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The start of my debt free challenge.

1246

Comments

  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    ***Subscribed***

    Well done...you are doing really well. Love the diary. I am far too impatient with surveys thothough i do try. I need to get a bit more regular with them i think!

    Good luck...i will keep popping in to see how you are doing!
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • Morning!

    Didn't make it on here yesterday as was super busy! Had my first NSD on Tuesday - yay! Was hoping to have one yesterday too, but irritatingly we ran out of washing up liquid!

    Well, I paid in my little bits of extra cash yesterday - £55.00. I had been hoping to pay it off CC1, but unfortunately I think I may need it to help pay for my MOT! Pick up the car today so will see what the damage is later!

    I've had a little spurt of surveys recently which has been welcome. Only one with Onepoll yesterday for 10p and in the end I didn't qualify so nothing at all to add there! However I've had a look through all my survey accounts and have the following:

    Valued Opinions: £8.75 with 75p pending
    Global Test Market: 30 points
    Lightspeed: 190 points - also am doing a survey tonight that will be worth 250 points.
    Onepoll: £16.95.
    New Vista: 15 points

    Not bad... need to work out how the Global Test Market and New Vista points are paid.

    Expecting a quiet MSE day today. It could perhaps be another NSD too if I try really hard!

    Have a good day y'all. xxx
    Debt free wannabe: Original debt/Payments made/Debt now
    CC1: £717.0030.00/£687.00
    CC2: £773.25/£215.00/£558.25
    Loan: £9627.00/£217.00/£9410.00
    Total debt: 11117.25 Total debt now: 10655.25
    Savings: £2 pot: £48 ISA: £13.65/£600 Mortgage costs account: £3000
  • Oh and I've also got 4 items finishing on ebay today. Three are books and just aren't going to sell, the other has 4 watchers so am happy that it should go for something. At the moment I just want rid rather than make lots of money with it - but if it makes even a pound it's something.

    Think I'll probably relist the books at Amazon later. Also have a few other bits I want to pop onto ebay this evening if I get round to it.

    Sorry, pointless update for you guys, but necessary for me to keep track of myself, that's what this diary is for after all!

    xx
    Debt free wannabe: Original debt/Payments made/Debt now
    CC1: £717.0030.00/£687.00
    CC2: £773.25/£215.00/£558.25
    Loan: £9627.00/£217.00/£9410.00
    Total debt: 11117.25 Total debt now: 10655.25
    Savings: £2 pot: £48 ISA: £13.65/£600 Mortgage costs account: £3000
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Oh and I've also got 4 items finishing on ebay today. Three are books and just aren't going to sell, the other has 4 watchers so am happy that it should go for something. At the moment I just want rid rather than make lots of money with it - but if it makes even a pound it's something.

    Think I'll probably relist the books at Amazon later. Also have a few other bits I want to pop onto ebay this evening if I get round to it.

    Sorry, pointless update for you guys, but necessary for me to keep track of myself, that's what this diary is for after all!

    xx

    Nothing is ever a pointless update - like you say it's what the diary is for!

    Hope the MOT isn't too bad, dropped OH's car in for his this morning - thankfully I don't have to pay for that ;)

    Good luck with the listings, every bit helps! x
  • Well the MOT hasn't been too much of a bomb shell, but I am going to have to put my lovely £55.00 paid in yesterday towards it. Hey ho - that's life. And as I said before - this will be THE LAST time we are unprepared for car costs.

    So far so NSD! Just got to get through this evening! I may set myself a target for NSD's next month.

    I have some ebay bits coming to end end this evening so let's see if they make me any dosh! I have a load of CD's on Amazon too, but they don't seem to be doing much so might just plonk them on ebay as a job lot. Not sure yet, will have a little look and see if there is anything similar on ebay, I'm sure there is. I've also got a few other bits to put on so will get cracking!

    Nothing in the way of surveys today so far, but haven't checked my onepoll yet so will go and do that now.

    Right well, catch you all later. xx
    Debt free wannabe: Original debt/Payments made/Debt now
    CC1: £717.0030.00/£687.00
    CC2: £773.25/£215.00/£558.25
    Loan: £9627.00/£217.00/£9410.00
    Total debt: 11117.25 Total debt now: 10655.25
    Savings: £2 pot: £48 ISA: £13.65/£600 Mortgage costs account: £3000
  • Yay 15p on Onepoll - that means total is now....

    £17.10!

    Getting there - slowly but surely!
    Debt free wannabe: Original debt/Payments made/Debt now
    CC1: £717.0030.00/£687.00
    CC2: £773.25/£215.00/£558.25
    Loan: £9627.00/£217.00/£9410.00
    Total debt: 11117.25 Total debt now: 10655.25
    Savings: £2 pot: £48 ISA: £13.65/£600 Mortgage costs account: £3000
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Well the MOT hasn't been too much of a bomb shell, but I am going to have to put my lovely £55.00 paid in yesterday towards it. Hey ho - that's life. And as I said before - this will be THE LAST time we are unprepared for car costs.

    So far so NSD! Just got to get through this evening! I may set myself a target for NSD's next month.

    I have some ebay bits coming to end end this evening so let's see if they make me any dosh! I have a load of CD's on Amazon too, but they don't seem to be doing much so might just plonk them on ebay as a job lot. Not sure yet, will have a little look and see if there is anything similar on ebay, I'm sure there is. I've also got a few other bits to put on so will get cracking!

    Nothing in the way of surveys today so far, but haven't checked my onepoll yet so will go and do that now.

    Right well, catch you all later. xx

    Can't be sure but sure I read somewhere a site called music magpie.....or something along those lines that you can sell cds....I could be wrong though!?! Perhaps worth a try.
  • Evening all. Today has officially been my second NSD!! Yay! Def gonna set myself a target for next month, and will try for two days a week for the rest of April.

    Have just earnt 250 points with lightspeed doing a poll for ITV. Had to watch the live political debate. I quite enjoyed it. Not really as meaty as I thought it would be, but I know where my vote's going. So, have now got 550 points as I did another survey for 110 points earlier this eve. I think that means I can get £5 credited to my pay pal account! Whoopie!

    Let's see what tomorrow brings shall we? Goodnight all xxx
    Debt free wannabe: Original debt/Payments made/Debt now
    CC1: £717.0030.00/£687.00
    CC2: £773.25/£215.00/£558.25
    Loan: £9627.00/£217.00/£9410.00
    Total debt: 11117.25 Total debt now: 10655.25
    Savings: £2 pot: £48 ISA: £13.65/£600 Mortgage costs account: £3000
  • mum2one
    mum2one Posts: 16,279 Forumite
    Xmas Saver!
    Morning!

    Didn't make it on here yesterday as was super busy! Had my first NSD on Tuesday - yay! Was hoping to have one yesterday too, but irritatingly we ran out of washing up liquid!

    Well, I paid in my little bits of extra cash yesterday - £55.00. I had been hoping to pay it off CC1, but unfortunately I think I may need it to help pay for my MOT! Pick up the car today so will see what the damage is later!

    I've had a little spurt of surveys recently which has been welcome. Only one with Onepoll yesterday for 10p and in the end I didn't qualify so nothing at all to add there! However I've had a look through all my survey accounts and have the following:

    Valued Opinions: £8.75 with 75p pending
    Global Test Market: 30 points
    Lightspeed: 190 points - also am doing a survey tonight that will be worth 250 points.
    Onepoll: £16.95.
    New Vista: 15 points

    Not bad... need to work out how the Global Test Market and New Vista points are paid.

    Expecting a quiet MSE day today. It could perhaps be another NSD too if I try really hard!

    Have a good day y'all. xxx


    Can help with this one!
    :rotfl:
    New Vista - you have to get to 50points, then you can redeem for a £50 cheque

    Global Test Market - this is a bit of a weird one, you have to get 1,000 points, and thats paid by cheque, can take upto 6 weeks, it comes from belgium so the monetry value is based on the exchange rate, but roughly 1000 points is between £26 and £28. x
    xx rip dad... we had our ups and downs but we’re always be family xx
  • missmental
    missmental Posts: 205 Forumite
    Hi,

    Just popped by to read your diary, you're doing really well:j. Good luck with it all! I've subscribed.

    Best wishes MM
    missmental stopping being mental & to be debt free by 53 :j

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