best card to use in the usa

mrs_lds

Coveredinbees!!!! wrote:

Only thing I found using nationwide debit card in ATM's is the local banks were charging us $2 to $5 dollars a time for using the mashine. Last year the bank of America did not charge but this year they did. Credit card charges no fees and you get the comercial rate which means more $ for your £.

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So get csh out using the credit card and any particular atm?

King_Of_Fools

mrs_lds wrote:

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So get csh out using the credit card and any particular atm?

No, never get cash out of an ATM with a credit card (you will be charged interest and a fee - even with Nationwide credit card).

King_Of_Fools

mrs_lds wrote:

so i presume the bank rate is more favorable?

The Visa/Mastercard rate is the best exchange rate. When a foreign bank uses DCC and charges you in Sterling, they set the rate and they load a commission into it so you end up paying more than if you had paid in foreign currency.

mrs_lds

so anyone - in a nutshell regarding cash dollars which card is best please and where thanks in advance

King_Of_Fools

The Nationwide credit card is the best card for purchases.

The Nationwide debit or cash card is the best card for withdrawing cash.

mrs_lds

sorry last question promise. Where is the best place to use the nationwide debit card in the usa for the best rate?