Pay off mortgage and start having fun!

South_coast

Think I'd rather have the boiled eggs 🤣!

South_coast

I've just had boiled eggs for lunch 😋 Couldn't stop thinking about them!

newgirly

😂 celebrating in style! 

killerpeaty

Hi NG, just caught up with you. Seems like you are doing so well. How was meeting the inlaws? Also how was the wedding dress?

newgirly

Hi KP, i didn’t do either 😆 the in-laws didn’t want us over as mil has a bad hand apparently, which is a bit odd. I also didn’t see the dress try on as she asked her nan instead so they’re wasn’t room. I did meet up for lunch after which went ok, not sure what happened with the dress as ds2 was there so it was hush hush 😁

Just sent the boys’ their £5k each finally, I’m holding into dds and paying for stuff as and when so it doesn’t flag up on her current account while getting ready for a mortgage, she would have a lot of wedding bits coming out otherwise! 

No spend day as ds2’s fiancé’s dad paid for lunch after a fight over it, result! 😬

killerpeaty

I suppose if the hand is throbbing then it would be a bit hard to make the best impression? 

You are so kind, hope the wedding bits are coming along well.

newgirly

I don’t know KP, I’ll call her tomorrow I think as he said she was in bed with it and he can be a bit bossy. 

Well I’ve had a shock tonight - a good one if it’s correct 😬

I am useless with most things on a tablet (except shopping of course 😁) and I used to have a fabulous spreadsheet I found on here years ago from a man named Dave, after my old laptop was on its last legs the lovely CathT emailed me a copy to my iPad. So I’ve been using various versions for ages now with no problems, except tonight I noticed I would need to only pay another £65 to knock a month off at the end, so I added the £65 onto it and no change 🤔 the I noticed my actual payments were not including my monthly min payments! 

Being lazy I never delete anything so went through old screenshots of my spreadsheets and there’s a good few months of this issue at least. I’ve now sifted through various versions I’ve used in the past and updated what I think is a correct version and it’s knocked almost a year off 😱 previous date oct 2025 and new date nov 2024. 

I’m both embarrassed and over the moon with my lack of computer skills,  although I shall double check tomorrow incase I’ve missed something obvious 😂 

South_coast

Well done - I think 🤣!

killerpeaty

You'd be surprised at the spreadsheet errors that people have, very happy your error is in your favour!

newgirly

Oops, it’s been a few days as I’ve been busy this week working on the garden 😁 After my spreadsheet “malfunction” I decided to spend a bit on some things to brighten up the garden. Well it started at the boot sale I visited Sunday where I bought some repro ice lolly signs, that then extended in the week to a homemade water feature with a ceramic koi carp, some bunting and a few plants. Alongside the many meals out of last weekend I’ve spent almost all of the surplus due in a couple of months 😱 I’ve borrowed it from the personal spending pot so it’s ok. We also have a cold hot tub and have almost run out of fixes to try, so I feel like finally I should get someone in to assess what’s wrong and give us a price. I’ve avoided this for ages as I think it will be a lot of money ☹️ however a second year of no holidays and I would like to be able to use it again if possible.