken monthly dd even though I'm not with them any more....:mad:
• yay today is the last od fee I will pay for a couple of months/or at all if I have my way
• do meal plan for the week tonight
• [STRIKE]visit best friend in the evening to thrash out the events of the last week[/STRIKE] :jit was lovely to see her:A:A

ok girls that's me, have a great DFW day x

pixiechick99

Helloooooo - thanks for starting - can you add the yellow smiley to the thread title though please? I know everyone likes it, makes the thread easy to find:)
Off to make a cuppa and back with my list....

OrangeFairy

Hey DNMS

Thanks for starting the thread. I hope things are calming down in your household.

I was finally a good girl yesterday and listed 30 ebay items!! Woohoo!

Just done 20 mins on the cross trainer and drank a litre of water so a good start to the day! (while watching supersize vs superskinny to motivate me!!)

Edited to add i lost 1lb last week which i am pleased with as i wasnt particularly good!!!

Today i will

Have a showers as i am nice and sweaty!!
go to work :mad:
lunches from HM bread
dinner at mums
wrap 4 ebay parcels
Write up new cashback sites i have joined in my book
Go for a walk at lunchtime
check banking
surveys
Hopefully OH will do hokey cokey while he is home
update sugnature!

Thats me....smell you all laters!

determined_new_ms

Milly I don't know how, it won't let me! Give me detailed instructions and I'll do it but may have to wait until 8 when I get to work x

pixiechick99

determined_new_ms wrote: »

Milly I don't know how, it won't let me! Give me detailed instructions and I'll do it but may have to wait until 8 when I get to work x

Hmmm....let me think!!! Ok, go to edit your post...then click on 'Go advanced'. At the bottom there is a load of icons you can use for the message, they are under the main message body.
Hope that makes sense:rotfl:

I-need-to-make-£

Good morning everyone ,

Well done on the listing Littlekel, wow it must have taken you ages to list all of those!

Not happy, I have put some hokey cokey on but theres a huge black cloud one side and blue skies the other... oh what do i do??? Its all towels aswell which would dry so lovely outside but i am not putting them out to come back in wet again,... lets access whilst its finishing!!

Well back to a new week!! God this year is flying! Focus focus focus..its a must this week! need to work very very hard and achieve achieve achieve!! want the in tray to be empty by the end of the week, lol, i can keep dreaming!

well my list for today...

- turn heating off
- hc on but what do i do with it?
- check online banking
- resort budget out as ive mucked it up over the weekend which has confused me!
- try to list on ebay
- try to go food shopping after work

hope you all have a good day!!!

Triangle

Good morning all :hello:

Very pleased - sold the bike on ebay last night! :j Was very exciting - in the last 10 seconds it went from £275 to £340! :j Buyer is collecting tonight and we will spilt the money between a c/c debt and spending money for our holiday at the end of June! :j

Anyhoo, on to the list....

• Work placement today, have my final observation :eek:
• Drive carefully to conserve petrol
• Packed lunch
• Stick to SW and meal plan all day
• Walk pup for free excerise
• Aqua aerobics tonight - use pass so more free excerise!
• Check banks online
• NSD

Hope everyone is well and happy
Love
T
x

pixiechick99

Ok, back to post my list!
Triangle - well done on the sale:beer: I love it when things fly up in the last minute, very exciting! (I need to get out more;)) I had some bits ending last night - nothing big...wish I'd put them all on buy-it-nows though, I make more money that way I think.

Littlekel - well done on all those listings:T I must get more listed now one batch finished. Have more ending in a couple of days, fingers crossed for big sales for us all:p

Ok, quiet day for me. Poor DD2 still the only one trooping off to school each morn! DD1 goes back on Wed, me hopefully next week. Today I must do the essay....been saying it for ages, am stuck on 1500 words out of 4000....onwards:D

Today's list:

• check banking
• daily scratch (withdrew £10 on Sat, wayhey!)
• packed lunch for DD2
• Just milk needed today from shop
• Parcel up ebay sales, the ones who have paid
• Renmind the others to pay;)
• Iron/list a few more bits
• Essay writing.....boooo
• Meal from plan tonight - chicken chow mein
• Take chicken out of freezer
• meal plan for next week and list
• Start Asda shop for delivery over weekend
• washing on if it dries up

Ok, that's all for me - have a fab day everyone!!!

determined_new_ms

did it!!! Your tutional skills are second to none Milly!

josiebabie

Morning ladies!
Strange old day for me today as we're all going to Poole in dribs and drabs for a premium franchise thing...will be uber boring but hey, need the biannual brainwashing. Got no customers booked in and will only have to deal with in house prep and anyone that walks in off the street.

Right, list time!
- Lazy day, should be used as a catch up on WIP
- Hopefully speak to person whose car has been damaged :mad:
- I have brought my book in that I bought in our local shop for 50p
- Can't sell any purges if there's no one here!
- Check all banking/CC's online.

Try to keep occupied until it's my turn to go!
Jx

pixiechick99

determined_new_ms wrote: »

did it!!! Your tutional skills are second to none Milly!

Hahahaha....great! Well done:beer: (Hope you don't think I was being moany asking for the happy face, I know lots of people like it....I've forgotten it before and it's been sadly missed:p)

Hope things with your DD are settling down. Must have been a shock for ooyu, but you sound like you're a fab, supportive mummy;) I'm a bit older than you (38, eeek, how did that happen?), my eldest is 13 nearly and I can't imagine the shock:o
Lots of people here to listen if you need to vent off....!!