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Bank Cards as Status Symbols and Acceptance
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These days Gold and Platinum cards mean nothing in most cases - you can get a Platinum card with some providers with a salary of 10k a year.
Also Premier Bank Debit cards are available from some banks if you pay the monthly £20 charge for the packaged bank accounts. I only think those accounts are worthwhile if you travel enough to make use of the free travel insurance and don't get it from anywhere else.
Saying that I do pay £300 a year for Platinum Amex ChargeCard, but I do make sufficent use of the benefits to make it worthwhile (PriorityPass for free access to airport lounges, upgraded status on Hilton, Sheraton and Radisson Hotels which always means a room upgrade when travelling with work, free BA Amex Premium Plus card which generates enough miles for me and a friend to fly first class to North America for free each year etc....)0 -
I got a platinum amex and it dont cost anything. Only trouble is not everywhere takes it so you need a mastercard or something too.
Arent vanquis the ones with mega high interest rate that they give to people with bad credit?0 -
Platinum Amex Charge Card and Platinum Amex Credit Card are two different products. Creid Card is free, but doesn't give the benefits of the charge card.0
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Customer 1 just makes me think they're either silly enough to pay £25 a month for their bank account, or they actually use the extras.0
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Customer 1 just makes me think they're either silly enough to pay £25 a month for their bank account, or they actually use the extras.
I'm customer 1!
Have LTSB Premier debit card
LTSB Premier duo MasterCard & Amex
but I do use the extras lots! And the slight difference in airmiles on the credit cards is helping toward next years holiday, and spend over £15k and get the free partner ticket, it's a winner!These are my thoughts and no one else's, so like any public forum advice - check it out before entering into contracts or spending your hard earned cash!
I don't know everything, however I do try to point people in the right direction but at the end of the day you can only ever help yourself!0 -
But I'm not posh!These are my thoughts and no one else's, so like any public forum advice - check it out before entering into contracts or spending your hard earned cash!
I don't know everything, however I do try to point people in the right direction but at the end of the day you can only ever help yourself!0
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