Thurs 22nd April - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Goooood morning lovelies
Feeling a little better again today....hopefull it'll keep improving for the weekend;)
Another quiet day.....I'm used to those:o Waiting for my Asda direct delivery - new table and chairs for the garden, a lovely lie-back seat for me, for the garden, a dustbin (exciting) and new pillows:)

So, time for coffee now Get DD2 off to school, bless her the only one of us 3 going out early this week!
List time:

• check banking
• daily scratch
• return Lovefilm dvd
• return Tax Credits renewal
• washing is on quickwash
• washing out in the sun
• packed lunch for dd2
• meal from plan tonight - jacket pots and chicken
• start next week's meal plan
• write list of anythign I need foodwise until the new month starts - have £35 left I think so that'll be fine.
• look at Uni work
• talk to my new seeds to help them grow!!!

Ok...hope all well!
Cleosmum - glad to hear the boss has calmed down a bit:p
Catmiaow - congrats on the engagement - what a birthday surprise!

determined_new_ms

Hey Milly & everyone else to follow, phew glad u started the thread so I can post before I go to work :j. Thank goodness its Thursday after today I'm on the homeward stretch!

Small list today as had some bad news last night which I'm a bit shell shocked over, so guess motivation is going to be low...

• [STRIKE]drive carefully to work conserve petrol[/STRIKE]
• [STRIKE]lunch from stores,[/STRIKE] dinner pot & bacon pie...
• any surveys available
• NSD
• plant the blimming lettuce!!!
• [STRIKE]check bank[/STRIKE]
• [STRIKE]work out how much debt I've paid off this year[/STRIKE] OMG such a good feeling :j
• [STRIKE]pay some (more) money into bills account & pay loan[/STRIKE]

Hope you all have a good & productive day

pixiechick99

Awwwwwww DNMS........hope you're ok, have agood day and you're right...on our way to the weekend:)

Chasing_The_Dream

Morning everyone, hugs to you determined ms.


Didn't feel well at all today so got nothing done, feeling much better today though so lots to get through!

1. [STRIKE]scratchcards/surveys[/STRIKE] 20p/0
2. [STRIKE]check online banking[/STRIKE]
3. [STRIKE]update signature[/STRIKE]
4. [STRIKE]check ebay[/STRIKE]
5. [STRIKE]put 3 items on ebay[/STRIKE] managed 5!!
6. [STRIKE]college placement[/STRIKE]
7. go to work
8. [STRIKE]meals from cupboards[/STRIKE]
9. [STRIKE]write up budget for the coming month[/STRIKE]
10. check my other 2 savings accounts interest rates that I forgot to do the other day
11. meal plan for next week
12. update notebook/spreadsheet/spending diary
13. enter some comps
14. have a NSD!
15. Check the vouchers on here as I am going shopping tomorrow!

Have a great day everyone!!

xxx

catmiaow

Hey all,

Thanks Milly, was a big surprise!

My list for today is:

[STRIKE]Quick shower
Check online banking
Go to work - boo
See to pets
Take rubbish out
Get a few essentials at Mr T
If poss and if I get it by then pay in work cheques at lunch time
Look for sunglasses at lunch time[/STRIKE] - NONE I LIKED
Be taken out for dinner by family tonight to celebrate engagement
[STRIKE]Enter comps
Check job sites[/STRIKE]
[STRIKE]Cleaned bathroom[/STRIKE]
I will dust downstairs, done upstairs
Will clean oven
Will post work letters on way out


I hope everyone has a good day!:j

Triangle

Morning all :hello:

Sorry didn't post yesterday, I worked 8am-8pm at my old old job as had a day off from placement Super duper tired now but worth it for the pennies Hope everyone is well and happy

My list:

• Yesterday I was offered another shift - this sunday 8am-8pm - and am on standby for two more the following weekend (one of which is 12hrs on bank holiday monday at double time - fingers crossed!)
• Also gave dates when I am off this summer - hoping to pick up a few shifts then
• Work placement all day today
• Drive carefully to conserve petrol
• NSD
• Take packd lunch
• Stick to meal plan and SW all day
• Walk pup for free excerise
• Write out meal plan for next week and shopping list
• If I have an ounce of energy left go to aqua-aerobics using free pass
• Would like to watch the second election debate - but unsure if you can get sky news on freeview?
• And, if after all that I am still not falling asleep, do an hour uni reading

Take care
T
x

I-need-to-make-£

good morning everyone!!! Determined - hugs!! Glad to hear your feeling better, keep relaxing! Thats great about the work Traingle!!

well another sunny day here today, definately gives you more energy, just wish it was the weekend already!!!

If fish says on the package nothing about being frozen, and ive frozen it, will it be ok to defrost and use?

did well yesterday, i didnt spend anything... yes it was a no spend day!!!!! i am so proud of it as i even went to the local shop with a work collegue and even though they bought stuff, i was tempted but i resisted! it was hard but i did it.

anyway my list is small today but hey its nearly the weekend...

- work hard - really busy day today!!!
- turn heating off!
- meals from stores!!
- check online banking

have a good day!

josiebabie

Morning
Feel back to normal today, thank goodness!
Milly I'm glad you're feeling better today too

Today I have/will:-
- Did HC over night on cheap electricity
- Hung HC on line at 6.30 am :eek:
- Checked banks
- Check CC's and update spread sheet
- Update MSE diary
- No opportunities for selling a purge today
- Low day for labour sales, not a lot of work in
- Pop to Mr T's at lunch time and get a few bits off My Supermarket list as some of the deals run out before I go for my big shop
- Bought some bargain work shoes online last night £13.55 inc delivery!

Think just work hard today
Jx

Candy0107

Morning All,

Lovely bright morning here (an I am not just talking about the weather)

I have come to a HUGE decision: - when I leave work tonight, I am going to register as self employed so I can legally do mystery shopping!

I have been going through this in my mind for about a week, but now I have started the ball rolling, I best continue with it.

So, today I have/will:
• Need to price up stationary
• Need to design a spreadsheet which I can use to track the money
• Need to register on the tax homepage
• Need to look at a bank account to use
• Need to set up an alternative email account

As well as the usual:
• Meals from storecupboards
• Charged my phone up while I drive to/from work
• Need to sow seeds for veggies (a bit late I know, but fingers crossed)
• Need to water veggies which are looking a bit sorry for themselves
• Need to do surveys/daily scratches
• Definite NSD as I have £5 left in my account until tomorrow
• Need to check my lottery numbers (you never know!)
• Apply for any roles which I think might be suitable for me
• Need to clear out my inbox
• Need to check Quidco
• Need to call up to get an update on one of my debts
• Get on with work rather than thinking of my outside activities
• Have an early night as I am a bit tired

Think that is about it, sorry I have not been around for the past couple of months…..I leave home at 6:45 and don’t get home til 18:30 – this job is no good for my social life.

I do think of you all regularly and it is a shame that I can not always post every day.

Hugs to you all and hello to all new members.

Candy xxx

Candy0107

Need to start work soon, but will post after work with an update on my list and reaction to gossip!

Candy xxx

isla_red

Morning! Hope it's okay to join in here

Today I will
- check banks
- check paypal account / initiate transfer
- make my packed lunch
- post eBay items
- update MSE diary
- plan budget for trip to London
- buy more cling film for lunches

That's two spend days in a row Oh well maybe tomorrow and both spends are less than £5 in total. Must be a good thing?