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IS disability premiums

Would someone please explain to me the difference between the following premiums added to Income Support;
Disability premium
enhanced disability premium
severe disability premium

Thanks in advance
«1

Comments

  • richard9991
    richard9991 Posts: 1,618 Forumite
    Zziggi wrote: »
    Would someone please explain to me the difference between the following premiums added to Income Support;
    Disability premium
    enhanced disability premium
    severe disability premium

    Thanks in advance
    you get disability prem added to income support after 12 months incapacity if not entitled to incapacity benefit

    you get severe disability if you get dla paid at the middle/high care component and no one claims carers allowance for you and you live alone

    you will get enhanced disability if you get high care component of dla
  • dmg24
    dmg24 Posts: 33,920 Forumite
    10,000 Posts
    you get disability prem added to income support after 12 months incapacity if not entitled to incapacity benefit

    you get severe disability if you get dla paid at the middle/high care component and no one claims carers allowance for you and you live alone

    you will get enhanced disability if you get high care component of dla

    You are correct, apart from the disability premium. This link explains each of the premiums.
    Gone ... or have I?
  • richard9991
    richard9991 Posts: 1,618 Forumite
    dmg24 wrote: »
    You are correct, apart from the disability premium. This link explains each of the premiums.

    well i get disability prem and dont get dla
  • PipsoG
    PipsoG Posts: 75 Forumite
    edited 19 April 2010 at 3:58PM
    richard9991: DMG is right about the entitlement to Disability Premium. Your statement as to a qualifcation is incorrect.

    You put: you get disability prem added to income support after 12 months incapacity if not entitled to incapacity benefit

    you get the Premium if you ARE on Incapacity Benefit for 12 months and not as you have said "if you are NOT entitled to Incapacity Benefit"

    The entitlement is:

    If you are aged under 60, you may be able to get this premium if you are:
  • Zziggi
    Zziggi Posts: 2,485 Forumite
    1,000 Posts
    Thank you for the info.

    So if a man is receiving HRM and HRC of DLA they should get all three premiums on top of the basic IS amount?
  • richard9991
    richard9991 Posts: 1,618 Forumite
    edited 19 April 2010 at 5:22PM
    PipsoG wrote: »
    richard9991: DMG is right about the entitlement to Disability Premium. Your statement as to a qualifcation is incorrect.

    You put: you get disability prem added to income support after 12 months incapacity if not entitled to incapacity benefit

    you get the Premium if you ARE on Incapacity Benefit for 12 months and not as you have said "if you are NOT entitled to Incapacity Benefit"

    The entitlement is:

    If you are aged under 60, you may be able to get this premium if you are:


    Disability premium isn't a benefit in its own right but increases the 'applicable amount' to which your income is topped up when calculating means-tested benefts such as income support, and income-based Jobseekers allowance. It may also increase your housing and council tax benefit, and entitle you to the £20 earnings disregard.
    New claims made now

    If you are not already on income support, disability premium is only of limited relevance unless you are on certain other disability benefits which may entitle you to the premium, for example DLA or WTC disability element.
    Apart from being entitled to disability benefits such as those, an alternative route to getting disability premium is if you meet the 'incapacity for work' test and have been incapable for 52 weeks (certain breaks in the period are allowed). However, if you meet that test you will now usually also meet the test to claim ESA and will claim that instead - and disability premium does not increase your ESA. Disability premium can still apply to housing and council tax benefit, but not after one has established an entitlement to ESA.
    Claims made before October 2008

    For claims made before 27th October 2008, it was possible to claim income support on the ground of incapacity for work. For new claims made now, incapacity is no longer a ground to claim income support. The disability premium could - and still can - increase the amount of income support one gets.
    dla
  • healy
    healy Posts: 5,292 Forumite
    Part of the Furniture 1,000 Posts
    Disability premium isn't a benefit in its own right but increases the 'applicable amount' to which your income is topped up when calculating means-tested benefts such as income support, and income-based Jobseekers allowance. It may also increase your housing and council tax benefit, and entitle you to the £20 earnings disregard.
    New claims made now

    If you are not already on income support, disability premium is only of limited relevance unless you are on certain other disability benefits which may entitle you to the premium, for example DLA or WTC disability element.
    Apart from being entitled to disability benefits such as those, an alternative route to getting disability premium is if you meet the 'incapacity for work' test and have been incapable for 52 weeks (certain breaks in the period are allowed). However, if you meet that test you will now usually also meet the test to claim ESA and will claim that instead - and disability premium does not increase your ESA. Disability premium can still apply to housing and council tax benefit, but not after one has established an entitlement to ESA.
    Claims made before October 2008

    For claims made before 27th October 2008, it was possible to claim income support on the ground of incapacity for work. For new claims made now, incapacity is no longer a ground to claim income support. The disability premium could - and still can - increase the amount of income support one gets.
    dla

    What the others have said is still correct.

    I thought the comment about usually passing the test for ESA when you have passed the test for IB was rather optimistic!
  • System
    System Posts: 178,428 Community Admin
    10,000 Posts Photogenic Name Dropper
    Re disability premiums and ESA

    I'm on ESA and get a premium :huh:
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • richard9991
    richard9991 Posts: 1,618 Forumite
    healy wrote: »
    What the others have said is still correct.

    I thought the comment about usually passing the test for ESA when you have passed the test for IB was rather optimistic!
    it may be correct but prior to oct 2008 ppl who wernt entitled to incap on the grounds of not enough stamps paid got the dis prem to top up applicable ammount of income support this why i get the dis prem
  • healy
    healy Posts: 5,292 Forumite
    Part of the Furniture 1,000 Posts
    it may be correct but prior to oct 2008 ppl who wernt entitled to incap on the grounds of not enough stamps paid got the dis prem to top up applicable ammount of income support this why i get the dis prem

    Yes I know.
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