Lloyds TSB - Reactivating ISA?

KTF

I have a fixed rate cash ISA from Lloyds which is due to mature any day now. I logged in to the internet banking this morning to see the following message:

You have not paid into your Fixed Rate Cash ISA - 3% in a full tax year and so before you can pay any money into the account you will need to re-activate it.

Re-activate your Fixed Rate Cash ISA - 3% now

You can still withdraw money from your account without re-activating it.

I didnt get this message last year and am reluctant to reactivate it in case it signs me up for the current 2 year fixed rate ISA.

Has anyone else got this message and do I have to activate it again in order for the interest to be paid?

Edit: Clicking on the reactivation option will open a Cash ISA Saver - which is what the fixed rate one was due to mature in to - by T&C that are being presented.

choc_mouse

I got a similar message from Nationwide - you don't need to reactivate it for the interest to be paid. You only need to reactivate it if you want to pay in this year's ISA allowance. Just wait until your account matures (any day now) then reactivate it if you want to add more funds - I presume this ties it into the fixed term.

Ifts

I managed to fund my Lloyds 1 year FRISA (matures 8/4/10) today online with 2010/11 allowance via faster payments (1x5000+1x100) from HSBC. All went OK, didn't have no re-activating message show up.

KTF

The interest on my account appeared today. Now I just have to decide what to do for this years ISA.