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Pay off mortgage and start having fun!

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Comments

  • newgirly wrote: »

    On the flip side you could use that reasoning to spend on anything , and if I'd followed that path we wouldn't be in such a good position with the mortgage and debts that we are now......

    This would not just be spending on anything though, it would be creating memories.

    Sorry but I'm another vote for seizing the opportunity. It might possibly have been a different answer if it meant getting into debt for the experience, however I think extending MF date by 2 weeks is an acceptable trade.
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Go, newgirly, it sounds amazing. :)
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,149 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I vote 'Go' too :D Make some memories.

    Fortune x
  • themadvix
    themadvix Posts: 9,107 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Another 'go' from me - if you're worried, why don't you set yourself a challenge of finding the money from savings elsewhere (or maybe finally brave the ebay selling?? ;)
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • newgirly
    newgirly Posts: 9,417 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Thanks for the comments everybody :)

    Well as recommmend by you kind people I am going :T best friend said she was nervous about going but now can't wait :D I need to book my flight but was too busy today at work and then round a friend's this evening. The only issue now is apparently we are going hand luggage only for THREE NIGHTS :eek: not sure how this is possible? I need to take at least 6/7 pairs of shoes for 3 nights :rotfl:
    MFW 67 - Finally mortgage free! 💙😁
  • themadvix
    themadvix Posts: 9,107 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Easy peasy!! (Although a good case is a must!)
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Yay. Brilliant news.

    Have a Google or Pinterest for 'capsule wardrobe'

    I've managed to follow the 5,4,3,2,1 approach (with a couple of adaptions as I'm in the Lake District, not on a beach) for 3 weeks away. Yes, I'm going to wash while I'm here but, nearly a week in and I'm not missing anything.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Good to hear you booked it, you'll have a fab time. No packing tips from me I'm afraid as I pack for every eventuality!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Wahoooo! So pleased that you decided to go!

    I'm a total believer in balance: life is for living and making experiences whilst also being prudent and securing your future.

    You're already doing a great job with your mortgage and securing your future so it's important you take the time to make memories that you will treasure :heartpulse:

    I'm so jealous! Our holiday plans look to be put back until Sept 2018 when we can pay for it outright and be in a better financial situation. You'll have to tell us all about your hol so I can live vicariously through your travels :D
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • newgirly
    newgirly Posts: 9,417 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Just googled the 54321 packing thingy - fab idea :T

    Sorry the holiday has been put back kittenkirst, can you do a cheap weekend away to tide you over?



    I have parking rage again today, I've leftt my 2nd note in 2 weeks, this one is half hanging over the drive. :mad: Why are people so selfish?

    Anyway aside from parking rage it's been a relaxing day, im watching beauty and the beast with ds2 and Dd. About to go through the finances and asses the damage :o
    MFW 67 - Finally mortgage free! 💙😁
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