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It's taken me 3.5yrs since joining MSE to face my debt prob how long did it take you?
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I signed up on here as I had my Light Bulb Moment - after months and months of what can only be described as ignoring my debts and thinking there must be an easy way out of it.
Since signing up on here I have become somewhat philosophical about my debts, realisting a lot of things like:
I will one day be rich, but to be rich I first need to be debt free
To the more comical ones that seem to come out from my lips:
This time next year Rodders, we will be debt free!£4142.49/ £131,795.91 - 3.14% paid off or only £129,608.80 to go!
Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
MFW: Opening Balance: £108,297.91 Original MF Date: June 2042
Current Balance: £106600.27 Estimated MF Date: Dec 2033
Proud to be dealing with my debts0 -
Thanks for everyone who's posted

Don't worry about it being long-winded Determined coz it was good to hear your story
You should never call somebody else a nerd or geek because everybody (even YOU !!!) is an"anorak" about something whether it's trains, computers, football, shoes or celebs
:rotfl:
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