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Near Prime Credit Cards

Hi Folks...

Thought i start a new thread on near prime credit cards as i have undertaken some research and found several cards that are apparently near prime. They are:

1) Thomas Cook Mastercard

2) GM Platinum Card

3) Post Office Mastercard

It is clear on the forums judging by experience that some Sygma cards are also considered to be near prime despite the fact on record they are prime cards.


If any of you did get the three cards above with adverse data, please share with us on this thread.
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Comments

  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Post office card no way that is near prime card,it is well prime card go to there site and it says you need excellent history for that one!!
  • noah271007
    noah271007 Posts: 1,248 Forumite
    So does Sgyma mate! Draw your own conclusions!
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    noah271007 wrote: »
    Hi Folks...

    Thought i start a new thread on near prime credit cards as i have undertaken some research and found several cards that are apparently near prime. They are:

    1) Thomas Cook Mastercard

    2) GM Platinum Card

    3) Post Office Mastercard

    It is clear on the forums judging by experience that some Sygma cards are also considered to be near prime despite the fact on record they are prime cards.


    If any of you did get the three cards above with adverse data, please share with us on this thread.

    Mate - woah - lol

    1 - Barclaycard - it is a full prime card.
    2 - HSBC - it is a full prime card
    3 - Bank of Ireland - is definitely a full prime card

    Where did you do your research? cards-R-Us :rotfl: :rotfl: :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    To be honest noah i agree with nid they are prime cards,
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    noah271007 wrote: »

    Mate what is lovemoney? I have two of the cards you mention lol - trust me they are 100% prime! :rotfl: :rotfl:

    My HSBC is actually 9.9% and my BoI is 6.9% on purchases. Both still have 0% on BT's until the summer.

    Point is, that is the whole purpose of a prime card, higher limits and lower APR's...
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    post office card min salary £15000 bank of ireland..you telling me that is near prime card
  • noah271007
    noah271007 Posts: 1,248 Forumite
    Sorry posted the wrong website.

    http://www.cardsmart.co.uk/providers/

    Click on any providers.

    Example of post office card
    http://www.cardsmart.co.uk/providers/post-office/post-office-credit-card.html
  • nzseries1
    nzseries1 Posts: 2,240 Forumite
    Post Office is almost certainly prime - I've been accepted for Barclaycard Platinum, M&S, Virgin and others, but been declined for Post Office every time! :(
    You're spelling is effecting me so much. Im trying not to be phased by it but your all making me loose my mind on mass!! My head is loosing it's hair. I'm going to take myself off the electoral role like I should of done ages ago and move to the Caribean. I already brought my plane ticket, all be it a refundable 1.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    just read that noah thats strange,i only thought there were sub-prime and prime,not near prime
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