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Pay off mortgage and start having fun!

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  • Hell IS other people. At least when you're not well. Did DH enjoy it?
  • newgirly
    newgirly Posts: 9,379 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi shs , he is not as fussy as me and did enjoy the rest, but was disappointed by the cruise.

    Feeling a bit better now I'm home thanks KK (other than wanting to strangle the builder!)
    MFW 67 - Finally mortgage free! 💙😁
  • PrincessLou
    PrincessLou Posts: 503 Forumite
    newgirly wrote: »
    I am never going on a week long holiday again, it was too long, too far and way too hot. Not that I am one to moan!

    :rotfl:

    Just out of curiosity, how long do you usually go on holiday for? I've always grown up thinking week long holidays were the norm but DH insists that a week is never enough and you, NG, think if is far too long :D
    Mortgage - £105,500
  • newgirly
    newgirly Posts: 9,379 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Before dh and kids , girly holidays were 2 weeks long and I would have preferred about 10 days.

    After kids the maximum was a week, but more usually for financial reasons we went on 3/4 night short uk breaks which were just about perfect :D

    Perhaps a 10 day compromise would work for you both :rotfl:
    MFW 67 - Finally mortgage free! 💙😁
  • ^spam reported.

    Sorry your hols weren't what you'd hoped for. A cruise is my idea of hell, all those people !!
    LBM 1st Feb 2015 £18182 to go :o
    my diary: time to step up to the plate. SPC#079
  • newgirly
    newgirly Posts: 9,379 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Indeed :D

    Still not feeling that great, don't know how I will do a full day's work tomorrow , still keep falling asleep when I sit down!

    Its dds birthday tomorrow so I need to go out today and get a cake/balloon and wrap her presents. I paid for an escape room experience for them all yesterday nearby and some of us are going out for lunch today, it's an expensive month :eek:

    Builders have been threatened with no more other work from my dad and no more money, it seems to have bucked them up a bit (clearly he won't ever use them again, but I'm not sure theyve worked that out yet!) ds1's s new bedroom is plastered but not ready still, it's probably been worth the pain as it's a much better size. New shower room still a shell.......

    Hope everyone is good, I am so behind with diaries and need to have a good catch up :)
    MFW 67 - Finally mortgage free! 💙😁
  • themadvix
    themadvix Posts: 8,932 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Hope you're feeling back to normal soon NG!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • newgirly
    newgirly Posts: 9,379 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Thanks, getting better now :)

    Useless builder has been harassed some more by me /dad /dh and actually turned up for three hours yesterday. It defiantly won't be finished as per his 50th promise this week, perhaps sometime next week :mad: shower room has toilet and shower tray fitted , nothing else done, bedroom still needs door frame and new window and window sill fitting. I am seriously losing the will to live - or more accurately for him to :rotfl::rotfl::rotfl:

    Somebody hit our car while it was parked on the road yesterday, it's only a scrape so he is coming over today to try and t cut it out, I think it will be ok, if not I'll just forget it, it's not a new car and I can't be bothered with the hassle, it was his mil driving and she seemed sorry!

    Weight loss after two weeks not going and a cruise 1lb off :D probably due to illness , but better than putting on. Total loss in 9weeks 9.5lb.

    Finances a shambles :o need to have a good look and make a plan, to finish next year will take basically a spending shut down. I am willing to do that apart from a few things I don't want to give up , for example :

    Hair highlights - I now have a blonde bob and want to keep it up

    Driving lessons - boys don't seem desperate to learn but I think they will want to soon, ditto Dd , if they start lessons she may want to as well , potentially 3 learning at once :eek:

    Kids 18ths and 21st next July, don't know what they want to do yet, but would love to have a big celebration.

    Gym, best friend and I always planned re joining once her youngest starts nursery (we stopped when she fell pregnant ) and when we have had some success with WW.

    So the above things don't really fit with a spending shut down :o I really want to clear next year though..........
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,379 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    The useless builder has been sacked :T dh has got the maintenance company that own the factory next to ours to come and finish it off (they are doing us a favour as they are a big firm!) the electrical and plumber that came to have a look today were shocked at what has been done so far, lots of it needs ripping out :eek:

    After reading Rasputin thorpedo's diary today I've decide to extend the target end date. He has also decided to slow down the rate of op's.

    By adding on 5 months to the term, the amount I have for us all to live off goes from £500 to £1000 pm and also allows me to save £200 pm for Xmas/ birthdays and the kids' 18ths and 21st next July.

    Even if we had not just paid for a cruise it would be nigh on impossible to stick to a budget that low for long. I'll set some mini challenges along the way to change things up a bit, I used to do lots of those but have slacked off lately.
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,379 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Feeling much better now so am going to try and achieve something today.

    To do list:

    Clean bathroom - only one to clean at the moment :D

    Ditto rest of house

    Do all washing

    Ironing - not touched an iron for over 2 weeks :eek:

    Check over finances again

    Update figures on mfw 2017 thread - may as well update for end of July now!

    Food shop/meal plan

    Cinema if time



    I've also decided on the first mini challenge - stick to a budget of £150 for groceries until the end of this month. :D
    MFW 67 - Finally mortgage free! 💙😁
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