Friday 9th April - What small DFW things have you done today?

determined_new_ms

Thurs 8th April - What small DFW things have you done today?
:money:Thurs 8th April - What small DFW things have you done today?
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :beer:

Morning everyone! Yay we've made it through to Friday, a big pat on the back to everyone!!

Should have left for work already, but haven't even got in the shower yet :eek:. Well I decided I'm the manager, the shifts are covered I'll go in a little late...he he nd I left early



My list for today:

• I will not rest this evening until I have planted the seeds - have I left it too late???drinking last coffee, reading a thread on os board then off to do it...
• [STRIKE]any surveys[/STRIKE]
• [STRIKE]drive carefully to work at 60[/STRIKE]
• [STRIKE]hm lunch - not entirely sure what...[/STRIKE] hm soda bread nd cream cheese (again )
• use left over gammon for a pasta bake for tea mmmmmmmm
• [STRIKE]pay into od £7.50 (not going out and half of the bottle of wine I didn't buy yesterday ) nd 69p refunded from work , update signiture later[/STRIKE] paid in an extra £7.71 but was more overdrawn than I thought so update sig sucks:mad:
• [STRIKE]update spending diary - I've done so well this month, second month running that I've stuck to my budget[/STRIKE] still doing well nd maybe can eek another £20 onto od so will look better not committing till next friday tho...
• go straight to gym after work , and enjoy suana :o:o there's always tomorrow. measured my bmi nd its 23.3 (healthly is between 18.5 - 24) so feeling don't actually need to feel bad about this
• have a bath, read 2 mags I have now, manicure + pedicure this evening when have house to myself oh not going out now :mad:
• [STRIKE]if my manager has approved my al sale will drop off to payroll today so get it in April's salary (fingers crossed)[/STRIKE] he didn't approve it yet so won't get it this month...:mad:
• feel gorious that I have 3 days off after today - be motivated and work hard! doing particularly well with this one

That's it girls! Weather's lovely here, hope the sun is shimming wherever you are xxx

Chasing_The_Dream

Morning!!! Here is my list of things to do today:

• [STRIKE]Scratchcards/surveys[/STRIKE] 10p/5p
• [STRIKE]Check bank account[/STRIKE]
• [STRIKE]Check Ebay[/STRIKE] 1 item sold!!
• Update notebook/spending diary
• Put 5 things on Ebay
• Sort my CV
• Apply for full time jobs!
• Organise breakdown cover (just realised the one I get with my bank account is pretty rubbish!)
• [STRIKE]Clean out my car[/STRIKE]
• [STRIKE]Go to work[/STRIKE]
• Buy new work trousers
• Phone bank re charges that (I think/hope) have been wrongly applied
• [STRIKE]Sort through my mountains of emails[/STRIKE]
• [STRIKE]Try to keep spends to a minimum[/STRIKE]
• Make lunch for work tomorrow
• Get organised for tomorrow

Looks like a lot, hopefully I'll manage!

Have a nice day everyone xxx

La_escocesa

Hi everyone :wave:

It's a lovely Friday here. Makes you feel that little bit happier! :j

I'm going to have a short and sweet list today:

• leftovers for lunch
• charge phone at work
• put some coins in the jar
• have a tipple tonight with booze that's been in the flat for ages (it must be going off - right?!;))
• smile because it's Friday
• PAD to cc

Take care everyone. Will report back if I can think of owt else.

xx

catmiaow

Morning all,

Today's list is:

Check online banking
enter comps
check job sites
Go to bank or get someone else to do it for me to pay in work cheque
Go to work boo
washing on when I get in and hang to dry
possibly dust
See to pets
All rubbish taken out
Take lunch to work

Hope everyone has a great day - Its Friday wooo hoo :j:j:j

josiebabie

Yay it's Friday! Although I've only been in two days and I'm working tomorrow...
Today I have/will:-
- Breakfast from stores
- Phone fuel pump repair place to see if they will repair bro's fuel pump to save him pennies
- Checked banking - paypal transfer has cleared so have moved into other account to make PAD later
- Keep up with surveys
- Keep up with ebay
- Try to sell a purge today??
- Lunch from stores
- Dinner from meal plan

Done all my HC so can't benefit from line drying in nice weather! Will do a load over night for DM to hang out tomorrow morning, thanks mum!
Jx

spendaholiceejit

I had a job interview yesterday so it would be nice to hear something from that although I think it would be a bit early.

I have already:

• put on a washing
• Put the washing on the line
• Folded the clothes that were on the airer
• Looked in the cupboard to see what I can feed the children as stocks are low today.

I have to:

• Ring a friend who is going in to have a baby
• Go and do 2 Mystery Shops
• write a Dooyoo review and a Ciao one so I can check the earnings out next week when they clear.
• Work out what we are eating for the next few days so I can go to Mr.T's tonight.

Hopefully that's all. Im being very bold as my Mystery Shops are in the next town which is half an hour's drive away. But I really wanted to go there so I took the shops on to cover the cost!

stitching_witch

Feeling a bit more motivated today so I've written a jobs list. If I have it on paper in front of me I'm more inclined to actually do it.


Been up since 6.00 so have acheived bits already:

• checked banking
• checked for surveys
• HC overnight and hung on airer - must convince DH to replace the outside line!!!
• cleaned out chickens (left over job from yesterday but done now!!!)

Other stuff on the list:

• pay DS3 insurance cheque into bank for him, and get diesel and milk on the same trip saving fuel
• blitz bathroom and toiletroom
• de clutter 5 drawers of dresser to find Ebay/car boot stuff
• de clutter storage pouffe as it's going to DD's house tomorrow
• 2 hours at allotment
• cut out lining for 2 corsets

I hope I get all that done today as I'm looking after DGD tomorrow and need to get the potatoes planted on Sunday.

Pippilongstocking

Hello chaps

Thanks for starting the thread DNM - you're doing a great job (PS can we please have the smiley face or the grinning one when you post the thread I look forward to seeing it!)

List for today
Check bnaks
Post a cd and post dvd back (didn't do this yesterday)
Workign from home so will save petrol
Go to new house later on I hope and start sorting out big shop (its out of its bag)
Milk/bread/food from freezer over weekend
Did a peedie shop last night for fruit - must get to Lidl for veggies - DO NOT need anything else
Willow cuttings to plant and make from my samples here
Shred more garden waste and rest of willow for my garden path (shredder is set up by my work station
Sort out any more hokey cokeys for kids
Ask DD to go to library and post letters
Take another load to the new house
Move some money around
Do some gardening
Water green house
Walk doggie later on a beach as its been far too long since I've been on one (A week!!!!) outrageous
Put in anohter electric reading and keep close eye on wasted electric
Be brave and ring oil folks and order some oil - I've switched it to hot water only at the mo as we've only a sniff full.

I hope you're all good - try and dash back later - field work all day - that will keep me busy.

lilly81

Hi Guys,
I have a hospital appointment today (in the holidays :mad:) so going to buy lunch for myself and DS from the legue of friends as a treat.

Today I have/will:
*ring milk & more because they didnt take MSE £5 off my invoice. All sorted
*Daily scratch done 20p :T
*cancel radio times full price subcripton
*finish sorting out bedroom Done :j

Im keeping my list small as I ned to finish my bedroom

LillyX

Cleosmum

Feeling rather delicate of late, so need to take it easy. I woke up to huge anxiety this morning, think I have ignore the signs til now, so need to go easy.

Today I have:

• Checked banking
• Checked pigsback
• Checked for Amazon sales
• Sorted through bargain Tesco clothes that arrived, very happy with the whole order

And will:

• Write letter of resignation and take into work :eek:
• HC and airer dry
• Meals from stores
• NSD
• 7 hours of induction at new job, last day thank goodness
• Leave list of jobs for OH

Will pop back later to see how everyone is getting on

Triangle

Morning chaps :hello:

Well, I'm in a very sparkly mood - the sun is shining and generally feeling very positive! :T

Off out tonight too - a rare girls one! I'm going with some friends I have made at slimming world and very excited! Outfit all planned (£2 for a beautiful top from a charity shop and my £2.50 leggings) and budget set - £20 and no more. DH picking me up too


So my list for today:

• Have checked bank account - my student bursary has gone in but it's got to last 5 months....aaah!
• Working at home today
• Have done the weekly shop and stuck to budget
• Just had a yummy bacon roll (sw style) for brekkie - mmmm! Stick to meal plan all day and be very good as planning to have a few vodka and diet cokes tonight!
• Walk pup in the sunshine
• Want to finish an essay today, only 2000 words and have done 700 already
• Other uni work to do - read a journal article and finish a book
• Washing already done at 30 and now on line
• Sweep and wash dining room floor
• Use free texts to make final arrangements for tonight
• Call grandad
• Friend popping round later this afternoon for a cup of tea
• Paint nails!

Have a lovely day all
T
x