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Ooo the bailiffs are coming, how exciting ANOTHER UPDATE!

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Comments

  • shopsalot
    shopsalot Posts: 154 Forumite
    I have been in a similar situation - though the debt wasnt mine - I was advised by CAB to send a letter detailing dates etc to prove there was no outstanding debt on me, and then state that if they contacted me again outside of any specific legislation that allowed them to do so i would consider their actions Harassment.

    There is a specific harassment law but you can rarely enforce it unless you state that you consider their behaviour to be so.

    once you have done this if they call, visit or contact you without proper legal paperwork - you can sue.

    Obviously we never took it this far (luckily didnt have to) but the harassment claim made them back off completely.

    Some of this may not be factually correct - but the advise worked for us.
    DFW Nerd 156 :hello:
    April Grocery Challenge £31.38/£200
  • sugaJen
    sugaJen Posts: 475 Forumite
    jessicamb wrote:
    I cant believe that they would send somebody round to your house for £15.

    Its probably just a scare tactic.


    My friend had a visit from a debt collector last month for a debt to british gas for a total of £12.60!!!
    Good enough club member number 14
  • Dr.Shoe_2
    Dr.Shoe_2 Posts: 1,028 Forumite
    I had a similar situation with transax. I bounced a cheque on someone and immediately sent another. This was cashed but in the meantime payment was sent to them by transax who came after me for it along with a "fee". I was !!!!!!ed if I was going to pay twice for the same thing!
    [strike]-£20,000[/strike] 0!
  • Mrs_Arkwright
    Mrs_Arkwright Posts: 497 Forumite
    Dr.Shoe wrote:
    I had a similar situation with transax. I bounced a cheque on someone and immediately sent another. This was cashed but in the meantime payment was sent to them by transax who came after me for it along with a "fee". I was !!!!!!ed if I was going to pay twice for the same thing!


    Indeed!

    Well I spoke to a very helpful young man at Consumer Direct today, and have now sent off a recorded delivery letter to Britannia, so will now wait to hear back from them.
    My sig's too large, apparently - so apologies to whoever's space I was taking up.:lipsrseal
  • Dr.Shoe_2
    Dr.Shoe_2 Posts: 1,028 Forumite
    Dr.Shoe wrote:
    I had a similar situation with transax. I bounced a cheque on someone and immediately sent another. This was cashed but in the meantime payment was sent to them by transax who came after me for it along with a "fee". I was !!!!!!ed if I was going to pay twice for the same thing!



    Thank you mr. or mrs. Moderator! :rotfl:

    Apologies too!
    [strike]-£20,000[/strike] 0!
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    go girl...kick !!!! (will it allow the !!! I wonder!!)..although I'd write & send recorded - phone calls are hopeless...

    Nope...not allowed bottoms! Note to Martin the Marvellous - how come I can say bottoms but not a@@ eh?!!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • ZTD
    ZTD Posts: 24,327 Forumite
    fishface-69 wrote:
    go girl...kick !!!! (will it allow the !!! I wonder!!)..although I'd write & send recorded - phone calls are hopeless...

    Nope...not allowed bottoms! Note to Martin the Marvellous - how come I can say bottoms but not a@@ eh?!!

    It's american - so you can say !!!!!!, but not asss. IYSWIM.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • Dr.Shoe_2
    Dr.Shoe_2 Posts: 1,028 Forumite
    !!!= Donkey
    [strike]-£20,000[/strike] 0!
  • Dr.Shoe_2
    Dr.Shoe_2 Posts: 1,028 Forumite
    OOOH! It does it automatically!!!!
    [strike]-£20,000[/strike] 0!
  • Mrs_Arkwright
    Mrs_Arkwright Posts: 497 Forumite
    Does it?

    !!!
    My sig's too large, apparently - so apologies to whoever's space I was taking up.:lipsrseal
This discussion has been closed.
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