Thurs 1st April - What small DFW things have you done today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important


Morning morning everyone! Hooooray for April...and the sun is out here
And for me....it's the end of term so 2 weeks off after this
So, off to work for the morning thena quick trip to Tesco....don't need much - thought I'd better buy my own 2 something for Easter - posh tastes though the monkeys, they want Lindt chocolate:rotfl:

Ok. list:

• check banking - TCs moved to spending account
• daily scratch
• packed lunches for girls
• carry on with my Uni reading....slowly:o
• meal from plan tonight - jacket pots and chicken
• hoover lounge
• clean washing from airer upstairs

Ok, that's all from me - have a fab day everyone!!

Casperthefriendlyghost

Hi millyscarlett

I am staying at home, watching DVDs and reading my book (following surgery a few weeks ago) and only leave the house twice a week. This is brilliant, no unnecessary spending, no buying even more groceries I do not need, and I'm enjoying reading books (I have a whole bookshelf full), surfing online and de cluttering where I can. At the moment I'm reading "Chicks Dig Time Lords" which is a fantastic read.

Today I will:

Check online banking (Most DDs come off today)
Breakfast: Gluten Free Oats Porridge with Butter and Brown Sugar
Lunch: Coffee and Sandwich (Cheese and Onion Toasted)
Dinner: Risotto with Asparagus and Peas (Maybe some bacon tossed in?)

All from my storecupboard! which I am glad I built up once I knew when my surgery would be.

I'm also making Gluten Free Bread Rolls for tomorrow's dinner to go with blue cheese & lamb patties I made yesterday.

Think that might be it for today.
Have a great day everyone and take care.

Casper
x x

pixiechick99

Ahhh enjoy the rest Casper - I'm waiting for a date for surgery too (I have Crohn's) so having bowel resection (nice:eek:)
Take care of yourself:)

josiebabie

Morning milly and casper!
Would you believe it's my day off and I'm posting earlier than ever! Just send OH off to deliver DD to nusery and DSS back to his mothers house so I need to plan a day! Still have DSD here (in bed, typical pre-teen) so will make use of her.
Today I will/have:
- Checked banking, and moved surplus to make PAD later (to make my balances a multiple of £5, as I do...lol)
- Hot water on for short time to do washing up then off for the rest of the day
- Taking OH's car to get a tyre done, being billed straight to his work
- Nipping into my work to get copy MOT certificate (FOC) to I can get my tax...I forgot!!!
- Thorough clean today, might buy paint to do the kitchen, we are doing it this weekend but might just attack it today
- Find cheapest replacement kitchen unit and maybe a new tap
- Batch cook cakes and biscuits and millies cookies to last the weekend
- Main aim of the day - spring cleaning time!!!!
Jx

Casperthefriendlyghost

millyscarlett wrote: »

Ahhh enjoy the rest Casper - I'm waiting for a date for surgery too (I have Crohn's) so having bowel resection (nice:eek:)
Take care of yourself:)

Thanx, I had my shoulder fixed, torn rotator cuff, so the 6wks with my arm strapped to my side is driving me bonkers! lol. I hope it all goes well and that you get a date soon, it's better to get it over with as soon as possible so you can start recovering, the waiting was doing my head in! I work in the NHS so I understand, I'm a cardiac anaesthetic nurse ;o) Take care and hope the wait is over soon, if not email the PALS and shout at them, it worked for me! I had a date two days later!

Cheers
Casper
x x

catmiaow

Morning all,

Today's list includes:
[STRIKE]
See to pets
Take rubbish out
checked online banking - all bills out
Go to work booo
Quick shower after work[/STRIKE]
[STRIKE]lots of comps
printed of job to call next week[/STRIKE]

Hope everyone has a good day!

determined_new_ms

morning, ah the freedom of not having to get up and do a mad dash to get ready in time to leave for work at 7.15

Casper - ouch that sounds painful! although sounds like ur making the most of it...

Milly sorry to hear u have crohn's. One of my colleagues has that and sometimes gets really ill. Are you able to control with diet etc? My colleague found that difficult, had a lot of resentment about it so continued to smoke nd eat a lot of fatty foods...

Ok I thought I had loads of things to do today but when I told my oh it didn't seem that much!

• [STRIKE]post off doc for insurance, didn't do this yest as wanted to send by recorded delivery[/STRIKE]couldn't be bothered to sand i nj queue so it didn't go recorded
• [STRIKE]check £25 refund has gone into bank [/STRIKE] nope not gone in
• make hobnob biscuits (last batch I burnt a little )
• [STRIKE]ooo just remembered I need to see my doctor so call gp surgery and see if I can get an appt.[/STRIKE] walked to the surgery so that was 45 mins free exercise nd petrol conseravtion
• [STRIKE]cancel Halifax cc & New Look store card (result of viewing credit report yesterday :eek:)[/STRIKE] both cancelled although Halifax tried to "sell" me their bank acc, and tried to convince me the benefits were worth £12.99 pm! New Look told me I had a balance of £0.84 since Feb 09 but they'd never sent me a statement or letter to advise so therefore that's been affect my credit rating...:mad:
• [STRIKE]get mince out of freezer[/STRIKE] for tea, and as someone said on Monday "enhance with carrots and courgette"
• [STRIKE]any surveys available[/STRIKE]
• vacuum whole house (all 3 stories ) broken vacuum cleaner really is broken now so could do it . Am going to have to clean it up, dig out the cc statement which shows when I bought it and try my hand at getting it replaced
• clean bathroom
• [STRIKE]put clothes in wardrobe upstairs (rearranged the furniture, swapped wardrobes from second and third floor to sort out the room for my son)[/STRIKE] OMG that was suh hard work nd it took AGES! The whole room was a bomb (oh put the stuff in there) but now it is clean, everything put away and it looks like the spare room once more
• [STRIKE]go into town to pay off £4.13 off old Barclays cc which I didn't realise was on there :eek: nd get shoes from menders before they throw them out![/STRIKE]
• And maybe plant some tom seeds if I'm not too exhausted after all of the above!
• closed an old bank account which had a £1400 od facility
• checked balance of loan have paid off more than I thought

Have a great day everyone xx

I-need-to-make-£

oooo martins on gmtv!! go martin go martin go martin.....

I-need-to-make-£

Good morning everyone..... the sun is shining..... what a difference it makes to the DFW day!!

Well last day at work for 4 days!! :j:j:j I have it all sorted out in my head what I would like to achieve over the next 4 days, definately want to paint my toe nails and get my flip flops on if this weather continues. please continue please continue...

Anyway today I am going to:

- going to post ebay items sold
- check paypal/online banking for thoseamounts to verify paypal (please please so I can list over the weekend)
- hokey cokey onto line
- meals from stores

If I do anything else I will update later on!

HAve a great everyone!! Take it easy!!! x

starnac

morning all. i managed everything on my list yesterday except post my letter so that's going on today's list (making 3 days in a row ) was working last night and haven't long got home so intend to have an easy day as back in tonight.

my list today

[STRIKE]POST LETTER[/STRIKE][STRIKE]
take DH to work (needed the car for dentist)
[/STRIKE][STRIKE]check banking to do proper budget on proper pay figures[/STRIKE]
[STRIKE]NSD[/STRIKE]
[STRIKE]dentist me and DD[/STRIKE]
check easter eggs in stash and hope i've got them all.
[STRIKE]check for surveys[/STRIKE]
[STRIKE]have a couple of hours sleep (if DD will let me if not have to wait for DH to get home)[/STRIKE]
[STRIKE]pick DH up from work [/STRIKE]

that'll do me for now

have a good thursday everyone

spendaholiceejit

Today, my first official day, will involve

• Contacting the company about my mis-sold PPI
• Doing a couple of Dooyoo reviews and some rating
• Checking for mystery shops.
• Checking the job centre for anything I can apply for
• Trying to have a NSD if at all possible although I need some fresh food
• Trying to work out how I can make £5 today to start my £5 a day in April
• washed clothes all to be put on the airer
• No dishwasher for the dirty dishes

:j I am quite excited to start