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Pay off mortgage and start having fun!

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Comments

  • newgirly
    newgirly Posts: 9,412 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Best of luck with that shanghaijmmy, I'll pop over and have a nose at your diary if you don't mind :)

    Busy day, new toilet (saniflow) has leaked through the living room ceiling, not sure why yet, dh convinced someone has flushed something that shouldn't have been, it's only the kids that have used it and I'm fairly sure they haven't.

    Met mum and aunt for coffee at the shops, £6 spent on a big rose gold clock for the conservatory, totally the opposite to my usual retro taste. Then cinema with ds2 to see Dunkirk which he's already seen, except I got the times wrong so we had to see valerian which was so bad I tried to go to sleep :rotfl:

    I'm in a fairly grumpy mood, the house is not clean or tidy, we have tools and bathroom stuff everywhere, ds2 wants a birthday party this Saturday which I promised weekes ago, but now it's a "proper party" not a "party" shudder :eek: I've basically said no!

    My father /brother are annoying me, my brother has decided he wants to go to a beer festival next month, he seems to have got my dad on board and although dh said no it's too much late notice and the boys can go next year as they are 18, dad has asked if they have their passports just incase and printed off my sons' term dates (as I clearly wouldn't know them myself :mad:) my brother is looking for cheaper accommodation, and then said they can go next September if they have to, when they will be potentially starting uni -he's told the kids it's a better festival then the one in the school holidays - yes, thanks for that......

    That feels better, I did say I was in a bad mood :rotfl:
    MFW 67 - Finally mortgage free! 💙😁
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hope you've managed to sort the leak?
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Hope you've got the leak sorted and I couldn't keep up with the beer festival saga...
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    More than hope the leak has been fixed....i hope it was a clean water leak and not...??!??!!
    MFW: Was: £136,000.......Now: £47,736.58......
  • newgirly
    newgirly Posts: 9,412 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Leak fixed but front door broken :eek: it's been fixed twice over the years and is now at least 20years old I'd say , so the builder is getting us a brochure and will do it cost price, but it's still going to be £££ as we will go for a composite one. Fingers crossed nobody tries to break in until it get sorted fixed as I think a light puff of wind would open it!

    Money is flowing through my fingers lately , I've done a room switch and moved the dining table to the conservatory and bought new blinds and lights, it looks great and makes it a lot more spacious in the through lounge now. We have a table extension that seats extras so it seats 12 I'm trying to source a matching one for the other end of the table so we can seat even more, I feel like hosting lots of dinner parties now it looks nice :D

    Little brother has asked us out for his birthday at the start of sept. It's also my parents anniversary that day, it will be at a BBQ restaurant in soho I think, not massively expensive but when you have a big family it ends up costing lots. It's the week after dhs birthday too and I know he would love to go, I need to think of ways to pay for it all without messing with the financial plan.

    The front door budget is £1000 (hopefully a big over estimation :o) and I will borrow it from the current account float and pay It back over the term of the mortgage at £50 a month. I just can't not stick to the plan I worked out for saving for everything last week :rotfl:


    I'm trying to think of any frugal things ive actually done this week to balance out all of the bad :

    Walked to the local ald* -this was more for weight loss than petrol savings to be fair, but as I could carry much I spent less :)

    Bought some quorn to batch cook cottage pie instead of buying the ready meal one- as I know the WW points so it was easy

    Drying all towels and undies on the airer (dryer has died :()

    Taking back one of the dresses I bought from Zara , not sure that counts :rotfl:
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,412 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I've not spent much time reading diaries lately, must try and catch up later this week. Ive started trying to exercise a bit more, sept is joining the gym month when best friend's littlest starts pre school, so for now I'm just walking - 2 hours today, half morning half evening today, it's proper fast walking in trainers so counts as excercise :rotfl:
    Will just be an hour a day from now on though as it's too time consuming.

    Back manager visiting the factory tomorrow to discuss giving us a mortgage on it :T it's a new bank that's opened locally. The valuation has been estaimated by the company that did the origional one when we bought it (dad knows the company) we paid £200k about 2 1\2 years ago and it's now worth £285-£325 they think :beer: it's all helps, we will need a mortgage of £80k so it a good ltv.
    MFW 67 - Finally mortgage free! 💙😁
  • Fingers crossed for the mortgage. x
  • seconded x
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • newgirly
    newgirly Posts: 9,412 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Cheers guys, fingers crossed it goes ok, it's a late appointment so I was leaving as she arrived. It's so busy at work at the moment, it's been a very early start today, a late finish followed by a huge Tesco shop, then I'm out tonight for a curry with the girls. I'm trying work up the energy for a bath, I should not have sat down five minutes ago as im exhausted now :rotfl:
    MFW 67 - Finally mortgage free! 💙😁
  • themadvix
    themadvix Posts: 9,070 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Any news on mortgage? Or will they have to go away and think about it?
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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