We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
IS disability premiums
Zziggi
Posts: 2,485 Forumite
Would someone please explain to me the difference between the following premiums added to Income Support;
Disability premium
enhanced disability premium
severe disability premium
Thanks in advance
Disability premium
enhanced disability premium
severe disability premium
Thanks in advance
0
Comments
-
you get disability prem added to income support after 12 months incapacity if not entitled to incapacity benefitWould someone please explain to me the difference between the following premiums added to Income Support;
Disability premium
enhanced disability premium
severe disability premium
Thanks in advance
you get severe disability if you get dla paid at the middle/high care component and no one claims carers allowance for you and you live alone
you will get enhanced disability if you get high care component of dla0 -
richard9991 wrote: »you get disability prem added to income support after 12 months incapacity if not entitled to incapacity benefit
you get severe disability if you get dla paid at the middle/high care component and no one claims carers allowance for you and you live alone
you will get enhanced disability if you get high care component of dla
You are correct, apart from the disability premium. This link explains each of the premiums.Gone ... or have I?0 -
-
richard9991: DMG is right about the entitlement to Disability Premium. Your statement as to a qualifcation is incorrect.
You put: you get disability prem added to income support after 12 months incapacity if not entitled to incapacity benefit
you get the Premium if you ARE on Incapacity Benefit for 12 months and not as you have said "if you are NOT entitled to Incapacity Benefit"
The entitlement is:If you are aged under 60, you may be able to get this premium if you are:- receiving a Disability Living Allowance; or
- receiving Incapacity Benefit - long term rate; or
- receiving Severe Disablement Allowance; or
- provided with an invalid vehicle; or
- receiving payments through the invalid vehicle scheme, or war pensioners vehicle scheme, or their mobility component of Disability Living Allowance is being paid direct to Motability Finance Limited; or
- are registered blind; or
- your partner is receiving any of the above; or
- Attendance Allowance.
0 -
Thank you for the info.
So if a man is receiving HRM and HRC of DLA they should get all three premiums on top of the basic IS amount?0 -
richard9991: DMG is right about the entitlement to Disability Premium. Your statement as to a qualifcation is incorrect.
You put: you get disability prem added to income support after 12 months incapacity if not entitled to incapacity benefit
you get the Premium if you ARE on Incapacity Benefit for 12 months and not as you have said "if you are NOT entitled to Incapacity Benefit"
The entitlement is:If you are aged under 60, you may be able to get this premium if you are:- receiving a Disability Living Allowance; or
- receiving Incapacity Benefit - long term rate; or
- receiving Severe Disablement Allowance; or
- provided with an invalid vehicle; or
- receiving payments through the invalid vehicle scheme, or war pensioners vehicle scheme, or their mobility component of Disability Living Allowance is being paid direct to Motability Finance Limited; or
- are registered blind; or
- your partner is receiving any of the above; or
- Attendance Allowance.
Disability premium isn't a benefit in its own right but increases the 'applicable amount' to which your income is topped up when calculating means-tested benefts such as income support, and income-based Jobseekers allowance. It may also increase your housing and council tax benefit, and entitle you to the £20 earnings disregard.
New claims made now
If you are not already on income support, disability premium is only of limited relevance unless you are on certain other disability benefits which may entitle you to the premium, for example DLA or WTC disability element.
Apart from being entitled to disability benefits such as those, an alternative route to getting disability premium is if you meet the 'incapacity for work' test and have been incapable for 52 weeks (certain breaks in the period are allowed). However, if you meet that test you will now usually also meet the test to claim ESA and will claim that instead - and disability premium does not increase your ESA. Disability premium can still apply to housing and council tax benefit, but not after one has established an entitlement to ESA.
Claims made before October 2008
For claims made before 27th October 2008, it was possible to claim income support on the ground of incapacity for work. For new claims made now, incapacity is no longer a ground to claim income support. The disability premium could - and still can - increase the amount of income support one gets.
dla0 -
richard9991 wrote: »Disability premium isn't a benefit in its own right but increases the 'applicable amount' to which your income is topped up when calculating means-tested benefts such as income support, and income-based Jobseekers allowance. It may also increase your housing and council tax benefit, and entitle you to the £20 earnings disregard.
New claims made now
If you are not already on income support, disability premium is only of limited relevance unless you are on certain other disability benefits which may entitle you to the premium, for example DLA or WTC disability element.
Apart from being entitled to disability benefits such as those, an alternative route to getting disability premium is if you meet the 'incapacity for work' test and have been incapable for 52 weeks (certain breaks in the period are allowed). However, if you meet that test you will now usually also meet the test to claim ESA and will claim that instead - and disability premium does not increase your ESA. Disability premium can still apply to housing and council tax benefit, but not after one has established an entitlement to ESA.
Claims made before October 2008
For claims made before 27th October 2008, it was possible to claim income support on the ground of incapacity for work. For new claims made now, incapacity is no longer a ground to claim income support. The disability premium could - and still can - increase the amount of income support one gets.
dla
What the others have said is still correct.
I thought the comment about usually passing the test for ESA when you have passed the test for IB was rather optimistic!0 -
Re disability premiums and ESA
I'm on ESA and get a premium :huh:This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0 -
it may be correct but prior to oct 2008 ppl who wernt entitled to incap on the grounds of not enough stamps paid got the dis prem to top up applicable ammount of income support this why i get the dis premWhat the others have said is still correct.
I thought the comment about usually passing the test for ESA when you have passed the test for IB was rather optimistic!0 -
richard9991 wrote: »it may be correct but prior to oct 2008 ppl who wernt entitled to incap on the grounds of not enough stamps paid got the dis prem to top up applicable ammount of income support this why i get the dis prem
Yes I know.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.3K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
