Money Saving Spreadsheet to use in addition to Martin's

pavlovs_dog

just downloaded this and openoffice - looks fab, and is just the shove i need to move my money away from ing direct :j

EagerLearner

Excellent - hope it helps and I'm honoured an established MSER is using it!

EagerLearner

Hi all - just a bump so you can check out the spreadsheet and customise it to your own needs!

Make 2007 count - start off on the right foot :T

moneysavingwannabe

Hi Eager Learner,

Thankyou!!

I have been writing all my finances down in a table and using a calculator!!
This is so much easier as I am quite obsessed with recording everything I spend!!

Thanks again:beer:

EagerLearner

*Bump* - If you didn't start using this spreadsheet in January - start in Feb and make 2007 count!

ruthiejane

I did start using it during January, and it's been very useful - and enlightening.
Thanks.

chick-chick

Thank you for the spreadsheet, I started using it in January, and I'm finding it extremely useful. I can see areas where I need to cut back, it will be interesting to see how February compares.

EagerLearner

Well done guys - makes you realise exactly what has been going where, doesn't it? I have found it useful to have a spending diary, mainly for when I used cash (as the switch transactions would always be on my statement and I could see where I spent the money to put it into the right column on the spreadsheet). But with cash, a tenner just dissapears, so with a cash spending diary, I can then tie up all the 'loose' amounts that otherwise would have just gone to 'cash withdrawal'. Although I have left a column there for 'cash withdrawal', please try not to use it - otherwise you end up with hundreds of £££ at the end of the year that you can't explain what it went on. Split cash withdrawals into the proper categories as you go if you can, makes it painless...

Keep up the good work!

lotte123

Just found this - have downloaded and saved it and will start using it. I think I might do as a few other people have done and change the savings to debts. I like the way I can break the 'frills' down and get a really clear picture of how I spend. Am realising that changing how you operate is all about knowing how you operate in the first part and that is the really HARD part :eek: Once you know, changing it is easy! So thanks EL for something that is going to really help me :T

EagerLearner

Thanks Lotte - good luck with it - you are right, it's all about changing habits - since I have changed mine (and found this site) I have saved loads and my whole approach to money has changed...