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will i get refund

ok here goes
had loans with loyds tsb in 2000-2003 say that had mis sold ppi on them
i have written off about this
will i get this back or is it too long ago to claim
thanks

Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    tvaddict wrote: »
    ok here goes
    had loans with loyds tsb in 2000-2003 say that had mis sold ppi on them
    i have written off about this
    will i get this back or is it too long ago to claim
    thanks


    Hi there
    Good luck with your reclaims.
    You still have a chance.

    Keep at them, if they try fobbing you off with something like "you must have been aware because you signed the agreement" blah blah then that is standard, keep at them is best, you do still have every chance.

    Please keep us posted, hopefully they will resolve in your favour first time round, but if not write back to them again until they issue you with the final response and this should also include details with the leaflet - Financial ombudsman service (FOS), LLoyds TSB were members of GISC prior to the FSA who taken over in Jan 2005, and I also believe they were members at the time you taken the loans out too by these, so the FOS will be able to investigate.;)

    Good luck.
    The one and only "Dizzy Di" :D
  • tvaddict
    tvaddict Posts: 67 Forumite
    thanks so much
    i recieved a reply saying somthing about they have recevied my letter and have signed a case worker or summitlike that
    is this standard letter then
    thanks
  • di3004
    di3004 Posts: 42,579 Forumite
    tvaddict wrote: »
    thanks so much
    i recieved a reply saying somthing about they have recevied my letter and have signed a case worker or summitlike that
    is this standard letter then
    thanks

    Hi there

    Yes it is standard and they have 8 weeks in full.;)
    The one and only "Dizzy Di" :D
  • tvaddict
    tvaddict Posts: 67 Forumite
    thanks so much so they usually tend to wait 8 weeks lol
    bet they do
    thanks
  • di3004
    di3004 Posts: 42,579 Forumite
    tvaddict wrote: »
    thanks so much so they usually tend to wait 8 weeks lol
    bet they do
    thanks

    Your welcome.:D;)

    They can be sooner but if you hear nothing by 8 weeks or have not resolved in your favour, then you should then be able to move on to the Financial ombudsman service (FOS) they normally give details of these in the final response.

    Di
    The one and only "Dizzy Di" :D
  • tvaddict
    tvaddict Posts: 67 Forumite
    thanks so much
    will let you know how it goes
    thanks
  • di3004
    di3004 Posts: 42,579 Forumite
    tvaddict wrote: »
    thanks so much
    will let you know how it goes
    thanks


    Not a problem, we look forward to hearing the outcome.
    Fingers crossed for you.:);)X
    The one and only "Dizzy Di" :D
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