We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Hi from a nervous new dfw

This isn't really a new thread but more of a hello from me to all you really nice sounding dfw's out there! I have been receiving mailings since early July and when I read people's threads I am overcome by all the positive, non-judgmental and helpful responses- particularly noticeable from fishface69, southernscouser, scottishspendaholic to name but a few.
I have also recently sent my 1st letter to my bank ( nat-west ) requesting unfair bank charges of £2,699 refunding! They have today sent me a reply saying all their charges are fair.
Here's to many more chats with all you lovely dfw's out there!
DMP starts June 2012, £38,180.

Balance June 2015 £26,046 (paid off 32%)

DMP mutual support thread no 434
«13

Comments

  • Hey, good luck with those charges, that would be a nice big lump that would come in handy :)
    My sig's too large, apparently - so apologies to whoever's space I was taking up.:lipsrseal
  • moxie_2
    moxie_2 Posts: 609 Forumite
    Welcome and good luck with the bank charges. Just keeping going with your claim, you are in the right and you will get them back as long as you don't give up!
    Total debt May 2005 £83,232 :eek:
    Total Debt November 2009 £0! DEBT FREE!
    Proud to have dealt with my debts
    Official DFW Nerd Club member no. 028
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Welcome to the boards savvykaz :)

    If you want help reducing debts then post a SOA and I'm sure some of the regulars here will be able to help you reduce your debt and clear it for DFD much sooner than you expected
    No longer using this account for new posts from 2013
  • savvykaz
    savvykaz Posts: 890 Forumite
    Thanks guys - I was really unsure whether to drop my chase for bank charges - not sure I will have the guts to go to court if it comes to that! Anyway I wrote the next letter - letter before action - & posted today; see what happens next as I am led to believe nat-west can be real b*^*^*^s
    DMP starts June 2012, £38,180.

    Balance June 2015 £26,046 (paid off 32%)

    DMP mutual support thread no 434
  • savvykaz
    savvykaz Posts: 890 Forumite
    Thanks Gemmzie - I will post my S.O.A. in the next couple of days when I can get all my paperwork together.
    DMP starts June 2012, £38,180.

    Balance June 2015 £26,046 (paid off 32%)

    DMP mutual support thread no 434
  • wave2.gifhello wave2.gifwelcome to the forums :) everyone very friendly here and good luck with your charges, dont let them get away with it :) you win that money back..... and keep coming back and letting us know how you get on, you will be hooked in no time :p
  • LittleL_4
    LittleL_4 Posts: 714 Forumite
    Hi hun :hello: stick around, you'll get loads of great advice.

    Good luck with your bank charges, wow, that's some amount.......

    GET IT BACK!!!!!

    Little L
    xx
    Debt 28/12/06 £26,467
    £20 grocery challenge per week
    Savings £400
    £2 coins - £8.00
    DMP £357 pcm (CCCs) commenced 1/10/06
    DFD :think:
    proud to be dealing with my debts
  • newleafer
    newleafer Posts: 87 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Hello Savvykaz

    Welcome, I dont post often but I read everyday, my OH says I'm a dfw obsessed!!!

    I enjoy every minute of knowing I can get all the help and support from these guys, there is someone at work who goes on and on about people in debt, what they spend their money on and how wrong blah blah blah!!!! It drives me insane, but I know I can get everything I need right here.

    Go Get those charges back!

    :j
  • Hi and welcome,
    I'm quite new to dfw, I'm quite new myself but have found everyone to be very friendly and helpful!
    x
    Just trying to be me.....
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Hey savvykaz! :D

    Thank you for your kind words but please call me SS! ;)

    And keep on at Natwest. I'm just waiting for a court date! :eek: But it won't get that far! :p
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.