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Thursday 15th April - What small DFW things have you done today?
Cleosmum
Posts: 2,673 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :money:
Today is my last day at my old job arrrrgggghhhhhhhhh! Please please let the new job be just right!
My list:
She has been given a few bits of furniture, but desperate for a fridge, so I am going to hunt about later.
OMG just remembered its my last day :eek: got to be onwards and upwards...right?
Have a brilliantly fably, sunly (pls!) and productive dayaroo
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important :money:
Today is my last day at my old job arrrrgggghhhhhhhhh! Please please let the new job be just right!
My list:
- Check banking Done, not pleased my new job expenses havent been paid in yet, due yesterday and not in tomorrow either

- Check pigsback Done
- Check Amazon for sales Done
- Work 5 hr shift Done
- Take breakfast with me Done
- OH to day 3 of induction, send him with lunchbox Done
- Pray for a miracle at SW tonight
- Meals from stores Done
- HC and airer drying continues Done, but sun came out so line dried!
- Keep trying for Travelodge £9 rooms for october half term, been trying since it opened at 6am - given up for now! Done, nowt to be had

OMG just remembered its my last day :eek: got to be onwards and upwards...right?
Have a brilliantly fably, sunly (pls!) and productive dayaroo
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Comments
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Enjoy your last day and good luck with your new job.0
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Good luck in your new job :beer:0
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Morning
. Good luck with your last day Cloesmum!!! And exciting re the new possibilities with the new job! I'm guessing that its a better job/more money/more secure employment/an area where you rather be working? Exciting stuff, and very brave! I'm completely bored of my job but something holds me back from trying my hand at something new, so good for you! I'm sure they will love you and you'll be an asset to the company:A
Ok feeling better today, although the headache is still there, working at home today so as not to infect the rest of the team. oh stayed at his parent's house last night as he has an intepreting job in another town before work this morning so stayed there to be nearer to the train station
. We played scrabble again last night and he thrashed me for the 3rd time in a row
:(
Ok today's list:- work hard all day (stay off this forum until I have finished for the day) motivation is low for this
still low but am doing it and having lunch break now;) - [STRIKE]defrost pies in freezer for dinner[/STRIKE]
- [STRIKE]make some tom soup for lunch - use up last 2 carrots in fridge:D[/STRIKE] delish with hm bread

- [STRIKE]make bread[/STRIKE] churning away as I type

- [STRIKE]go get my free starbucks coffee
[/STRIKE] - [STRIKE]go get my debbanams (too earlier in the morning to spell
) card to get my free £5 voucher
[/STRIKE] got one for oh as well 
- [STRIKE]join Debs facebook group first
[/STRIKE] - [STRIKE]wash bedsheets[/STRIKE] @30 using free sample of ariel arrived the other day

- haircut tonight

- watch ITV election programme at 8.30 so can do survey afterwards
- [STRIKE]any surveys available[/STRIKE] yay total is now Onepoll £10.10/ Harris Poll £19!!!

- [STRIKE]get library book that has arrived (my fave book!
)[/STRIKE] - [STRIKE]register for free British Gas family swim[/STRIKE] cor was a right faff, but got there in the end!

Happy Thursday everyone xDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 - work hard all day (stay off this forum until I have finished for the day) motivation is low for this
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Hello all,
Hope you enjoy your new job Cleosmum!
My list for today:
Check online banking
Enter some comps before work and after
Dust bedroom, did rest of the house last night didn't want to wake up OH
Ring woman at job back as she left answering machine message on my home phone.
Go to work and do as much as poss so the day goes fast!
Check job sites
See to pets
Take rubbish out
Take lunch to work
Dinner from cupboards/freezer
Hope everyone has a good day!No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:
Thanks to everyone who posts competitions. You are the stars of the board :T:j:T0 -
Morning ladies!
Have a great last day at your old job Cleosmum, I'm sure they will all miss you! Good luck for your new one. :T
Today I have:
- Not done a lot, made my bed???
- Slept really well due to half a bottle of wine last night
- Struggled to get DD dressed as she was stroppy and wanted to sleep
- Got myself into work, fuel light came on...grrrrrrr!
- Got meat out of freezer for dinner
And will:
- Get through the day
- Sell a purge today (one opportunity)
- Help lil bro sort out part needed for his car
- Hassle headgasket man to come in and collect today so I can invoice his job and work out my daily totals
- HC when I get home tonight, was struggling this morning with DD so didn't have time.
- Buy some cooking salt so I can re-dye DSD's school trousers and my work trousers black
- Lunch from home
- Dinner off meal plan (schnitzels, yum)
This is enough for today, I have not drunk nearly enough tea yet to be up and running
Have a good day all
JxNothing to report as yet...give me a minute...!0 -
Morning all :hello::hello:
Hope everyone is well and happy today - good luck on your last day Cleosmum and glad you are feeling better determined
Sun is shining, choo choo!
My list:- Have already done the weekly shop at Tescos
- Received a £25 gift card from Tescos yesterday for taking out their car insurance - a very welcome surprise
Used it to stock up on meat for the freezer - very full now! 
- Lost 1lb at SW last night - very pleased as had two weeks of being slighly naughty!
Feeling really positive about it - going to have a good week 
- Done meal plan for the week
- Washing at 30 and line dry
- Wash dining room floor
- Take pup to Vets - fingers crossed 1) he's ok (dark spot on tail which looks very sore) and 2) it's not too expensive
- No more spending after this
- Working at home today - got a list of things to do for my essay which want to do before next uni day (23/4) - work my way through that
- Also do an assessed piece of work for placement
- Phone nana and grandad using free minutes
- Sort out with DH plans for the weekend - his birthday
- Check bank accounts and update spending diary
T
xMFW!
Started 1/12/22 - £196,000
Saving targets 2023
Mortgage Overpayment £0/£2000
Bathroom £0/£2000
Big Birthday Trip £0/£2000
Long Term Saving Pot £0/£20000 -
Morning all :wave:good luck with your last day and new job Cleosmum!! well done on losing the lb Triangle (what a strange thing to say on a moneysaving website!!!)
Here’s wots planned for today:
· [STRIKE]Scratchcards/surveys[/STRIKE] 10p/0
· [STRIKE]Check online banking[/STRIKE]
· [STRIKE]Update signature[/STRIKE]
· [STRIKE]Check Ebay[/STRIKE]
· [STRIKE]Work[/STRIKE]
· [STRIKE]Post Ebay items[/STRIKE]
· [STRIKE]Get lunch ready for tomorrow[/STRIKE]
· [STRIKE]Phone bank again[/STRIKE] Turns out it was me in the wrong :mad:
· [STRIKE]Find out when student loan stops (this has been on my list for days!)[/STRIKE] May thank goodness, thought it was April!
· [STRIKE]Update notebook/spending diary with Ebay postage[/STRIKE]
· [STRIKE]Post on the student board about my travel expenses query[/STRIKE]
· [STRIKE]Have a NSD (except Ebay postage)[/STRIKE] Hit my 10 NSD's for the month :j should I increase this to 15??? yeah why not!!!
Hope the sun comes out soon, I love how everyones always happier when the suns out!
xxxTotal Spent this month: £0Overdrafts: £289 & £2,485.44Credit Card: £1,823.76Loan: £15,944.67Total Debt: £20,542.87 :eek:0 -
Morning ladies
Cleosmum- good luck with the new job and enjoy your last day in this one:p:p
DNMS - get well soon!
Triangle - well done on the 1lb off....I lost 1.5lb this week after a weekend of too much alcohol so I was happy yesterday:T
Nice surprise for me today - Tax Credits amount was £17 higher than usual, nice:) That'll pay for lunch with the DDs tomorrow when we go shopping;)
Not much on for me today - doctor soon and hairdresser later. Then must keep plodding on with the essay - no more writing has been done but I have been scribbling notes and organising it a bit more:o
Ok, list time:- check banking - nice TCs amount
- daily scratch - 10p of course
- meat defrosting for girls dinner - pork steaks, roast pots, stuffing etc
- upload things on turbolister to ebay tonight

- iron, photograph then list a few more
- sort out returns for New Look tomorrow
- Tidy up the piles of summer clothes I brought down from attic - we definitely don't need them yet!

- Carry on with essay

- meal plan for next week
- shopping list for next week - maybe do an Asda delivery
- enjoy my trip to the hairdresser:rotfl:

I really need to sort out a new signature!0 -
millyscarlett wrote: »
- Carry on with essay

Loving this smilie! You can do it Milly :T And you're not alone! :cool:
Just come back from the vets - pup going to be fine! :j Has an infection on tail so has anti-biotics and antihistamine mediction. Receptionist very helpful, explaining how to claim for insurance if he needs further treatment (which is a possibility as Westie's are prone to skin problems
) Paid £50 so not too bad 
Right - uni reading now beckons...after a nice cup of tea that is!
T
xMFW!
Started 1/12/22 - £196,000
Saving targets 2023
Mortgage Overpayment £0/£2000
Bathroom £0/£2000
Big Birthday Trip £0/£2000
Long Term Saving Pot £0/£20000 - Carry on with essay
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Cleosmum- good luck with the new job
DNMS - get well soon!
And well done to the two "losers". I hope to be one of those next week.
Today I have checked online banking sailing close to the wind is a good description:eek: (payday next week:j)
Need to ring electricity people again, lady that was dealing with mine not in yesterday
Pop to docs to see if she will change ds's prescription for different type of bread, the other stuff is yuk and he would rather go without.
Dinners/lunches from storecupboard
Appt for ds with connexions
Try and get in to buy inks for printer
Update spreadsheets, have been a little lax:o
Lots of paperwork to file away
Have a good day everyoneMy finances are work in progress.Normal veiwing will resume shortly0
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