terminal illness and benefits

scotty6w

hello , i have been diagnosed with terminal cancer and i am claiming employment support allowance and dwp benefit, can anyone tell me if i am eligable for any other benefit, i also have disibility car tax and badge all claimed this year and now on full time sick due to my illness with work payments now stopped... the payment i get are a struggle to live on.. any help with anything will be greatly appreciated thanks

dmg24

Are you in the Support group for ESA?

Do you claim DLA? I am guessing that is what you mean by DWP.

Do you have a partner that works? You may be entitled to help with housing on costs (payments towards your mortgage interest or rent, and Council Tax Benefit), but these will depend on your household income, and whether you have capital above £16,000 (with anything above £6,000 lowering your entitlement).

Dumyat

In our area there are special financial advisors employed by Macmillan to help.
http://www.macmillan.org.uk/Cancerinformation/Livingwithandaftercancer/Financialissues/Financialissues.aspx

sunnyone

scotty6w wrote: »

hello , i have been diagnosed with terminal cancer and i am claiming employment support allowance and dwp benefit, can anyone tell me if i am eligable for any other benefit, i also have disibility car tax and badge all claimed this year and now on full time sick due to my illness with work payments now stopped... the payment i get are a struggle to live on.. any help with anything will be greatly appreciated thanks

I think he means DLA dmg because thats the way to get nil road tax (or war pensioner mobility suppliment)

Indie_Kid

Because you have cancer, you're entitled to free prescriptions. Your GP has the fomr that needs to be filled in.

scotty6w

hi guys sorry i did mean dla not dwp doh... yes i get free prescriptions and i have 16 thou savings ready for the wife when things go bad for me, so i will be penalised while alive cos i saved my hard earned cash for her and the kids when i die ... i hate that bit, i have a mortgage and the wife earns 8000 per anum.. how can you survive on such a low income
i get 119 dla and 95 esa pw and thats it.... thanks

Caz3121

Do you receive tax credits for the children, if so, when the new award comes through, based on last years income, you should advise them of the new income relevant for this year.
Have a look at entitledto.co.uk, a quick estimate with your current benefits and your wifes salary shows £177 per week child plus working tax credits - I took a guess that your wife works more than 16 hours and your have 2 children just to get a rough number

magpiecottage

Do you have life cover for the mortgage?

If so, then it may now pay out, depending on its terms and conditions.

Check it and if it does, then claim on it!

beanybop

Hello

Your wife should also get an enhancement on your WTC claim, it is worth about £1075 per year. It is called the Severe disability element.

I know because I got it when my husband was in your situation.

If your wife's income was £95.00 after deductions, then she could qualify for carer's allowance (£53.10pw in 2009/10). You can deduct pension contributions etc. from pay to get to the £95.00 per week. It may be worth looking at.

Have a look at pensions that you have as well, they may have clauses that will help you in your situation.

I assume that you are younger than 50, otherwise it may have been worth considering one of the over 50 life insurances. Sorry if that is a bit morbid, trying to help though.

All the best

carpedieme

just sending you a virtual hug scotty and wishing you all the best

Vader123

I am sorry to hear about your condition.

However from a financial point of view you appear to be claiming all you are entitled to.

Perhaps its time to use the 16K now to enjoy life rather than wait for something to happen.

Vader