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Attack April with An Alternative Approach; the NSD Challenge.
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Hello!!!! :hello:
Can I join in too please? It will be my first time here so will start with just a few ... Can I try 10 NSDs and see how I go?!
I think I'll exclude all my bills (all paid by direct debit) but will count a day as 'no spend' if I've not parted with any cash or handed over by debit card!
Thought I'd wish you all a happy Easter now - this is what I look like when faced with any sort of chocolate, not just a chocolate bunny ...
:EasterBun
THANK YOU!!!!!!Debt Jan 2008: £45,566. *** June 2013: DEBT FREE! ***
Paid back just under £50,000 due to some interest added.
Dealt with my debt through a Step Change (CCCS) DMP.
DMP Mutual Support Thread Member #240.0 -
NSD number 1 for me today :jSave £12k in 2017 #14
How much will you spend in 2017 #40 -
NSD 1 today achieved by not going out! Yipee!!final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
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Me too! Tomorrow have a wedding reception to go to - so this wont be a NSD.MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different0
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I am going to declare today a NSD even though we took our son out for dinner, it's something we do on all our birthdays, it's part and parcel of birthdays in our house and we only spend £37...:j***Dont save what is left after spending, spend what is left after saving***0
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I would like to try for 12 this month, as away for a week.Free Films in 2011: Tangled, Chalet Girl, Never Say Never, Pirates of the Caribbean: On Stranger Tides
No Buying Books in 2011 - Books read: 60 -
Had 1 NSD so far this month!Free Films in 2011: Tangled, Chalet Girl, Never Say Never, Pirates of the Caribbean: On Stranger Tides
No Buying Books in 2011 - Books read: 60 -
NSD no 2 for me. didn't leave the house apart from good friday service at church and i don't count my offering as a spend as we budget for it and it's the same every week so it's more of a bill than a spend.
so 2/15 for meGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
Please can I join too - don't get much chance to spend when I'm working tbh - apart from I pass a huge Mr T's on my way home every night and have just found out I'm 5 mins away from massive Mr A's at new job (only started Jan so not found way around town yet!)
Reckon I should be able to do 10 without too much hassle - especially having seen the bank balance this morning:eek:Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
Hey Spoon, all caught up now
. Can you put me down for 10 to start me off and see how I go! :beer: 3dogs, I'd have still been procrastinating otherwise and Spoon would go cross-eyed from rolling her eyes at me
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Virtual party in Glasgow, you say? Now Spoon, if you'd told me that I'd have rushed over a few days ago to find out what the plans were.
A bit miffed that I had to spend 20p on parking today, thus ruining a perfectly good NSD. Tomorrow is probably a write off too, need fuel and it's my friend's birthday night out. But there's always Saturday and Sunday.
Yes, virtual party in Glasgow is on the cards - we had the last one in Newcastle, celebrating katenut's hen party, but BigMumma disgraced herself with a policeman and a pair of knickers on the Tyne bridge, so we can't go back there again - and as for curlygirl and the poledancing, well I can't possibly tell anyone about that on here:rotfl:welshspendthrift wrote: »HIya bit late here but can you please put me down for 15 Nsd please Thank youI've enrolled you now. Good luck and look forward to following your progress.:)
NSD no 1 for me today. had to go to the dentist with DD but left my purse at home so was not tempted to take her to the shop afterwardsThe time you enjoy wasting is not wasted time
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