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HSBC online applications

Hi
Has anyone got any experience of opening a HSBC account online. Do they normally tell you at the end of the application if you have been successful or declined, or does it come through the post? How long does it normally take on average? Are they a hard bank to be accepted by?
Thanks :beer:
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Comments

  • Wednesday
    Wednesday Posts: 66 Forumite
    I made my application online and got the acceptance decision through the post a few days later asking me to send a sample signature. Can't comment on whether they're easy to be accepted by or not really, but I don't have a history of defaults or late payments if that makes any difference?
    "Kindness is the golden chain by which society is bound together." -Johann Wolfgang Von Goethe
    (No wonder Britain is broken)

    :exclamatiLBM March 2010:exclamati
    Debt-free by 2016 :eek: at current repayment rate.
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    With Natwest online it took about one week for the forms to arrive, another week for them to reach the admin stage, and about another two weeks before I got my card and PIN. So all in all about a month for me.

    I would imagine Barclays to around the same.
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • bev309
    bev309 Posts: 186 Forumite
    Thanks for the replies. :beer:
    So it sounds as if they let you know through the post rather than instantly online. Will have to wait for the postie then :)
  • cifpower
    cifpower Posts: 6,502 Forumite
    I would do it over the phone as you will get an instant decisionl

    0800 032 4738
  • bev309
    bev309 Posts: 186 Forumite
    cifpower wrote: »
    I would do it over the phone as you will get an instant decisionl

    0800 032 4738

    Oh thanks for that, but had already done it online :mad:. I hate speaking to people unless I have to anyway, which is ironic seeing I work in a call centre :rotfl: I love the net - order shopping, groceries, takeaways.... just need someone to answer the door for me now :D
  • simax
    simax Posts: 1,977 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I've been waiting 3 weeks!

    After 4 days, was asked to go to a branch with ID and a sample signature.

    Not a good start!!!
    I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂
  • bev309
    bev309 Posts: 186 Forumite
    simax wrote: »
    I've been waiting 3 weeks!

    After 4 days, was asked to go to a branch with ID and a sample signature.

    Not a good start!!!

    That's a bit long isn't it!! Looks good though if they have asked you for the proof of ID. I'm not expecting acceptance TBH, will probably get something through the post early on next week.
  • simax
    simax Posts: 1,977 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Got home last night to a decline letter.

    Wow! Took them a while to decide that one .....

    Grrrrrr!
    I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂
  • bev309
    bev309 Posts: 186 Forumite
    simax wrote: »
    Got home last night to a decline letter.

    Wow! Took them a while to decide that one .....

    Grrrrrr!

    Oh,sorry to hear that. I will DEFINATELY get one soon then, doubt they will even ask for my ID!!:rotfl:
  • simax
    simax Posts: 1,977 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Oh well, their loss I suppose.
    I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂
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