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  • rog2
    rog2 Posts: 11,650 Forumite
    10,000 Posts Combo Breaker
    Perhaps you should start again, by stating, on this board, what the problem is.
    There are many organisations who have template letters, one of which may better suit your requirements.
    Good luck
    I am NOT, nor do I profess to be, a Qualified Debt Adviser. I have made MANY mistakes and have OFTEN been the unwitting victim of the the shamefull tactics of the Financial Industry.
    If any of my experiences, or the knowledge that I have gained from those experiences, can help anyone who finds themselves in similar circumstances, then my experiences have not been in vain.

    HMRC Bankruptcy Statistic - 26th October 2006 - 23rd April 2007 BCSC Member No. 7

    DFW Nerd # 166 PROUD TO BE DEALING WITH MY DEBTS
  • james32_uk
    james32_uk Posts: 1,223 Forumite
    Make sure you include a bill for £570 plus VAT for the time it took you to write the initial letter. :D

    Careful they dont sue you for unfair charges though. I suggest you put all your data on Microfilch and demand £100 per charge to investigate the charges made. ;)
    Debt as at 12th July 2006 - £61,345 :eek: :eek: :eek:
    Debt free 21st Oct 2011.

    All thanks to :money:
  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    writing to make youself feel better, yes.

    sending, no. it'll just get their backs up and make it less likely you'll get what you want.

    what do you actually want them to do?
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
  • Mikeyorks
    Mikeyorks Posts: 10,380 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    It's not even worth posting (here) - let alone writing.

    You can only be trying to wind us up - the Bank will just bin it. As they will be no more likely than we are ... at attempting to comprehend what you are attempting to achieve.
    If you want to test the depth of the water .........don't use both feet !
  • Toto wrote:
    :rotfl: :T :rotfl: :T :rotfl: :T :rotfl:


    The funnier thing is, Mr A is a plumber! But only charges £25 per minute.
    My sig's too large, apparently - so apologies to whoever's space I was taking up.:lipsrseal
  • mrbadexample
    mrbadexample Posts: 10,805 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    The funnier thing is, Mr A is a plumber! But only charges £25 per minute.

    Wow! Cheap plumber..:think:..are you sure he's qualified? ;) :rotfl:
    If you lend someone a tenner and never see them again, it was probably worth it.
  • lixi
    lixi Posts: 101 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Silence doesn't constitute acceptance I'm afraid so this won't be an enforceable contract.

    I don't see that there would be any consideration anyway...

    I wouldn't bother if I were you.
  • Dr.Shoe_2
    Dr.Shoe_2 Posts: 1,028 Forumite
    There are ways and means to get your own back on a bank. One of those is to simply change banks.
    [strike]-£20,000[/strike] 0!
  • james32_uk
    james32_uk Posts: 1,223 Forumite
    Come on guys. This was posted by someone a) letting off steam, or b) making a joke - probably both in fact!

    It made me laugh and was worth the post!


    Jim, I calculate you owe me about £86 for this post. ;)
    Debt as at 12th July 2006 - £61,345 :eek: :eek: :eek:
    Debt free 21st Oct 2011.

    All thanks to :money:
  • hbl_2
    hbl_2 Posts: 391 Forumite
    sorry, I don't even understand what you are asking them to do in this letter, and I've got a degree!

    I've got a degree in law and I dont understand it.
    Student Loan Company Ltd: 17,805 (2.8%) Overdraft: 500 (Interest free)
    Savings: £5,100
    - Target by end of 2008 £5,000+
    Net Worth
    1/7/06: -£32,698 -- Net Worth 25/8/08: -£13,350.
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