Best 3yr FRISA rate - 3.83%

bigfreddiel

You can get the equivalent of 3.83% over 3 years with Stroud & Swindon - Escalator ISA bond issue 1 - 3%, 3.5% and 5% in last year.

Are there any other 3 year FRISA that can beat that for 10/11?

fj

sheslookinhot

bigfreddiel wrote: »

You can get the equivalent of 3.83% over 3 years with Stroud & Swindon - Escalator ISA bond issue 1 - 3%, 3.5% and 5% in last year.

Are there any other 3 year FRISA that can beat that for 10/11?

fj

Getting 4% for 3 year FRISA with M&S.

Mickygg

The 4% with m & s has been withdrawn and replaced at 3.25%. Northern rock were doing 3.5% yr 1, 4% yr 2 and 4.5% yr 3 which works out a bit higher than the above.

Lokolo_2

Mickygg wrote: »

The 4% with m & s has been withdrawn and replaced at 3.25%. Northern rock were doing 3.5% yr 1, 4% yr 2 and 4.5% yr 3 which works out a bit higher than the above.

Also the 5 year version with 5% and 5.5% in years 4 and 5 respectively, if you are willing to gamble that rates will not go up. The problem with this ISA is that you can't deposit any more cash once the issue has been withdrawn

basill

aaronmanz wrote: »

Also the 5 year version with 5% and 5.5% in years 4 and 5 respectively, if you are willing to gamble that rates will not go up. The problem with this ISA is that you can't deposit any more cash once the issue has been withdrawn

Too late for the M&S one I went with this, this morning. Surprisingly quiet in the branch, no queue even at lunchtime.. I did wonder what I was missing.
You cant add more to this one but there might be something really tempting for next years money :-)


B

KTF

Mickygg wrote: »

The 4% with m & s has been withdrawn and replaced at 3.25%. Northern rock were doing 3.5% yr 1, 4% yr 2 and 4.5% yr 3 which works out a bit higher than the above.

I make the average for the NR 3 year one to be 4% which is the same as the current 'best' 43 year fixed rate from Nottingham BS which is available only from branches.

the NR 5 year one is coming out at 4.5% which can be beaten by the Yorkshire/Clydesdale bank at 5% for the same term.

Lokolo_2

KTF wrote: »

the NR 5 year one is coming out at 4.5% which can be beaten by the Yorkshire/Clydesdale bank at 5% for the same term.

Yes I know, I was gutted when I found out, can't change now though because of withdrawal penalties