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My Savings in 3 Weeks

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  • MSE_Martin
    MSE_Martin Posts: 8,272 Money Saving Expert
    Part of the Furniture 1,000 Posts Combo Breaker
    What a great message to read - coming straight out of uni - and already starting to really get into MoneySaving

    I love it :)

    Martin
    Martin Lewis, Money Saving Expert.
    Please note, answers don't constitute financial advice, it is based on generalised journalistic research. Always ensure any decision is made with regards to your own individual circumstance.
    Don't miss out on urgent MoneySaving, get my weekly e-mail at www.moneysavingexpert.com/tips.
    Debt-Free Wannabee Official Nerd Club: (Honorary) Members number 000
  • johnllew
    johnllew Posts: 1,928 Forumite
    I wouldn't pay off your student loan early if I were you; you're unlikely to get such a cheap form of finance anywhere else. Better to put the money in a Cash ISA - you'll earn more than the interest rate on the student loan..
  • MSE_Martin wrote:
    What a great message to read - coming straight out of uni - and already starting to really get into MoneySaving

    I love it :)

    Martin

    Thanks Martin, it means a lot!

    ps. I listen to Radio 2 a lot, keep up the banter with Vine!:beer:
  • johnllew wrote:
    I wouldn't pay off your student loan early if I were you; you're unlikely to get such a cheap form of finance anywhere else. Better to put the money in a Cash ISA - you'll earn more than the interest rate on the student loan..

    Hi John,

    It is at a very low rate but because of the ammount I owe (£15k) interest will be at £25 per month!

    I am thinking about covering that and a little more (maybe £40/month) because I hear it makes you seem more responsible to banks and lenders when I need a mortgage.
  • I forgot to mention this above.

    I was in desperate need of a few new clothes and was advised about going to Matalan. The clothes seem good quality and the prices were excellent - can thoroughly recomened! :beer:
  • I have not been on the site for ages!

    I relocated to Somerset to begin my new job at the start of September and have just sorted out my internet connection.

    Well I have not stopped the money saving since I have been away and during the last two months have completely payed my CC's and moved to Natwest where the interest free overdraft is really a benefit.

    I will keep you up to date.

    Thanks for reading,

    :beer:
  • System
    System Posts: 178,352 Community Admin
    10,000 Posts Photogenic Name Dropper
    Your welcome bullycornedbeef, and yeah keep us updated. Its great to hear you paid your credit card off. Well done!!
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Thanks everyone.

    Just received in the mail a new credit card! Mint must have realised that I have paid off my balance and have not used my card for ages!

    Although I think this is pretty desperate and laughable - I am tempted to complain because I did not ask for a new card.
  • An interesting development...

    I have had a letter from the Inland Revenue stating that they believe that I have paid too much tax for the 2004-2005 financial year and are checking their records to see if I am entitled to getting some monies back! I will let you know... :beer:
  • System
    System Posts: 178,352 Community Admin
    10,000 Posts Photogenic Name Dropper
    An interesting development...

    I have had a letter from the Inland Revenue stating that they believe that I have paid too much tax for the 2004-2005 financial year and are checking their records to see if I am entitled to getting some monies back! I will let you know... :beer:
    Fingers (and toes) crossed for you :T
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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