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What do I need to take to CAB?

I have an appointment with the CAB to discuss my debt. I have already printed out a SOA to take. Do I need to take anything else with me? Thanks in advance.
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Comments

  • curly04
    curly04 Posts: 7,247 Forumite
    Take details of your debts and your I&E (SOA)

    They will then be able to help you
    Thanks
    Good luck
    Total Weight Loss - 28lb and counting
    AD 17/11/2010
  • Angiepange
    Angiepange Posts: 3,521 Forumite
    Part of the Furniture Combo Breaker
    Trying to remember what I took when first went to them, was things like Proof of income and benefits. Wage slips if working. CC statements. I took formal ID, my passport and driving licence. In my case details of mortgage. Perghaps a good idea to take any creditor latters, things like that. The more info they have the more they can assist you.

    Hope it goes well
  • yorkie77
    yorkie77 Posts: 169 Forumite
    Will I need to take wage slips and credit card statements, sorry to be a pain but I wasn't told what to bring. Thanks.
  • Angiepange
    Angiepange Posts: 3,521 Forumite
    Part of the Furniture Combo Breaker
    :) We posted at the same time !

    But yes thats a good idea
  • yorkie77
    yorkie77 Posts: 169 Forumite
    Thank you, I wouldn't have thought to take passport.
  • concerned43
    concerned43 Posts: 1,316 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    hi, basically you need to take proof of everything that is on your SOA:

    Debt - including utility bills, phone bills etc
    3 months wage slips (if applicable)
    Any proof of benefits (if applicable)
    The CAB will then put them onto an Income/Expenditure sheet that you will sign.
  • concerned43
    concerned43 Posts: 1,316 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I have never asked a client for a passport - only asked for ID if someone is acting on the client's behalf.
  • immoral_angeluk
    immoral_angeluk Posts: 24,506 Forumite
    10,000 Posts Combo Breaker
    Proof of income/benefits
    Details of the debts including last known balance, account number, who the debt is currently with and also who is named on the account (including any guarantors).
    Any court documentation or any utility bill arrears.
    A financial statement, or at least the information to be able to provide one if you don't have a financial statement done (ie bank statements).


    We don't need ID (although it may vary bureau to bureau) but you'll be asked to sign a third party consent form.

    That is sufficient for the first interview really, if there's anything else the advisor needs they will ask for you to provide it afterwards.
    Total 'Failed Business' Debt £29,043
    Que sera, sera. <3
  • yorkie77
    yorkie77 Posts: 169 Forumite
    edited 19 April 2010 at 6:49PM
    What are my chances of going bankrupt? I am on ssp, housing and council tax benefit and have nearly £25000 worth of debt. I have a car thats only worth scrap and according to soa I have -£513 to live off :S. I have no late or missed payments on my loan or credit cards as yet but its only a matter of weeks before the poo hits the fan.
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