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Fraudulant whiplash claim?

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Comments

  • cp3go
    cp3go Posts: 16 Forumite
    My uncle had a similar accident where he drove out from a side road to a main road slowly and because of some parked cars didn't see a car driving along. The guys car wasn't damaged badly and neither was my uncles but the man took his details. My uncle, at the time, admitted it was his fault soemthing that he shouldn't have done. The guy now has stated his car was more damaged than it was, he had wiplash and that he was only driving 30 miles per hour. After going back to the scene we found the skid marks were to long for him to have been driving at 30 miles per hour, he hadn't mentioned whiplash before and because of how blind the road was my unlce wouldn't have seen the car before it hit him. Some people really push the truth and this will cost my uncle a lot when he re-insures his car.
  • John_Pierpoint
    John_Pierpoint Posts: 8,401 Forumite
    Part of the Furniture 1,000 Posts
    edited 10 August 2010 at 7:20PM
    In the good old days you just gave the other side your address and phone number. Your insurance company stood behind you not in front of you.
    Unfortunately these claims parasites can now find your insurance company from your numberplate and thus incur hundreds of pounds worth of expenses before you even know about it.
    Beware of being contacted by a claims agent and having your details sold to a no claim no fee parasitic firm of solicitors.
    If this happens you can check to see if the "claims agent" is registered - if it is not it is breaking the law.

    When you are involved in an accident you should do your best to "mitigate the damage", not try to screw the opposition.
  • rammy007
    rammy007 Posts: 1,050 Forumite
    Part of the Furniture 500 Posts
    This happened to me a few months back only I was the one shunted round a bend even though stationary just about to move off when someone went into me, on first inspection my car seemed ok but later was found I couldn't open the boot.also my dh suffered whiplash and had to have physio,I suffered whiplash with headaches and dizzyness,these are not always apparent straight away,even the hospital warned it can take a few days for symptoms to show.at the end of the day you hit them so were not paying enough attention and should always be able to break without hitting them,so don't assume it is a scam mine wasn't but was shocked how it affected us I had only had my car 1 week .
  • C_Mababejive
    C_Mababejive Posts: 11,668 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Its just business. If someone ran up the back of me,i'd seek to maximise it to my advantage.
    Feudal Britain needs land reform. 70% of the land is "owned" by 1 % of the population and at least 50% is unregistered (inherited by landed gentry). Thats why your slave box costs so much..
  • Yes but I bet you didn't give the other driver a false mobile phone number and an address where nobody claimed to know you.
    If your boot lid is all twisted the insurance company could well give you the bottom Glasses guide price and wish you good luck.
    How old is your car?

    I hope the whiplash gets better. If it seems to be a 10 day problem then you might be OK, but it can mess you up for life, so beware the full and final settlement.

    Also don't assume that you are in the clear. A colleague of mine turned out into the path of what was certainly a speeding motorist and the swerving motorist wrote off 4 cars - his and 3 others. My colleague did not even know the accident had happened as he toddled off.
    The judge found him 25% responsible for the accident.

    My bumper kiss would have been worth 150 quid, if the car in front that in reality caused the accident by swerving into my lane, had not tried to get clever; because that is what I would have paid him to shut up (more if there was any damage to his car). As it was he tried to get clever and got nothing.
  • MORPH3US
    MORPH3US Posts: 4,906 Forumite
    1,000 Posts Combo Breaker
    End of the day, you ran into the back of him, end of story.

    Let your insurance company deal with it.

    The fact that he a) "looked foreign", b) "looked unemployed" c) was in the wrong part of town for that time of day compared to where he lived" etc etc just make you look ignorant / silly / desparate.

    Sorry if that sounds harsh but its true.
  • sassy_one
    sassy_one Posts: 2,688 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If the Police don't want to know, their isn't really a lot you can do to be fair.

    I would advise your insurance company of your concerns and pass the drivers details on to them and let them handle it, if they need any more details they can they come back to you, instead of you chasing people who may not be interested.

    Hope you get it all sorted :)
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